Corgi Hired and Non-Owned Auto Insurance

Corgi sells HNOA as an endorsement to its CGL policy, not as a standalone product; the page describes it as extending CGL's liability coverage rather than a separately issued policy. ¹Company-reportedHNOA product page, form CORG-HNOA-0100.

Corgi's HNOA page does not name an issuing insurer for the endorsement. Corgi's CGL page states CGL itself is underwritten by Technology Risk Retention Group, Inc., but the reviewed sources do not confirm whether the HNOA endorsement is issued by the same entity. ^1,2Not publicly disclosedHNOA page as read on 2026-09-23, cross-checked against the CGL page's insurer statement.

HNOA is not part of any of Corgi's stage-based packages (Pre-Seed & Seed, Series A, Growth Stage); it is offered only as an add-on policy alongside CGL, D&O, Tech E&O, Cyber, Fiduciary, Media and EPLI in the Custom Package. ³Company-reportedHomepage package contents as read on 2026-09-23.

HNOA provides excess liability coverage, meaning it pays after an employee's personal auto insurance or a rental company's policy, for bodily injury and property damage when employees drive personal or rented vehicles on company business. It excludes physical damage to the vehicle itself, rideshare or livery use, company-owned vehicles, and independent contractors' personal vehicles. ¹Company-reportedHNOA coverage table, scenarios and policy notes; illustrative summary, not policy wording.

Corgi's HNOA page lists non-owned and hired auto liability sublimits as "see declarations" rather than a published dollar figure, states the sublimit shares Corgi's CGL aggregate rather than adding to it, and shows a $1,000 per-occurrence self-insured retention. ¹Company-reportedHNOA coverage table.

The reviewed HNOA page does not describe driver-safety programs or fleet risk-management services for policyholders. ¹Not found in reviewed sourcesHNOA product page as read on 2026-09-23.