What Insurance Covers Copyright Infringement?
Media liability or dedicated IP insurance may address copyright claims; general liability is narrower and may cover infringement tied to an advertisement.
Copyright disputes can involve photographs, music, software, video, or text. Dedicated IP cover may provide a defense for specified rights disputes; the NAIC study describes general liability personal-and-advertising-injury wording that can cover copyright infringement in an advertisement, and the FTC lists copyright claims among possible third-party cyber coverage.
Match the policy to how you use content: website publishing, software code, ads, or customer uploads may be treated differently. Ask which activities and works are covered and whether defense costs reduce the limit.
