What Insurance Covers AI Companies?
AI coverage depends on whether you build models, sell software, consult, process data, or use third-party models; technology E&O, cyber, media, and IP policies address different risks.
Technology or professional E&O may address customer claims over service errors, cyber can address specified security and privacy events, and media or IP cover may address content and rights disputes.
Ask insurers to map each product and service to the relevant policy and identify overlaps and exclusions. The NAIC treats cyber and IP as distinct liability categories, and Texas DOI describes professional liability as covering claims arising from professional services; use those distinctions to frame your application.
