What Insurance Covers Employees Driving Personal Cars For Work?
Hired and non-owned auto liability may cover your business’s liability when employees drive personal cars for work.
If an employee causes a crash while using a personal car for company business, the employee’s personal policy and your business liability are separate questions. Hired and non-owned auto coverage may protect the business; it usually does not repair the employee’s car.
Check covered drivers, auto symbols, permitted uses, limits, and vehicle-damage exclusions. Confirm whether rented vehicles qualify too.
