Does Professional Liability Cover Property Damage?

Usually, general liability addresses physical property-damage claims; many E&O forms exclude physical damage unless an endorsement says otherwise.

A sample E&O form excludes property damage, though specialized technology or installation policies may differ.

Check property-damage and loss-of-use definitions, exceptions, and the relevant service grant. Ask how the policies coordinate if negligent advice allegedly damaged equipment.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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