Can Individuals Buy Kidnap and Ransom Insurance?
Many K&R products are sold to organizations; individual availability depends on the insurer and location.
K&R is often sold as organizational coverage, and these sources do not establish individual availability in every location. You may need coverage through an employer or organization rather than a standalone policy.
Ask a licensed broker whether you can be named directly. Check insured people, family coverage, travel, territory, and crisis-service access before relying on an employer’s policy.
