Does General Liability Cover Company Vehicles?
No. General liability excludes accidents involving vehicles your business owns or uses; you need a commercial auto policy for company vehicles and drivers.
No. The standard general liability form excludes injury and damage arising from any auto your business owns, operates, rents, or borrows, including claims that you negligently supervised the driver.
Insure company vehicles on a commercial auto policy. List each vehicle, driver, and business use, and pick liability and physical-damage limits that fit. If you also rent or borrow vehicles, ask the auto insurer how those are covered.
