Who handles workplace safety when a business places a temporary worker?

OSHA says the staffing agency and host employer share responsibility for temporary-worker safety, with duties depending on the facts and who controls hazards. This is workplace-safety guidance, not an insurance allocation.

Agree in writing how the agency and host communicate hazards, training and incident reporting, then share that arrangement with the broker when describing the account.1

Ask separately which entity employs the worker, which policies list the work and locations, and how the contract allocates responsibilities. The OSHA source does not answer those policy questions.1

Read the Recruiting and Talent Insurance Buying Guide

Spot, a product of Tools for Enlightenment, publishes this guide and works in the commercial insurance market. This is general buyer education; policy terms and state-specific obligations determine coverage and requirements.

Updated 2026-09-28. Editorial Policy

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