RiskCube vs TechInsurance: How Do They Compare for Tech E&O Insurance?

TechInsurance sells a bundle of E&O and cyber for IT firms with a published median of about $67 a month; RiskCube is an independent brokerage that compares carriers for AI, fintech and Web3 companies among others.

RiskCube is a broker that shops Tech E&O across insurers for AI, fintech, govtech, defense, space and Web3 companies. TechInsurance sells software, MSP, SaaS and IT consulting firms a two-policy E&O and cyber bundle and reports a median premium of about $67 a month. ^1,³

What Are the Key Differences Between RiskCube and TechInsurance Tech E&O Insurance?

Frontier-Tech Broker vs a Bundle for Everyday IT Firms

RiskCube compares Tech E&O across outside insurers for AI/ML, fintech, govtech, defense, space and Web3 companies whose software or models could cause customer losses or contract disputes. TechInsurance sells E&O and cyber as two policies together for software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms, and reports a median of about $67 a month from its own customers. Choose RiskCube if you build AI, defense, space or Web3 products that mainstream insurers may avoid; choose TechInsurance if you're a conventional IT or software business that wants E&O and cyber quickly at a known price point. ¹ ² ³

IP Is a Weak Spot With Both

TechInsurance says IP and copyright disputes aren't automatically covered and usually need an add-on. RiskCube lists patent and other IP infringement among common Tech E&O exclusions. If your product relies on licensed code or patents, negotiate IP cover before comparing premiums. ³ ¹

What Should You Confirm in RiskCube and TechInsurance Tech E&O Insurance Quotes?

Ask RiskCube which insurer it's placing with, and TechInsurance which insurers issue each policy. ² ³
Check IP treatment on the actual wording from both. ³ ¹
If you need cover for breaches of your own systems, you'll get it in TechInsurance's cyber policy; ask RiskCube to place cyber separately. ³ ¹
Treat the $67 median as a benchmark, not a RiskCube rate. ³

RiskCube vs TechInsurance Tech E&O Insurance Compared

RiskCube vs TechInsurance: Tech E&O Insurance: documented features by provider

Criteria	RiskCube Technology Errors and Omissions (E&O) Insurance	TechInsurance Technology Errors and Omissions (Tech E&O) Insurance
Who It’s For	RiskCube targets Tech E&O at AI/ML, fintech, govtech, defense, space and Web3 companies whose software or models can create financial loss or contract-performance disputes for customers. ¹Company-reported. Tech E&O product page "Who needs this coverage" section.	TechInsurance targets tech E&O at IT and technology businesses, listing software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms among the professions it insures under this bundle. ³Company-reported. Tech E&O product page, Technology professionals we insure section.
Coverage Features	RiskCube describes Tech E&O as covering software errors and bugs, failure to meet SLAs or contract terms, client financial losses caused by the policyholder's product, and related data loss, plus legal defense costs. ¹Company-reported. Tech E&O product page "What's covered" section. RiskCube lists common Tech E&O exclusions including intentional wrongdoing or fraud, incidents known before binding, patent infringement, other intellectual-property infringement and financial insolvency. ¹Company-reported. Tech E&O product page "Common Exclusions" section.	TechInsurance says the E&O half of the bundle covers claims over errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half splits into first-party coverage (for breaches of the buyer's own systems) and third-party coverage (for breaches on a client's systems the buyer worked on). ³Company-reported. Tech E&O product page; general policy description, not a specific policy form. TechInsurance says the standard tech E&O bundle does not automatically include coverage for intellectual property or copyright disputes; that coverage usually must be added to the policy. ³Company-reported. Tech E&O product page, Does E&O insurance cover media and intellectual property (IP) rights? section.
Role in This Line	RiskCube compares Tech E&O policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. ¹Company-reported. Tech E&O product page footer and FAQ describing RiskCube as "your independent broker, scanning the entire market" for quotes.	TechInsurance sells technology errors and omissions (tech E&O) as a bundle of two policies, errors and omissions insurance and cyber liability insurance, built specifically for IT and technology companies. ³Company-reported. Tech E&O product page.

Criteria

RiskCube Technology Errors and Omissions (E&O) Insurance

TechInsurance Technology Errors and Omissions (Tech E&O) Insurance

Who It’s For

RiskCube targets Tech E&O at AI/ML, fintech, govtech, defense, space and Web3 companies whose software or models can create financial loss or contract-performance disputes for customers. ¹Company-reported. Tech E&O product page "Who needs this coverage" section.

TechInsurance targets tech E&O at IT and technology businesses, listing software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms among the professions it insures under this bundle. ³Company-reported. Tech E&O product page, Technology professionals we insure section.

Coverage Features

RiskCube describes Tech E&O as covering software errors and bugs, failure to meet SLAs or contract terms, client financial losses caused by the policyholder's product, and related data loss, plus legal defense costs. ¹Company-reported. Tech E&O product page "What's covered" section.

RiskCube lists common Tech E&O exclusions including intentional wrongdoing or fraud, incidents known before binding, patent infringement, other intellectual-property infringement and financial insolvency. ¹Company-reported. Tech E&O product page "Common Exclusions" section.

TechInsurance says the E&O half of the bundle covers claims over errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half splits into first-party coverage (for breaches of the buyer's own systems) and third-party coverage (for breaches on a client's systems the buyer worked on). ³Company-reported. Tech E&O product page; general policy description, not a specific policy form.

TechInsurance says the standard tech E&O bundle does not automatically include coverage for intellectual property or copyright disputes; that coverage usually must be added to the policy. ³Company-reported. Tech E&O product page, Does E&O insurance cover media and intellectual property (IP) rights? section.

Role in This Line

RiskCube compares Tech E&O policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. ¹Company-reported. Tech E&O product page footer and FAQ describing RiskCube as "your independent broker, scanning the entire market" for quotes.

TechInsurance sells technology errors and omissions (tech E&O) as a bundle of two policies, errors and omissions insurance and cyber liability insurance, built specifically for IT and technology companies. ³Company-reported. Tech E&O product page.