Newfront vs Zurich U.S.: How Do They Compare for Employment Practices Liability Insurance?

Newfront highlights growth-stage guidance and 24/7 dashboard access; Zurich describes EPLI training, workplace-law resources, and hotline support. 5,8

What Is Newfront?

Newfront suits growing and enterprise businesses seeking specialist insurance and benefits teams plus Navigator policy tools; small firms wanting an instant direct quote should compare online carriers. Its Partner Management tool is included in client service agreements. 1,2,3,4

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Read the Newfront Employment Practices Liability Insurance page

Zurich U.S. Business Insurance: Products, Access, and Claims

Zurich U.S. serves Middle Market businesses and large or national accounts with commercial property-casualty and specialty insurance. Buyers can explore product lines and work through an agent or broker; the insurer named on a quote or policy identifies which Zurich company underwrites that coverage. 6,7

Read the Zurich U.S. profile

What Is Employment Practices Liability Insurance?

EPLI can help pay covered defense costs and losses when applicants or workers allege discrimination, harassment, wrongful termination or other workplace wrongdoing. If you employ people, check the claim definition, defense costs and prior acts. 9,10,11

Read the full coverage guide

Key Differences in Employment Practices Liability Insurance

Ongoing account access and workplace support

Newfront says its Executive Risk clients receive 24/7 dashboard access to policies, certificates, and billing, with predictive models used to tailor guidance as a company grows. Zurich lists EPLI workplace-law resources, training, an employment hotline, sample policies, and checklists, while noting some services may cost extra. Newfront’s described tools organize the insurance program; Zurich’s tools focus on employment practices. Employers should ask Newfront which EPL details the dashboard exposes and Zurich which HR resources are included in the quote. 5 8

Placement and policy wording

Newfront brokers EPLI within its Executive Risk practice and starts placements through a consultation; it says integrated claims and coverage negotiation applies to its executive-risk lines. Zurich describes defense costs, judgments, and settlements for employment allegations and optional endorsements. Newfront’s record does not publish a workforce-specific eligibility threshold, while Zurich’s record highlights broad employee and territory terms. Buyers should request the actual form and confirm how each placement handles applicants, contractors, and state-specific claims. 5 8

What to Confirm in Employment Practices Liability Insurance Quotes

  • Ask Newfront which policy and claims negotiation support apply to EPLI and how renewal terms adjust as headcount changes. 5
  • Ask Zurich whether its policy covers your worker types and locations and which optional endorsements apply. 8

Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Newfront

10.0/ 10

Review Score

1 rated source

Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality.[6]

Read Newfront reviews

Zurich U.S.

-/ 10

Review Score

No reviews found

The available Zurich review evidence is mixed and comes from distinct populations: a car-rental-business editorial rating, broad global and U.S. review-platform snapshots, and a BBB business-profile grade. These are not a representative measure of every Zurich commercial policy or claim.[1][4][5][6][7]

Read Zurich U.S. reviews

Offering Details

Newfront vs Zurich U.S.: Employment Practices Liability Insurance: documented features by provider

CriteriaNewfront Employment Practices Liability Insurance (EPLI)Zurich Employment Practices Liability Insurance
Role in This Line

Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. 5Company-reported. Executive Risk offering page and Leadership section.

Confirm in your quote.

Issuing Insurer

The reviewed Executive Risk page does not name the insurer or insurers that would issue an EPLI policy placed through Newfront. 5Not publicly disclosed. Executive Risk page as read on 2026-09-23; carrier depends on the specific placement.

Confirm in your quote.

Who It’s For

Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. 5Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically.

Confirm in your quote.

Coverage Features

Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." 5Company-reported. Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements.

Zurich EPLI can address defense costs, judgments and settlements for employment-related allegations including discrimination, harassment, retaliation, wrongful termination and failure to hire/promote. 8Company-reported. Zurich U.S. brand; exact underwriting company may vary by policy and state; employment practices liability; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms.

Limits and Retentions

The reviewed Executive Risk page does not publish EPLI limits or retentions. 5Not publicly disclosed. Executive Risk page as read on 2026-09-23.

Zurich identifies a broad employee definition, third-party coverage availability, worldwide territory where legally permissible and optional endorsements. 8Company-reported. Zurich U.S. brand; exact underwriting company may vary by policy and state; employment practices liability; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms.

Risk Services

Newfront says it tailors guidance for every growth stage using predictive models to help coverage adapt to evolving risks, and offers 24/7 dashboard access to policies, certificates and billing. 5Company-reported. The Newfront Difference and Industry-Leading Technology sections of the Executive Risk page.

Zurich EPLI customers can access workplace-law resources, training, an employment hotline, sample policies and checklists; the page says some portal services may cost extra. 8Company-reported. Zurich U.S. brand; exact underwriting company may vary by policy and state; employment practices liability; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms.

How to Apply

You start an EPLI placement by requesting a consultation through Newfront's Executive Risk page. 5Company-reported. Executive Risk page call-to-action; no online quoting or binding described.

Confirm in your quote.

Claims Support

Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to an EPLI claim. 5Company-reported. The Newfront Difference section; described across Executive Risk lines, not an EPLI-specific claims workflow.

Confirm in your quote.

Full Comparison

More Newfront vs Zurich U.S. Comparisons

Other Employment Practices Liability Insurance Comparisons

Sources

Newfront

  1. Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
  2. Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
  3. Newfront Navigator. Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
  4. WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
  5. Executive Risk. Newfront; Key Coverages to Protect Your Business: Employment Practices Liability Insurance (EPLI); Committed to Client Advocacy: shielding D&Os from wrongful discrimination and termination; Leadership: Deirdre Finn. Accessed 2026-09-23.

Zurich U.S.

  1. About Us | Zurich U.S. | Commercial Insurance. Zurich U.S.; About Zurich U.S.; customer and industry description; FAQ on U.S. product focus. Accessed 2026-09-28.
  2. Agents and Brokers | Zurich U.S. Zurich U.S.; Agent/broker route and locator. Accessed 2026-09-28.
  3. Employment Practices Liability Insurance (EPLI) | Zurich U.S. Zurich U.S.; EPLI protection, coverage features, risk services. Accessed 2026-09-28.

Employment Practices Liability Insurance Guide

  1. Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16.
  2. Employment Practices Liability Coverage. Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-16.
  3. Liability Coverage Terms and Conditions. Travelers; III.F–H p.6; III.O pp.8–9; III.F p.6; III.B–D, PDF pp.3–5; III.E–F, PDF pp.5–6. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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