Newfront vs 
USI Insurance Services Employment Practices Liability Insurance
Newfront brokers EPLI in Executive Risk from seed through public companies; USI places EPL for business-services trades and reviews programs through ExecuSafe.
What Is Newfront?
Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. 1,2,3,4
What Is USI Insurance Services?
USI Insurance Services is a U.S. insurance brokerage and consulting firm that arranges property and casualty, employee benefits, personal risk, and retirement programs. Its Technology practice says it works with software, hardware, and related companies from early seed stage through IPO, using a consultative process rather than a published self-serve quote. 6,7,8
What Is Employment Practices Liability Insurance?
Employment practices liability insurance addresses claims alleging workplace wrongdoing, such as discrimination, harassment and wrongful termination. 11
Key Differences in Employment Practices Liability Insurance
Venture-Stage Executive Risk Versus Trade Services
Newfront brokers EPLI under Deirdre Finn’s Executive Risk practice for private companies from seed through later funding and more than 500 public companies. USI brokers EPL for Business Services clients in building and maintenance, repair, janitorial, staffing and printing, and reviews EPL inside ExecuSafe for small- and medium-sized businesses. Same line, different documented books. Neither names the insurer. 5 9 10
Dashboard and Models Versus Gap Review
Newfront describes predictive models, 24/7 dashboard access to policies, certificates and billing, and integrated claims and coverage negotiation. USI describes classification and exposure reviews, claim advocacy, contract review, and an ExecuSafe check of existing EPL for gaps. Newfront’s services assume an ongoing placement; USI’s ExecuSafe language includes reviewing a policy you may already have. 5 9 10
How You Start and What Cover Means
You start Newfront with a consultation. USI directs Business Services and ExecuSafe inquiries to published email addresses or a local office. Newfront frames EPLI as shielding directors from employment issues; USI lists EPL as responding to claims like wrongful termination, discrimination or harassment without a specimen form. Both pages leave limits unpublished. 5 9 10
What to Confirm in Employment Practices Liability Insurance Quotes
- Ask which desk owns the account: Newfront Executive Risk, USI Business Services, or USI ExecuSafe. 5 9 10
- If you already have EPL, ask USI for the ExecuSafe gap review and ask Newfront whether it would remarket. 10 5
- Get issuing insurers and limits from both. 5 9
- Compare Newfront’s claims-negotiation language with USI’s claim advocacy. 5 9
Offering Details
Newfront vs USI Insurance Services Employment Practices Liability Insurance: documented features by provider
| Criteria | Newfront Employment Practices Liability Insurance (EPLI) | USI Employment Practices Liability Brokerage |
|---|---|---|
| Role in This Line | Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. 5Company-reported. Executive Risk offering page and Leadership section. | USI brokers employment practices liability (EPL) coverage, which responds to claims like wrongful termination, discrimination or harassment; it places EPL individually or reviews it as part of a management liability program under ExecuSafe. 9,10Company-reported. Business Services catalogue and ExecuSafe article. |
| Issuing Insurer | The reviewed Executive Risk page does not name the insurer or insurers that would issue an EPLI policy placed through Newfront. 5Not publicly disclosed. Executive Risk page as read on 2026-09-23; carrier depends on the specific placement. | Neither page names the insurer USI uses for EPL placements. 9Not publicly disclosed. Pages as read on 2026-09-23. |
| Who It’s For | Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. 5Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically. | USI's Business Services practice, which lists EPL, targets building and maintenance, repair service, janitorial, staffing and printing companies; its ExecuSafe review targets small- and medium-sized businesses generally. 9,10Company-reported. Company description of client segments for each source. |
| Coverage Features | Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." 5Company-reported. Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements. | USI lists employment practices liability among the coverages it places for business-services clients, and its ExecuSafe review looks for gaps in a client's existing EPL coverage as part of a broader management liability check. 9,10Company-reported. Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy. |
| Limits and Retentions | The reviewed Executive Risk page does not publish EPLI limits or retentions. 5Not publicly disclosed. Executive Risk page as read on 2026-09-23. | Neither page publishes EPL limit or retention figures. 9Not publicly disclosed. Pages as read on 2026-09-23. |
| Risk Services | Newfront says it tailors guidance for every growth stage using predictive models to help coverage adapt to evolving risks, and offers 24/7 dashboard access to policies, certificates and billing. 5Company-reported. The Newfront Difference and Industry-Leading Technology sections of the Executive Risk page. | USI's Business Services practice says it offers classification and exposure reviews, claim advocacy and contract review across its coverage lines including EPL, and its ExecuSafe process specifically checks existing EPL coverage for gaps. 9,10Company-reported. Combines the general Business Services service list with the ExecuSafe-specific review step. |
| How to Apply | You start an EPLI placement by requesting a consultation through Newfront's Executive Risk page. 5Company-reported. Executive Risk page call-to-action; no online quoting or binding described. | USI directs business-services inquiries to pcinquiries@usi.com or a local office, and ExecuSafe/management-liability inquiries to Select.Business@usi.com. 9,10Company-reported. Contact instructions on each page. |
| Claims Support | Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to an EPLI claim. 5Company-reported. The Newfront Difference section; described across Executive Risk lines, not an EPLI-specific claims workflow. | Not described in the reviewed sources. |
Full Comparison
More Newfront vs USI Insurance Services Comparisons
Other Employment Practices Liability Insurance Comparisons
Sources
Newfront
- Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
- Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
- WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
- Executive Risk. Newfront; Key Coverages to Protect Your Business: Employment Practices Liability Insurance (EPLI); Committed to Client Advocacy: shielding D&Os from wrongful discrimination and termination; Leadership: Deirdre Finn. Accessed 2026-09-23.
USI Insurance Services
- The Power of ONE. USI Insurance Services; History, client-count, nationwide office, and P&C / benefits / personal risk / retirement description. Accessed 2026-09-16.
- Technology Insurance. USI Insurance Services; Technology practice client types, seed-to-IPO range, and listed insurance placement lines including PrivaSafe. Accessed 2026-09-16.
- Commissions and Fees. USI Insurance Services; Licensed-producer authority, insurer-paid commission default, contingent compensation, and client request right. Accessed 2026-09-16.
- Business Services. USI Insurance Services; USI advises clients...and provides solutions for...Employment Practices Liability... Accessed 2026-09-23.
- Protect Your Company and Personal Assets From Management Liability Risks. USI Insurance Services; Review existing management liability policies (if any) to uncover gaps in coverage...(including employment practices liability, fiduciary liability, and crime). Accessed 2026-09-23.
Employment Practices Liability Insurance Guide
- Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16.
