Newfront vs
TechInsurance Tech E&O Insurance
Newfront negotiates tech E&O in a Cyber Risk practice; TechInsurance sells a two-policy E&O-plus-cyber bundle with a published median premium.
What Is Newfront?
Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. 1,2,3,4
What Is TechInsurance?
TechInsurance is a small-business insurance agency and brokerage with a technology focus, offering online quote comparison and agent assistance through the Insureon organization. 7,8
What Is Technology Errors and Omissions (E&O) Insurance?
Technology errors and omissions (E&O) insurance addresses claims that a technology product or service caused a customer or other third party a financial loss. It doesn't extend to cyber incidents, bodily injury or professional services outside the quoted product. 10,11,12
Key Differences in Tech E&O Insurance
Negotiated Tower Versus Two-Policy Bundle
Newfront brokers Technology Errors and Omissions inside Cyber Risk and does not underwrite it. TechInsurance sells technology errors and omissions as a bundle of two policies—errors and omissions insurance and cyber liability insurance—for IT and technology companies. Neither reviewed page names the issuing insurer. 5 9
What Each Description Includes
Newfront’s reviewed page does not list specific tech E&O exclusions or professional-services scope; it emphasizes bespoke language. TechInsurance says the E&O half covers errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half splits first-party and third-party breach cover, and that intellectual property or copyright disputes usually must be added. 5 9
Price Signal Versus Modeling
TechInsurance reports a median of $67 per month, or about $807 a year, from its book. Newfront does not publish premium figures and instead cites proprietary modeling for limits. 9 5
How You Buy and Who Is Named
Newfront uses a consultation form. TechInsurance’s reviewed product page lists software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms. Newfront’s reviewed page does not name those professions as a closed list. 6 9
What to Confirm in Tech E&O Insurance Quotes
- Ask whether TechInsurance’s quote is the two-policy bundle and whether Newfront is binding E&O on the same tower as cyber. 9 5
- Get the issuing insurer from both. 9 5
- Confirm IP and copyright treatment; TechInsurance says it is usually an add-on. 9 5
- Treat TechInsurance’s median as a book statistic and compare it with Newfront’s modeled limits and actual premium. 9 5
Offering Details
Newfront vs TechInsurance Tech E&O Insurance: documented features by provider
| Criteria | Newfront Cyber Risk Technology Errors & Omissions | TechInsurance Technology Errors and Omissions (Tech E&O) Insurance |
|---|---|---|
| Role in This Line | Newfront lists Technology Errors and Omissions (E&O) as one of the named coverages its Cyber Risk practice places, alongside cyber liability, data breach, business interruption, network security liability and cyber extortion coverage. Newfront brokers this coverage; it does not underwrite it. 5Company-reported. Cyber Risk page's Key Coverages list. | TechInsurance sells technology errors and omissions (tech E&O) as a bundle of two policies, errors and omissions insurance and cyber liability insurance, built specifically for IT and technology companies. 9Company-reported. Tech E&O product page. |
| Issuing Insurer | The reviewed page does not name an insurer for technology E&O placements; as a broker, Newfront's carrier for this line would depend on the placement. 5Not found in reviewed sources. Checked the Cyber Risk page for a named tech E&O carrier; none was found. | The reviewed page does not name the issuing insurer for a tech E&O policy. 9Not publicly disclosed. Tech E&O product page as read on 2026-09-23. |
| Who It’s For | The reviewed page markets the Cyber Risk practice broadly, without a technology-E&O-specific eligibility threshold; Newfront says its cyber team helps clients navigate "increased underwriting standards" as carriers evaluate applicants. 5Company-reported. Cyber Risk page's Our Approach introduction. | TechInsurance targets tech E&O at IT and technology businesses, listing software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms among the professions it insures under this bundle. 9Company-reported. Tech E&O product page, Technology professionals we insure section. |
| Coverage Features | Newfront names its "Tech E&O and Cyber team" specifically and says that team "negotiates bespoke language to ensure the broadest terms available in the marketplace," indicating technology E&O is negotiated alongside cyber wording rather than sold as an off-the-shelf form; the reviewed page does not describe specific tech E&O exclusions or professional-services scope. 5Company-reported. Cyber Risk page's Subject Matter Expertise section. | TechInsurance says the E&O half of the bundle covers claims over errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half splits into first-party coverage (for breaches of the buyer's own systems) and third-party coverage (for breaches on a client's systems the buyer worked on). 9Company-reported. Tech E&O product page; general policy description, not a specific policy form. TechInsurance says the standard tech E&O bundle does not automatically include coverage for intellectual property or copyright disputes; that coverage usually must be added to the policy. 9Company-reported. Tech E&O product page, Does E&O insurance cover media and intellectual property (IP) rights? section. |
| Limits and Retentions | Newfront says its technology team provides "proprietary modeling data to make informed decisions on limits that align with your risk exposure and tolerance," but the reviewed page does not publish specific limit ranges, retentions or premium figures for technology E&O. 5Not publicly disclosed. Cyber Risk page's Subject Matter Expertise section; limit amounts are quote-specific. | TechInsurance says tech E&O policyholders pay a median of $67 per month, or about $807 a year, with the exact premium depending on profession risk, policy limits, the amount and access to personally identifiable information the company handles, and claims history. 9Company-reported. Tech E&O product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table. |
| Risk Services | Newfront says it delivers risk assessment on cyber infrastructure and policy design, negotiates coverage and placement once a client is aligned with regulatory and carrier requirements, and provides "hands-on" claims consultation before and after a breach or claim, applied to the cyber-and-tech-E&O tower it services together. 5Company-reported. Cyber Risk page's Our Approach section; describes the cyber practice generally, applied to tech E&O as a listed coverage within it. | Not described in the reviewed sources. |
| How to Apply | You engage Newfront's Cyber Risk practice for technology E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. 6Company-reported. General consultation intake, not a technology-E&O-specific application path. | Not described in the reviewed sources. |
Full Comparison
More Newfront vs TechInsurance Comparisons
Other Tech E&O Insurance Comparisons
Sources
Newfront
- Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
- Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
- WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
- Cyber Risk. Newfront; Key Coverages to Protect Your Business: Technology Errors and Omissions (E&O); Subject Matter Expertise: "Tech E&O and Cyber team negotiates bespoke language to ensure the broadest terms available in the marketplace"; Our Approach: Coverage Negotiation, Claims Consultation; Leadership: Jennifer Wilson. Accessed 2026-09-23.
- Get Started Today. Newfront; Consultation form: schedule a consultation to see how Newfront can reduce your risk. Accessed 2026-09-23.
TechInsurance
- About TechInsurance. TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
- Contact Us. TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
- Technology Errors and Omissions - Tech E&O Insurance. TechInsurance; Tech E&O insurance includes two policies (E&O and cyber liability); What is first-party vs. third-party cyber liability insurance?; How much does tech E&O coverage cost?; Technology professionals we insure. Accessed 2026-09-23.
Tech E&O Insurance Guide
- Insurance and Bonding Guidelines. Georgia Department of Administrative Services; Professional Liability / Errors and Omissions p.6; Technology Errors & Omissions (Cyber Liability) §9 pp.7–8. Accessed 2026-09-16.
- Technology Errors and Omissions Insurance. The Hartford; What Is Technology Errors and Omissions Insurance?; differences between cyber liability and errors and omissions; How Technology Errors and Omissions Insurance Works With Contracts. Accessed 2026-09-16.
- DigiTech Enterprise Risk Management. Chubb; Coverage Synopsis > Third-Party Liability Coverage > Technology Errors and Omissions; Cyber, Privacy and Network Security Liability; footer product-summary disclaimer. Accessed 2026-09-16.






