Newfront vs TechInsurance: How Do They Compare for D&O Insurance?

Newfront's Executive Risk practice brokers D&O for private companies, while TechInsurance arranges coverage and explains its role in legal costs tied to management decisions.

Newfront brokers D&O for companies from seed through IPO, deSPAC and M&A, and has worked with more than 500 public companies. TechInsurance sells D&O standalone or as an add-on to general liability or a business owner's policy, and reports a $133 median monthly premium. 1,2

What Are the Key Differences Between Newfront and TechInsurance D&O Insurance?

Growth-to-IPO Broker vs Small-Business D&O

Newfront services private companies through every funding series and brings public-company experience on M&A and IPOs. It publishes no premiums, limits or retentions. 1 TechInsurance targets companies with an active board, including employers with stockholders, venture-backed startups whose term sheets require D&O, and nonprofits. Its claims-made coverage includes Side A, B and C. 2 Choose Newfront if you are venture-backed and expect to raise several rounds, sell or list; choose TechInsurance if you are a small business or board-run nonprofit that wants a price benchmark and D&O added to your existing policy.

A Price Benchmark on One Side Only

TechInsurance's $133 median comes from its own book, not your rate. Get matching limits and retentions on both quotes before comparing cost. 2 1

What Should You Confirm in Newfront and TechInsurance D&O Insurance Quotes?

  • Ask TechInsurance whether your quote is standalone or an endorsement to GL or a BOP. 2
  • Ask Newfront which carrier would issue the policy. 1
  • Ask Newfront whether its placement is claims-made and what retroactive date applies; TechInsurance's is claims-made. 2 1
  • Compare both premiums at the same limit and retention. 2 1

Newfront vs TechInsurance D&O Insurance Compared

Newfront vs TechInsurance: D&O Insurance: documented features by provider

CriteriaNewfront Directors and Officers (D&O) InsuranceTechInsurance Directors and Officers Insurance (D&O)
Who It’s For

Newfront says it services private companies "from seed round through every series of capital funding," including over 120 unicorn companies, and has worked with over 500 publicly traded companies on D&O-relevant matters such as M&A and IPOs. 1Company-reported. Here for the Long Run section; company-reported client counts, not independently verified.

TechInsurance targets D&O at companies with an active board, naming employers with employees or stockholders, venture-backed startups (where investor term sheets often require the coverage), and nonprofits (where most states require a board of directors) as examples. 2Company-reported. D&O product page, Who needs D&O insurance coverage? section.

Coverage Features

Newfront lists "Directors and Officers (D&O)—Private and public companies" and "Side A DIC D&O" among its Executive Risk Key Coverages, and says its D&O work includes protection against securities-related litigation and regulatory investigations. 1Company-reported. Key Coverages list and Committed to Client Advocacy section; Side A DIC is a difference-in-conditions option, and actual trigger and exclusions require the proposed wording.

TechInsurance says D&O covers legal costs when directors, board members or officers are sued over employment practices, fund mismanagement, failure to follow corporate bylaws, regulatory non-compliance, or IP infringement or libel tied to their decisions, and structures coverage into Side A (personal protection), Side B (company reimbursement) and Side C (entity coverage, mainly for public-company securities claims). 2Company-reported. D&O product page; general policy description, not a specific policy form.

TechInsurance says D&O is a claims-made policy, meaning coverage applies only if the policy is active when a claim is made, and that criminal acts by directors or officers, such as fraud or embezzlement, are excluded. 2Company-reported. D&O product page, How does directors and officers insurance work? and exclusions sections.

Role in This Line

Newfront's Executive Risk practice brokers D&O coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees this D&O, employment-practices and fiduciary book of business. 1Company-reported. Executive Risk offering page and Leadership section.

TechInsurance arranges directors and officers (D&O) insurance, a type of management liability insurance, and says it can be purchased as a standalone policy or as an endorsement to a general liability policy or business owner's policy. 2Company-reported. D&O product page.

About Newfront and TechInsurance and D&O Insurance

Related Pages for Newfront vs TechInsurance D&O Insurance

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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