Newfront vs 
TechInsurance: How Do They Compare for Cyber Insurance?
Newfront publishes no limits or retentions and starts with a consultation; TechInsurance reports a median of $129 a month and lists exclusions.
TechInsurance reports a $129 monthly median cyber premium and says a certificate is typically available the same day you buy. Newfront uses internal modeling to size limits and starts with a consultation rather than a priced online form. 2,1
What Are the Key Differences Between Newfront and TechInsurance Cyber Insurance?
A Priced Online Application Versus Limit Modeling
TechInsurance publishes what its cyber book pays and how fast a certificate can appear.
TechInsurance says its cyber liability policyholders pay a median of $129 per month, or about $1,552 a year, based on its own customer data, with the exact premium depending on employee count, data volume, claims history, deductible and coverage limits. 2Company-reported. Cyber liability product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.
Newfront does not post a premium. It says its technology team uses proprietary modeling so you get a recommended limit rather than a book median. Choose TechInsurance if you want a short online quote and a same-day certificate; choose Newfront if you want the limit modeled and wording negotiated. 1 2
Who Each Invites
TechInsurance names IT professionals, retail, healthcare, financial services, real estate, and media and advertising. Newfront's reviewed page does not state a size or industry threshold. 2 1
Exclusions Versus Bespoke Language
TechInsurance lists professional negligence unrelated to a breach and hardware-damage data loss as carve-outs. Newfront says its Tech E&O and Cyber team negotiates bespoke policy language rather than posting a public exclusion list. 2 1
What Should You Confirm in Newfront and TechInsurance Cyber Insurance Quotes?
Newfront vs TechInsurance Cyber Insurance Compared
Newfront vs TechInsurance: Cyber Insurance: documented features by provider
| Criteria | Newfront Cyber Risk Insurance | TechInsurance Cyber Liability Insurance |
|---|---|---|
| Limits and Retentions | Newfront's cyber page does not publish limits or retentions. It says its technology team provides proprietary modeling data to inform decisions on limits aligned with a client's risk exposure and tolerance. 1Company-reported. Subject Matter Expertise section; describes an internal modeling service, not published limit figures. | TechInsurance says its cyber liability policyholders pay a median of $129 per month, or about $1,552 a year, based on its own customer data, with the exact premium depending on employee count, data volume, claims history, deductible and coverage limits. 2Company-reported. Cyber liability product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table. |
| How to Apply | You start a cyber placement by requesting a consultation through Newfront's Cyber Risk page, which is led by Jennifer Wilson, Head of the Cyber Practice. 1Company-reported. Cyber Risk page call-to-action and Leadership section; no online quoting or binding described. | You request cyber liability quotes online through a short application describing your business; TechInsurance says a licensed agent is available to help and that a certificate of insurance is typically available the same day you buy a policy. 2Company-reported. Cyber liability product page application and certificate sections. |
| Coverage Features | Newfront lists Cyber Liability Insurance, Data Breach Insurance, Technology Errors and Omissions (E&O), Business Interruption, Network Security Liability, and Cyber Extortion and Ransomware Coverage among its cyber Key Coverages. 1Company-reported. Cyber Risk page Key Coverages list; the page treats technology E&O as part of the same practice. | TechInsurance splits cyber liability into first-party coverage (data breach response, cyber extortion payments, business interruption, data recovery) and third-party coverage (legal fees, regulatory fines, reputation management, settlements and court-ordered damages) for claims a client brings against the business. 2Company-reported. Cyber liability product page; coverage described in general terms, not a specific policy form. TechInsurance says cyber liability insurance does not cover professional negligence claims unrelated to a breach, physical damage to electronic devices, or data loss from physical damage to hardware, and points buyers to errors and omissions or a business owner's policy for those gaps. 2Company-reported. What isn't covered by cyber liability insurance section of the product page. |
| Role in This Line | Newfront's Cyber Risk practice brokers cyber coverage: it assesses risk, negotiates coverage and placement, and provides claims consultation. It does not underwrite the policy itself. 1Company-reported. Cyber Risk offering page. | TechInsurance arranges cyber liability insurance as a standalone policy and describes it as often bundled with technology errors and omissions coverage in a combined tech E&O package. 2Company-reported. Cyber liability product page. |
