Newfront vs
Relm Insurance Digital Asset Insurance
Newfront brokers cyber theft placements through US, London and Bermuda markets; Relm sells named Web3 products including staking, exchange default and smart-contract crime.
What Is Newfront?
Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. 1,2,3,4
What Is Relm Insurance?
Relm is a specialty insurance business serving emerging industries. Its AI range distinguishes developer liability, gaps in existing liability insurance and losses from third-party AI failures. 6,7
What Is Digital-Asset Insurance?
Digital-asset insurance can involve several kinds of protection, including custody, crime and business-liability coverage. 10,11
Key Differences in Digital Asset Insurance
Brokered Theft Cover Versus a Product Catalogue
Newfront brokers digital-asset accounts as an extension of the client’s team rather than underwriting the risk. Relm groups Digital Asset & Web3 products into a dedicated industry line. Newfront’s coverage focus is cybersecurity policies covering theft of digital assets, including custodial and counterparty risk. Relm lists Digital Asset Crime for wallet hacks, internal theft, infrastructure exploits and custody-provider breaches, plus Smart Contract Crime, Staking and Slashing, Exchange Default, cyber/tech E&O and a package policy. 5 8 9
Markets and Services Around the Placement
Newfront says it has specialty underwriter connections in the US, London and Bermuda, regulatory insight across jurisdictions, and full-service claim management as the client’s liaison with carriers. Relm’s reviewed digital-asset pages do not describe a claims-advocacy team or those three market hubs; they also do not name a specific issuing insurer for a current placement. Newfront likewise does not name the writer. 5 8
Buyer Types and How You Start
Newfront targets miners, protocol token issuers, DAOs and crypto-adjacent SaaS companies. Relm frames the family for businesses at the edge of innovation without naming those roles. You start with Newfront through a consultation led by Erik Stenson. Relm’s Digital Asset & Web3 section offers Contact links rather than an online quote. Neither page publishes limits. 5 8
What to Confirm in Digital Asset Insurance Quotes
- Ask Relm whether you are quoting crime, smart-contract crime, staking, exchange default or a package, and who issues it. 8 9
- Ask Newfront which US, London or Bermuda underwriter is offering and how custodial and counterparty theft attach. 5
- Confirm how a theft claim is handled; Newfront describes dedicated carrier advocacy. 5
- Get limits and retentions; neither reviewed page publishes them. 5 8
Offering Details
Newfront vs Relm Insurance Digital Asset Insurance: documented features by provider
| Criteria | Newfront Digital Assets & Blockchain Insurance | Relm Digital Asset & Web3 Insurance Products |
|---|---|---|
| Role in This Line | Newfront's digital-asset team brokers coverage for blockchain and cryptocurrency businesses, working "as an extension of your team" on strategy rather than underwriting the risk. 5Company-reported. Digital Assets & Blockchain offering page. | Relm groups named Digital Asset & Web3 products (Investment Managers, Staking and Slashing, Exchange Default, Cyber and Technology E&O, Package Policy, and Crime) into a dedicated industry product line, separate from its general lines of business. 8Company-reported. Products page structure; not a statement identifying the issuing insurer for a given placement. |
| Issuing Insurer | Newfront says its digital-asset team has "deep industry connections with specialty underwriters in the US, London & Bermuda," but the page does not name the specific insurers that would issue a policy. 5Company-reported. The Newfront difference section; describes underwriter relationships generally, not a named carrier panel. | The reviewed pages do not name a specific issuing insurer for digital-asset placements; Relm's separate fronting-partner announcement names Trisura Specialty Insurance Company in connection with US digital-asset risks generally, but that announcement was not treated as evidence for a specific current placement in this record. 8Not publicly disclosed. Products and crime pages as read on 2026-09-23; a specific placement's insurer is product- and jurisdiction-specific. |
| Who It’s For | Newfront targets businesses across the digital-asset spectrum, including those directly mining, issuing tokens for a protocol, operating a DAO, or running a "crypto-adjacent" SaaS company. 5Company-reported. The Newfront difference section, listing the business types its team says it can help. | Relm describes the Digital Asset & Web3 product family as built for 'businesses operating at the edge of innovation' where off-the-shelf insurance doesn't fit, without naming a specific size, funding stage or jurisdiction threshold. 8Company-reported. Products page general framing; not a guarantee of eligibility for a particular company. |
| Coverage Features | Newfront says it has "deep expertise and experience in cybersecurity policies covering the theft of digital assets," including custodial and counterparty risk considerations. 5Company-reported. The Newfront difference section; describes a coverage focus area, not a named policy form or specific insuring agreement. | Relm lists Digital Asset Crime Coverage as addressing hacks targeting wallets (hot or cold storage), internal theft of funds, infrastructure exploits resulting in loss, and custody-provider breaches. 9Company-reported. Crime page 'What is Digital Asset Crime Coverage?' section; the issued policy and declarations control. Relm separately offers Smart Contract Crime coverage for losses when a smart contract is exploited by a bad actor. 9Company-reported. Crime page 'What is Smart Contract Crime Coverage?' section; a short, single-paragraph product description. Relm's Digital Asset & Web3 list includes Staking and Slashing and Exchange Default coverage, alongside crime and cyber/tech E&O versions for digital-asset businesses and a bundled Package Policy. 8Company-reported. Products page listing; no further description of these named products beyond the title was found on the reviewed page. |
| Limits and Retentions | The reviewed digital-assets page does not publish limits or retentions for digital-asset theft or custody coverage. 5Not publicly disclosed. Digital Assets & Blockchain page as read on 2026-09-23. | Not described in the reviewed sources. |
| Risk Services | Newfront says its digital-asset team has regulatory insight into a "multi-jurisdictional" regulatory landscape and performs insightful risk management once it has a complete profile of a client's objectives and risk exposures. 5Company-reported. Our approach section of the digital-assets page. | Not described in the reviewed sources. |
| How to Apply | You start a digital-asset placement by requesting a consultation through Newfront's Digital Assets & Blockchain page, led by Erik Stenson. 5Company-reported. Page call-to-action and Leadership section; no online quoting or binding described. | The Digital Asset & Web3 products page lists only 'Contact' links rather than an online quote flow for each product, unlike Relm's Fintech and Space product pages, which link to dedicated 'Learn more' pages. 8Not publicly disclosed. Products page as read on 2026-09-23; no contact form was submitted during this research. |
| Claims Support | Newfront describes "full-service claim management," including immediate actions to minimize loss and serving as the client's dedicated liaison and advocate with carriers. 5Company-reported. Our approach section; a described service, not a claims-outcome statistic. | Not described in the reviewed sources. |
Full Comparison
More Newfront vs Relm Insurance Comparisons
Other Digital Asset Insurance Comparisons
Sources
Newfront
- Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
- Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
- WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
- Digital Assets & Blockchain. Newfront; Our approach: Insightful risk management, Regulatory insight, Full-service claim management; The Newfront difference: Subject matter expertise; Leadership: Erik Stenson. Accessed 2026-09-23.
Relm Insurance
- Relm Launches US MGA. Relm Insurance; Opening paragraphs describing US MGA and distribution partners. Accessed 2026-09-16.
- Relm Launches AI Liability Solutions. Relm Insurance; NOVAAI, PONTAAI and RESCAAI: Applicable Users and Coverage Highlights. Accessed 2026-09-16.
- Tailored Industry Insurance Products. Relm Insurance; Digital Asset & Web3 product list: Investment Managers, Staking and Slashing, Exchange Default, Cyber and Technology E&O, Package Policy, Crime. Accessed 2026-09-23.
- Crime Insurance. Relm Insurance; What is Digital Asset Crime Coverage?; What is Smart Contract Crime Coverage? Accessed 2026-09-23.
Digital Asset Insurance Guide
- Performance Management — Supplemental Requirements & Guidance. Lloyd’s; pp.44–45; p.45 underwriting considerations; pp.45–46; p.45: code integrity, network issues, exchange-rate volatility. Accessed 2026-09-16.
- Insurance for Digital Currencies: What Clients Need to Know. BitGo; pp.4–6. Accessed 2026-09-16.




