Newfront vs Relm Insurance Crime Insurance

Newfront brokers fidelity and crime inside Executive Risk for funded companies; Relm underwrites commercial crime that also addresses digital-infrastructure theft.

What Is Newfront?

Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. 1,2,3,4

Read the Newfront profile

What Is Relm Insurance?

Relm is a specialty insurance business serving emerging industries. Its AI range distinguishes developer liability, gaps in existing liability insurance and losses from third-party AI failures. 6,7

Read the Relm Insurance profile

What Is Crime Insurance?

Crime insurance addresses business losses from specified theft and fraud risks, such as robbery, forgery and embezzlement. 9

Read the full coverage guide

Key Differences in Crime Insurance

Executive Risk Placement Versus Relm Product Line

Newfront brokers crime as part of Executive Risk, listing fidelity and crime together as one Key Coverages entry, and negotiates placement rather than underwriting. Relm lists Commercial Crime as one of three crime products on its crime insurance page, alongside Digital Asset Crime and Smart Contract Crime, and sells crime coverage through insurance brokers. Neither reviewed page names a specific issuing insurer. 5 8

Undifferentiated Label Versus Named Traditional and Digital Perils

Newfront’s Executive Risk page does not separately describe crime-specific insuring agreements such as employee theft, computer fraud or funds-transfer fraud. Relm’s commercial crime coverage addresses embezzlement, forgery and funds-transfer fraud, alongside crime risks tied to digital infrastructure and alternative asset models. Relm says its crime underwriting considers flash-loan attacks that drain DeFi protocol liquidity and oracle manipulation. 5 8

Who Each Names as a Buyer

Newfront says Executive Risk services private companies from seed round through every series of funding and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. Relm says crime coverage is relevant for any business that holds assets, whether fiat or digital. 5 8

What to Confirm in Crime Insurance Quotes

  • Ask whether you are buying Relm Commercial Crime through a broker or a Newfront Executive Risk fidelity and crime placement. 8 5
  • If you hold digital assets, ask Relm which of its three crime products applies. 8
  • Ask Newfront which agreements sit under Fidelity and Crime. 5
  • Get the writing company on both quotes. 5 8

Offering Details

Newfront vs Relm Insurance Crime Insurance: documented features by provider

CriteriaNewfront Fidelity and Crime InsuranceRelm Commercial Crime Insurance
Role in This Line

Newfront brokers crime coverage as part of its Executive Risk practice, which it groups with fidelity coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. 5Company-reported. Executive Risk offering page; crime and fidelity are listed together, not as separately described products.

Relm lists Commercial Crime as one of three crime products (alongside Digital Asset Crime and Smart Contract Crime, covered in Relm's separate digital-assets offering record) on its crime insurance line-of-business page. 8Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement.

Issuing Insurer

The reviewed Executive Risk page does not name the insurer or insurers that would issue a crime policy placed through Newfront. 5Not publicly disclosed. Executive Risk page as read on 2026-09-23; carrier depends on the specific placement.

The reviewed page does not name a specific issuing insurer for commercial crime placements. 8Not publicly disclosed. Line-of-business page as read on 2026-09-23; a specific placement's insurer is product- and jurisdiction-specific.

Who It’s For

Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. 5Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not crime coverage specifically.

Relm says crime coverage is relevant for any business that holds assets, whether fiat or digital, arguing that even strong security controls leave a gap the insurance can close. 8Company-reported. Crime page 'Who Needs Crime Coverage?' section; not a guarantee of eligibility for a particular company.

Coverage Features

Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe crime-specific insuring agreements such as employee theft, computer fraud or funds-transfer fraud. 5Company-reported. Executive Risk page Key Coverages list; crime and fidelity are bundled in one line item.

Relm's commercial crime coverage addresses traditional theft such as embezzlement, forgery and funds transfer fraud, alongside crime risks tied to digital infrastructure and alternative asset models. 8Company-reported. Crime page 'What is Commercial Crime Coverage?' section; the issued policy and declarations control.

Relm says its crime underwriting considers emerging attack methods such as flash-loan attacks that drain DeFi protocol liquidity and oracle manipulation that tricks smart contracts into faulty decisions, in addition to legacy fraud vulnerabilities. 8Company-reported. Crime page 'What Crime Risks Do Innovative Companies Face?' section; describes underwriting focus, not specific policy wording.

Limits and Retentions

Newfront's Executive Risk page does not publish limits or retentions for crime coverage. 5Not publicly disclosed. Executive Risk page as read on 2026-09-23.

Not described in the reviewed sources.

Risk Services

Newfront says clients get 24/7 access to their insurance program, including policies, certificates of insurance and billing, through its connected dashboard, and that renewal submissions use pre-populated historical data. 5Company-reported. Industry-Leading Technology section; described across Executive Risk lines, not crime-specific.

Not described in the reviewed sources.

How to Apply

You start a crime coverage placement by requesting a consultation through Newfront's Executive Risk page. 5Company-reported. Executive Risk page call-to-action; no online quoting or binding described.

Relm sells crime insurance coverage through insurance brokers; its reviewed pages do not describe a direct online quote. 8Company-reported. Crime page framing; consistent with Relm's broader broker-distribution model.

Claims Support

Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a crime claim. 5Company-reported. The Newfront Difference section; described across Executive Risk lines, not a crime-specific claims workflow.

Not described in the reviewed sources.

Full Comparison

More Newfront vs Relm Insurance Comparisons

Other Crime Insurance Comparisons

Sources

Newfront

  1. Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
  2. Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
  3. Newfront Navigator. Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
  4. WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
  5. Executive Risk. Newfront; Key Coverages to Protect Your Business: Fidelity and Crime; Here for the Long Run: Private Companies and Public statistics; Industry-Leading Technology. Accessed 2026-09-23.

Relm Insurance

  1. Relm Launches US MGA. Relm Insurance; Opening paragraphs describing US MGA and distribution partners. Accessed 2026-09-16.
  2. Relm Launches AI Liability Solutions. Relm Insurance; NOVAAI, PONTAAI and RESCAAI: Applicable Users and Coverage Highlights. Accessed 2026-09-16.
  3. Crime Insurance. Relm Insurance; What is Commercial Crime Coverage?; What Crime Risks Do Innovative Companies Face?; Who Needs Crime Coverage? Accessed 2026-09-23.

Crime Insurance Guide

  1. Commercial Insurance Guide. California Department of Insurance; Crime. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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