Newfront vs Relm Insurance: How Do They Compare for Crime Insurance?

Newfront starts crime placements with a consultation request for private companies from seed round onward; Relm Insurance lists commercial crime plus digital-asset and smart-contract crime products and sells through insurance brokers.

Newfront reaches private companies from seed stage and more than 500 public companies, with account services but no crime-specific wording; Relm is more relevant when digital assets or smart-contract attacks are a concern. ^1,²

What Are the Key Differences Between Newfront and Relm Insurance Crime Insurance?

Relm names flash-loan attacks and oracle manipulation as underwriting considerations, while Newfront’s Executive Risk page only groups crime with fidelity. If funds sit in digital assets or smart contracts, ask Relm which specific product applies. ² ¹

Executive Risk Placement Versus Relm Product Line

Newfront brokers crime as part of Executive Risk, listing fidelity and crime together as one Key Coverages entry, and negotiates placement rather than underwriting. Relm lists Commercial Crime as one of three crime products on its crime insurance page, alongside Digital Asset Crime and Smart Contract Crime, and sells crime coverage through insurance brokers. Neither reviewed page names a specific issuing insurer. ¹ ²

Undifferentiated Label Versus Named Traditional and Digital Perils

Newfront’s Executive Risk page does not separately describe crime-specific insuring agreements such as employee theft, computer fraud or funds-transfer fraud. Relm’s commercial crime coverage addresses embezzlement, forgery and funds-transfer fraud, alongside crime risks tied to digital infrastructure and alternative asset models. Relm says its crime underwriting considers flash-loan attacks that drain DeFi protocol liquidity and oracle manipulation. ¹ ²

Who Each Names as a Buyer

Newfront says Executive Risk services private companies from seed round through every series of funding and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. Relm says crime coverage is relevant for any business that holds assets, whether fiat or digital. ¹ ²

What Should You Confirm in Newfront and Relm Insurance Crime Insurance Quotes?

Ask whether you are buying Relm Commercial Crime through a broker or a Newfront Executive Risk fidelity and crime placement. ² ¹
If you hold digital assets, ask Relm which of its three crime products applies. ²
Ask Newfront which agreements sit under Fidelity and Crime. ¹
Get the writing company on both quotes. ¹ ²

Newfront vs Relm Insurance Crime Insurance Compared

Newfront vs Relm Insurance: Crime Insurance: documented features by provider

Criteria	Newfront Fidelity and Crime Insurance	Relm Commercial Crime Insurance
Who It’s For	Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. ¹Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not crime coverage specifically.	Relm says crime coverage is relevant for any business that holds assets, whether fiat or digital, arguing that even strong security controls leave a gap the insurance can close. ²Company-reported. Crime page 'Who Needs Crime Coverage?' section; not a guarantee of eligibility for a particular company.
How to Apply	You start a crime coverage placement by requesting a consultation through Newfront's Executive Risk page. ¹Company-reported. Executive Risk page call-to-action; no online quoting or binding described.	Relm sells crime insurance coverage through insurance brokers; its reviewed pages do not describe a direct online quote. ²Company-reported. Crime page framing; consistent with Relm's broader broker-distribution model.
Coverage Features	Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe crime-specific insuring agreements such as employee theft, computer fraud or funds-transfer fraud. ¹Company-reported. Executive Risk page Key Coverages list; crime and fidelity are bundled in one line item.	Relm's commercial crime coverage addresses traditional theft such as embezzlement, forgery and funds transfer fraud, alongside crime risks tied to digital infrastructure and alternative asset models. ²Company-reported. Crime page 'What is Commercial Crime Coverage?' section; the issued policy and declarations control. Relm says its crime underwriting considers emerging attack methods such as flash-loan attacks that drain DeFi protocol liquidity and oracle manipulation that tricks smart contracts into faulty decisions, in addition to legacy fraud vulnerabilities. ²Company-reported. Crime page 'What Crime Risks Do Innovative Companies Face?' section; describes underwriting focus, not specific policy wording.
Role in This Line	Newfront brokers crime coverage as part of its Executive Risk practice, which it groups with fidelity coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. ¹Company-reported. Executive Risk offering page; crime and fidelity are listed together, not as separately described products.	Relm lists Commercial Crime as one of three crime products (alongside Digital Asset Crime and Smart Contract Crime, covered in Relm's separate digital-assets offering record) on its crime insurance line-of-business page. ²Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement.