Marsh vs 
Travelers Tech E&O Insurance
Marsh brokers tech E&O into data-center programs; Travelers underwrites E&O as a selectable CyberRisk Tech agreement, including for life sciences.
What Is Marsh?
Marsh is a global insurance broker and risk advisor. In the United States it places coverage through core Marsh teams and through Marsh McLennan Agency for many middle-market buyers, including technology, cyber, property, casualty and benefits programs. 1,2,3,4
What Is Travelers Insurance?
Travelers is a U.S. property-casualty insurance group that markets business coverage, including a technology practice, through independent agents and brokers. Buyers can investigate CyberRisk Tech, a small-business technology-services policy, and other commercial lines, then confirm the issuing company and California availability on a quote. 7,8,9
What Is Technology Errors and Omissions (E&O) Insurance?
Technology errors and omissions (E&O) insurance addresses claims that a technology product or service caused a customer or other third party a financial loss. It doesn't extend to cyber incidents, bodily injury or professional services outside the quoted product. 11,12,13
Key Differences in Tech E&O Insurance
Broker Versus CyberRisk Tech Underwriter
Marsh treats technology E&O as a financial and professional liability specialty and as a building block within data-center insurance programs; the reviewed pages do not name a specific technology E&O insurer. Travelers underwrites technology E&O as one of the selectable insuring agreements inside its CyberRisk Tech policy, not as a separate standalone policy form. 6 5 7 10
Data-Center Programs Versus Choose-Your-Agreements
Marsh says off-the-shelf technology E&O policies were not built for the scale, density and aggregation of modern data centers and designs programs that combine technology E&O with property, casualty and other lines. Travelers distinguishes the technology E&O insuring agreement from breach response, cybercrime and business-loss coverages and lets a buyer select E&O coverage without also buying the cyber-specific insuring agreements. 5 10
Named Audiences
Travelers markets CyberRisk Tech technology E&O to technology and life-sciences companies, describing the audience as ranging from startups to established industry leaders whose software products or technology services could be the subject of a client claim. Marsh names technology among the specialized industries its professional liability experts serve, alongside banking, insurance and asset management, media and healthcare. 7 10 6
How You Buy
Travelers tells technology buyers to consult their insurance agent or a Travelers representative about CyberRisk Tech coverage; the reviewed pages do not describe a self-service quote path for technology E&O. Marsh’s reviewed professional-liability and data-center pages do not describe an application path for this line. 10 6 5
What to Confirm in Tech E&O Insurance Quotes
- Confirm Travelers’ selected CyberRisk Tech agreements and which carrier Marsh would use. 10 6
- If you operate a data center, ask Marsh how E&O sits with property and casualty. 5
- Neither side publishes E&O-specific limit or retention amounts on the reviewed pages. 5 7 10
- Ask whether Travelers’ Cyber Risk Services apply if you buy E&O without cyber. 10
Offering Details
Marsh vs Travelers Tech E&O Insurance: documented features by provider
| Criteria | Marsh Technology Errors and Omissions Insurance | Travelers CyberRisk Tech Technology Errors and Omissions Coverage |
|---|---|---|
| Role in This Line | Marsh treats technology errors and omissions (tech E&O) as one of its financial and professional liability specialties, with dedicated attention to the technology industry, and separately names it as a building block within its data-center insurance programs. 6,5Company-reported. Marsh professional liability page and data-center insurance page. | Travelers underwrites technology E&O as one of the selectable insuring agreements inside its CyberRisk Tech policy, not as a separate standalone policy form; a buyer chooses E&O protection, cyber protection, or both within the same product. 7,10Company-reported. Technology and CyberRisk Tech product pages, as read on 2026-09-23. |
| Issuing Insurer | The reviewed pages do not name a specific technology E&O insurer. 6,5Not publicly disclosed. Marsh professional liability and data-center insurance pages as read on 2026-09-23. | Not described in the reviewed sources. |
| Who It’s For | Marsh names technology among the specialized industries its professional liability (E&O) experts serve, alongside banking, insurance and asset management, media and healthcare. 6Company-reported. Marsh professional liability page, What We Offer section. | Travelers markets CyberRisk Tech technology E&O to technology and life-sciences companies, describing the audience as ranging from startups to established industry leaders whose software products or technology services could be the subject of a client claim. 7,10Company-reported. Technology-page FAQ and the cyber-for-technology product page. |
| Coverage Features | Marsh says off-the-shelf technology E&O policies were not built for the scale and concentration of modern data centers and can leave gaps. It designs data center programs that combine technology E&O with property, casualty and other lines. 5Company-reported. Data center insurance page, Closing the gaps in conventional coverage section; describes a gap in standard tech E&O for one customer segment (data centers), not the general product. | Travelers says the technology E&O insuring agreement helps cover the costs a company incurs from allegations of errors, omissions or negligent acts in performing its services, giving as an example a customer claiming lost revenue from an error in a software product or technology service. 7Company-reported. Technology-page FAQ answer on technology E&O; exclusions, retentions and defense-cost treatment are not detailed on this page. Travelers distinguishes technology E&O from the rest of CyberRisk Tech, which separately includes breach response, cybercrime and business-loss coverages; a buyer can select E&O coverage without also buying the cyber-specific insuring agreements. 10Company-reported. Cyber-for-technology product page; the exact combinations available depend on underwriting and state. |
| Limits and Retentions | Not described in the reviewed sources. | The reviewed pages do not publish limit or retention amounts for the technology E&O insuring agreement specifically. 7,10Not publicly disclosed. Technology and cyber-for-technology pages as read on 2026-09-23. |
| Risk Services | Not described in the reviewed sources. | Travelers says CyberRisk Tech policyholders with cyber coverage get access to Cyber Risk Services, including a 24/7 Cyber Risk Dashboard and threat monitoring, but the cyber-for-technology page states availability of these services depends on policy eligibility and lists them under cyber coverage rather than as a benefit tied specifically to the technology E&O agreement. 10Company-reported. Cyber Risk Services description; scope is broader cyber coverage, not confirmed as an E&O-specific benefit. |
| How to Apply | Not described in the reviewed sources. | Travelers tells technology buyers to consult their insurance agent or a Travelers representative about CyberRisk Tech coverage; the reviewed pages do not describe a self-service quote path for technology E&O. 10Company-reported. Cyber-for-technology page CTA. |
Full Comparison
More Marsh vs Travelers Comparisons
Other Tech E&O Insurance Comparisons
Sources
Marsh
- Marsh | Leader in risk, strategy, people, and investments. Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
- Compensation guide for US clients. Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
- Marsh McLennan Agency (MMA). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
- Technology | Insurance Broking & Risk Management. Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
- Data center insurance and risk management. Marsh; Closing the gaps in conventional coverage: off-the-shelf property, casualty, and technology errors and omissions policies were not built for the scale, density, and aggregation of modern data centers. Accessed 2026-09-23.
- Professional liability. Marsh; What We Offer: specialized industries served, including Technology. Accessed 2026-09-23.
Travelers
- Technology Insurance. Travelers; Who needs technology errors and omissions (E&O) insurance?; Cyber insurance: Travelers CyberRisk Tech insurance safeguards technology businesses from errors and omissions claims and cybersecurity threats. Accessed 2026-09-23.
- Travelers Producer Compensation Disclosure (United States). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
- Contact Us. Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
- Cyber Insurance for Technology and Life Sciences. Travelers; What does cyber insurance coverage for technology companies include?; CyberRisk Tech offers broad and scalable protection options – businesses can choose cyber protection, E&O protection or both. Accessed 2026-09-23.
Tech E&O Insurance Guide
- Insurance and Bonding Guidelines. Georgia Department of Administrative Services; Professional Liability / Errors and Omissions p.6; Technology Errors & Omissions (Cyber Liability) §9 pp.7–8. Accessed 2026-09-16.
- Technology Errors and Omissions Insurance. The Hartford; What Is Technology Errors and Omissions Insurance?; differences between cyber liability and errors and omissions; How Technology Errors and Omissions Insurance Works With Contracts. Accessed 2026-09-16.
- DigiTech Enterprise Risk Management. Chubb; Coverage Synopsis > Third-Party Liability Coverage > Technology Errors and Omissions; Cyber, Privacy and Network Security Liability; footer product-summary disclaimer. Accessed 2026-09-16.
