Marsh vs Travelers Kidnap and Ransom Insurance

Marsh's risk management practice places kidnap and ransom (K&R) insurance and pairs it with crisis-response services; MMA also lists kidnap and ransom within its executive and professional liability practice. ^5,6Company-reported. Marsh kidnap and ransom page and MMA executive and professional liability page.

Travelers offers kidnap and ransom coverage as one line within its Global Companion Plus+ package for technology and life-sciences companies with international exposure, and also lists it as a standalone product on its Management & Professional Liability catalogue page. ^10,11Company-reported. Global Companion Plus+ "Robust suite of insurance coverages" section and Management & Professional Liability product list.

The reviewed page does not name a specific K&R insurer. ⁵Not publicly disclosed. Kidnap and ransom page as read on 2026-09-23.

Not described in the reviewed sources.

Marsh targets K&R coverage at multinational organizations and NGOs with international operations, companies with overseas contract work or foreign travel, and domestic companies whose workforce or executives face extortive-crime exposure. ⁵Company-reported. Kidnap and ransom page, Who needs kidnap and ransom insurance? FAQ.

As part of Global Companion Plus+, kidnap and ransom coverage is aimed at U.S.-based technology and life-sciences companies with employees who travel internationally or operations abroad; the U.S. version of the package is non-admitted, meaning it is not equivalent to a locally admitted policy in every country. ¹⁰Company-reported. Global Companion Plus+ page "Who is Global Companion Plus+ right for?" and "Coordinated domestic policy gap coverage" sections.

Marsh says a K&R policy typically covers kidnap, extortion, detention, hijacking, threats, disappearance, active shooter incidents, emergency political evacuation and repatriation, hostage crises and violent assaults, along with unlimited coverage for response-consultant fees regardless of crisis duration. ⁵Company-reported. Kidnap and ransom page FAQs; illustrative policy description, not a specific policy form.

Marsh says companies typically insure all directors, officers, employees and their families under one blanket policy. Corporate K&R policies it arranges also automatically include guests, customers, contractors and consultants under the company's duty of care. ⁵Company-reported. Kidnap and ransom page, Who can be covered? FAQ.

Travelers says kidnap and ransom coverage typically pays kidnappers or extortionists, covers loss of ransom in transit, and reimburses other expenses incurred as a result of a kidnapping. ¹¹Company-reported. Management & Professional Liability Insurance page, kidnap and ransom entry; exact terms and exclusions are set by the issued policy.

Not described in the reviewed sources.

Neither reviewed page publishes limits, retentions or premiums for kidnap and ransom coverage; amounts would appear on a quote. ^10,11Not found in reviewed sources. Global Companion Plus+ and Management & Professional Liability pages as read on 2026-09-23.

Marsh says K&R policies provide immediate, guaranteed access to experienced response consultants who assist with crisis aspects such as negotiations and safe releases, working discreetly alongside law enforcement. ⁵Company-reported. Kidnap and ransom page.

Travelers says Global Companion Plus+ policyholders get access to its International Network of Insurance, a network of local carriers in over 150 countries, plus global executive support services offering medical, personal and travel assistance for employees traveling overseas. ¹⁰Company-reported. Global Companion Plus+ page "Extensive international network of partners" and "Global executive support services" sections.

Not described in the reviewed sources.

Kidnap and ransom coverage is bought through a Travelers independent agent or Travelers representative. ¹⁰Company-reported. Global Companion Plus+ page "Consult your insurance agent today" section.