Marsh vs 
Travelers Employment Practices Liability Insurance
Marsh places EPLI with size-banded endorsements; Travelers underwrites EPL for financial institutions, nonprofits, and private and public companies through agents.
What Is Marsh?
Marsh is a global insurance broker and risk advisor. In the United States it places coverage through core Marsh teams and through Marsh McLennan Agency for many middle-market buyers, including technology, cyber, property, casualty and benefits programs. 1,2,3,4
What Is Travelers Insurance?
Travelers is a U.S. property-casualty insurance group that markets business coverage, including a technology practice, through independent agents and brokers. Buyers can investigate CyberRisk Tech, a small-business technology-services policy, and other commercial lines, then confirm the issuing company and California availability on a quote. 7,8,9
What Is Employment Practices Liability Insurance?
Employment practices liability insurance addresses claims alleging workplace wrongdoing, such as discrimination, harassment and wrongful termination. 11
Key Differences in Employment Practices Liability Insurance
Placement Versus Travelers Underwriting
Marsh places EPLI and MMA places EPL for middle-market clients; Marsh does not name an issuing insurer for the endorsements. Travelers underwrites EPL in Management & Professional Liability, standalone or with other management-liability coverages, and its video disclosure names Travelers Casualty and Surety Company of America and affiliates. You either buy a Marsh-negotiated endorsement on carrier paper or a Travelers policy. 5 6 10
How They Segment Buyers
Marsh’s named endorsements split at 250 and 4,000 employees. Travelers markets EPL to financial institutions, nonprofit organizations, private companies and public companies, without publishing those headcount bands. One segmentation is size; the other is organization type. 5 10
Coverage Lists and How You Buy
Marsh lists discrimination, harassment, wrongful termination, retaliation, failure to employ or promote, negligent evaluation and civil-rights violations, including third-party claimants. Travelers says EPL covers defense and damages for wrongful termination, discrimination, workplace harassment and retaliation. Travelers’ reviewed page does not list Marsh’s failure-to-promote, negligent-evaluation or third-party items. You buy Travelers through an independent agent; Marsh’s pages describe practice placement, not an online quote. Neither publishes policy limits. 5 10
What to Confirm in Employment Practices Liability Insurance Quotes
- Ask Marsh which endorsement fits your headcount and whether Travelers is one of the markets behind it. 5 10
- Confirm the issuing Travelers company versus the unnamed insurer on a Marsh placement. 10 5
- Check third-party and failure-to-promote wording on both specimens. 5 10
- Compare buying through a Marsh/MMA team with buying through a Travelers independent agent. 6 10
Offering Details
Marsh vs Travelers Employment Practices Liability Insurance: documented features by provider
| Criteria | Marsh Employment Practices Liability (EPLI) Insurance | Travelers Employment Practices Liability Insurance (EPL) |
|---|---|---|
| Role in This Line | Marsh's financial and professional liability practice places employment practices liability insurance (EPLI); MMA also places EPL coverage within its executive and professional liability practice for middle-market clients. 5,6Company-reported. Marsh EPL page and MMA executive and professional liability page. | Travelers underwrites EPL insurance as part of its Management & Professional Liability line, sold standalone or alongside other management liability coverages. 10Company-reported. Product page general framing; confirmed against the broader Management and Professional Liability Insurance page. |
| Issuing Insurer | The reviewed pages do not name a specific EPLI insurer; the named endorsements appear to be Marsh-negotiated policy features rather than a Marsh-underwritten product. 5,6Not publicly disclosed. Marsh EPL page and MMA executive and professional liability page as read on 2026-09-23. | The product page's video disclosure names Travelers Casualty and Surety Company of America and its property casualty affiliates; the specific issuing entity for a given policy can vary. 10Company-reported. Product page video legal footer. |
| Who It’s For | Marsh says employers of all sizes face potential EPL liability, but its named endorsements target companies by size band: over 4,000 employees for the Global Leaders Endorsement and 250 to 4,000 employees for the Leaders Preferred Endorsement. 5Company-reported. Marsh EPL page. | Travelers markets EPL coverage to financial institutions, nonprofit organizations, private companies and public companies. 10Company-reported. Product page "Who is this right for?" section. |
| Coverage Features | Marsh says EPLI can respond to allegations including discrimination, harassment, wrongful termination, retaliation, failure to employ or promote, negligent evaluation, and violation of an employee's civil rights, brought by past, present or prospective employees or third parties. 5Company-reported. Marsh EPL page; illustrative policy description, not a specific policy form. Marsh names two proprietary EPL endorsements: the Global Leaders Endorsement, built for large and multinational companies with more than 4,000 employees, and the Leaders Preferred Endorsement, for midsize companies with 250 to 4,000 employees. 5Company-reported. Marsh EPL page, Marsh's EPL services section. | Travelers says EPL insurance covers defense costs and damages tied to employment-related claims, including wrongful termination, discrimination, workplace harassment and retaliation. 10Company-reported. Product page "What is EPL insurance?" section; exact terms and exclusions are set by the issued policy. |
| Limits and Retentions | Not described in the reviewed sources. | The reviewed page does not publish EPL limits, retentions or premiums; it references illustrative settlement examples (from $45,000 to $280,000, including defense costs) as general risk context, not as policy terms. 10Not found in reviewed sources. Product page video claim scenarios as read on 2026-09-23. |
| How to Apply | Not described in the reviewed sources. | EPL coverage is bought through a Travelers independent agent. 10Company-reported. Product page "Find an insurance agent" call to action. |
Full Comparison
More Marsh vs Travelers Comparisons
Other Employment Practices Liability Insurance Comparisons
Sources
Marsh
- Marsh | Leader in risk, strategy, people, and investments. Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
- Compensation guide for US clients. Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
- Marsh McLennan Agency (MMA). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
- Technology | Insurance Broking & Risk Management. Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
- Employment Practices Liability. Marsh; Opening positioning; allegation list (discrimination, harassment, wrongful termination, retaliation, and more); What we offer: EPLI initiatives; Marsh's EPL services: Global Leaders Endorsement, Leaders Preferred Endorsement. Accessed 2026-09-23.
- Expert Executive and Professional Liability Insurance. Marsh McLennan Agency; Employment Practices Liability subsection: covers defense costs and damages related to employment-related claims, including discrimination, harassment, failure to provide equal opportunity of employment. Accessed 2026-09-23.
Travelers
- Technology Insurance. Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16.
- Travelers Producer Compensation Disclosure (United States). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
- Contact Us. Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
- Employment Practices Liability Insurance (EPL). Travelers; What is EPL insurance?; Who is this right for?; video legal footer naming Travelers Casualty and Surety Company of America. Accessed 2026-09-23.
Employment Practices Liability Insurance Guide
- Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16.
