Marsh vs 
TechInsurance Tech E&O Insurance
Marsh brokers tech E&O inside professional-liability and data-center programs; TechInsurance sells a two-policy E&O-plus-cyber bundle with a median premium.
What Is Marsh?
Marsh is a global insurance broker and risk advisor. In the United States it places coverage through core Marsh teams and through Marsh McLennan Agency for many middle-market buyers, including technology, cyber, property, casualty and benefits programs. 1,2,3,4
What Is TechInsurance?
TechInsurance is a small-business insurance agency and brokerage with a technology focus, offering online quote comparison and agent assistance through the Insureon organization. 7,8
What Is Technology Errors and Omissions (E&O) Insurance?
Technology errors and omissions (E&O) insurance addresses claims that a technology product or service caused a customer or other third party a financial loss. It doesn't extend to cyber incidents, bodily injury or professional services outside the quoted product. 10,11,12
Key Differences in Tech E&O Insurance
Program Broker Versus Bundle Seller
Marsh treats technology errors and omissions as one of its financial and professional liability specialties, with dedicated attention to the technology industry, and separately names it as a building block within its data-center insurance programs. TechInsurance sells technology errors and omissions as a two-policy bundle—E&O plus cyber liability—for IT and technology companies. Neither reviewed page names the issuing insurer. 6 5 9
What the Pages Say Is Covered
Marsh says off-the-shelf technology E&O policies were not built for the scale and concentration of modern data centers and can leave gaps, and that it designs data-center programs that combine technology E&O with property, casualty and other lines. TechInsurance says the E&O half covers errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half covers first-party breaches of the buyer’s systems and third-party breaches on a client’s systems the buyer worked on. 5 9
Intellectual Property Add-On
TechInsurance says the standard bundle does not automatically include intellectual property or copyright disputes. Marsh’s reviewed pages do not state whether IP or copyright claims are included on a technology E&O placement. 9 6
Cost Information
TechInsurance reports a median of $67 per month (about $807 a year) from its own book, with the exact premium depending on profession risk, policy limits, personally identifiable information and claims history. Marsh’s reviewed professional-liability and data-center pages do not publish a premium statistic or limit amounts for this line. 9 6 5
What to Confirm in Tech E&O Insurance Quotes
- Ask whether TechInsurance’s quote is the two-policy bundle and how Marsh is placing E&O relative to property and casualty in a data-center program. 9 5
- Name the issuing insurer on both. 9 6
- Confirm IP and copyright treatment; TechInsurance says it is usually extra. 9 6
- Treat TechInsurance’s median as a book figure, not your premium, and get Marsh’s actual price and limits. 9 5
Offering Details
Marsh vs TechInsurance Tech E&O Insurance: documented features by provider
| Criteria | Marsh Technology Errors and Omissions Insurance | TechInsurance Technology Errors and Omissions (Tech E&O) Insurance |
|---|---|---|
| Role in This Line | Marsh treats technology errors and omissions (tech E&O) as one of its financial and professional liability specialties, with dedicated attention to the technology industry, and separately names it as a building block within its data-center insurance programs. 6,5Company-reported. Marsh professional liability page and data-center insurance page. | TechInsurance sells technology errors and omissions (tech E&O) as a bundle of two policies, errors and omissions insurance and cyber liability insurance, built specifically for IT and technology companies. 9Company-reported. Tech E&O product page. |
| Issuing Insurer | The reviewed pages do not name a specific technology E&O insurer. 6,5Not publicly disclosed. Marsh professional liability and data-center insurance pages as read on 2026-09-23. | The reviewed page does not name the issuing insurer for a tech E&O policy. 9Not publicly disclosed. Tech E&O product page as read on 2026-09-23. |
| Who It’s For | Marsh names technology among the specialized industries its professional liability (E&O) experts serve, alongside banking, insurance and asset management, media and healthcare. 6Company-reported. Marsh professional liability page, What We Offer section. | TechInsurance targets tech E&O at IT and technology businesses, listing software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms among the professions it insures under this bundle. 9Company-reported. Tech E&O product page, Technology professionals we insure section. |
| Coverage Features | Marsh says off-the-shelf technology E&O policies were not built for the scale and concentration of modern data centers and can leave gaps. It designs data center programs that combine technology E&O with property, casualty and other lines. 5Company-reported. Data center insurance page, Closing the gaps in conventional coverage section; describes a gap in standard tech E&O for one customer segment (data centers), not the general product. | TechInsurance says the E&O half of the bundle covers claims over errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half splits into first-party coverage (for breaches of the buyer's own systems) and third-party coverage (for breaches on a client's systems the buyer worked on). 9Company-reported. Tech E&O product page; general policy description, not a specific policy form. TechInsurance says the standard tech E&O bundle does not automatically include coverage for intellectual property or copyright disputes; that coverage usually must be added to the policy. 9Company-reported. Tech E&O product page, Does E&O insurance cover media and intellectual property (IP) rights? section. |
| Limits and Retentions | Not described in the reviewed sources. | TechInsurance says tech E&O policyholders pay a median of $67 per month, or about $807 a year, with the exact premium depending on profession risk, policy limits, the amount and access to personally identifiable information the company handles, and claims history. 9Company-reported. Tech E&O product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table. |
Full Comparison
More Marsh vs TechInsurance Comparisons
Other Tech E&O Insurance Comparisons
Sources
Marsh
- Marsh | Leader in risk, strategy, people, and investments. Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
- Compensation guide for US clients. Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
- Marsh McLennan Agency (MMA). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
- Technology | Insurance Broking & Risk Management. Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
- Data center insurance and risk management. Marsh; Closing the gaps in conventional coverage: off-the-shelf property, casualty, and technology errors and omissions policies were not built for the scale, density, and aggregation of modern data centers. Accessed 2026-09-23.
- Professional liability. Marsh; What We Offer: specialized industries served, including Technology. Accessed 2026-09-23.
TechInsurance
- About TechInsurance. TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
- Contact Us. TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
- Technology Errors and Omissions - Tech E&O Insurance. TechInsurance; Tech E&O insurance includes two policies (E&O and cyber liability); What is first-party vs. third-party cyber liability insurance?; How much does tech E&O coverage cost?; Technology professionals we insure. Accessed 2026-09-23.
Tech E&O Insurance Guide
- Insurance and Bonding Guidelines. Georgia Department of Administrative Services; Professional Liability / Errors and Omissions p.6; Technology Errors & Omissions (Cyber Liability) §9 pp.7–8. Accessed 2026-09-16.
- Technology Errors and Omissions Insurance. The Hartford; What Is Technology Errors and Omissions Insurance?; differences between cyber liability and errors and omissions; How Technology Errors and Omissions Insurance Works With Contracts. Accessed 2026-09-16.
- DigiTech Enterprise Risk Management. Chubb; Coverage Synopsis > Third-Party Liability Coverage > Technology Errors and Omissions; Cyber, Privacy and Network Security Liability; footer product-summary disclaimer. Accessed 2026-09-16.
