Marsh vs TechInsurance: How Do They Compare for Tech E&O Insurance?

TechInsurance sells IT businesses a bundle of E&O and cyber at a published median of about $67 a month, with IP disputes usually added; Marsh offers technology specialists and data center programs that combine tech E&O with other lines.

TechInsurance suits small IT and software firms that want tech E&O and cyber as a ready-made bundle, with a reported median premium of about $67 a month. Marsh suits large or infrastructure-heavy companies, such as data centers, where it says standard tech E&O leaves gaps and builds custom programs. ^3,^2,¹

What Are the Key Differences Between Marsh and TechInsurance Tech E&O Insurance?

Small-Firm Bundle vs Custom Programs for Large Risks

TechInsurance bundles two policies, tech E&O and cyber, for software developers, MSPs, SaaS firms, IT consultants, app developers, data centers and cybersecurity firms, and reports its customers' median premium at $67 a month, about $807 a year. Marsh treats tech E&O as a specialty in its professional-liability practice and says off-the-shelf forms weren't built for the scale of modern data centers, so it designs programs combining tech E&O with property and casualty. Choose TechInsurance if you're a small IT or software business; choose Marsh if you run large infrastructure or need a program designed around your exposures. ² ¹ ³

Defined Coverage With an IP Gap vs No Published Terms

TechInsurance's E&O policy covers errors, undelivered services, missed deadlines, budget overruns and breach of contract; its cyber policy covers breaches of your systems and clients' systems you worked on. IP and copyright disputes aren't automatic and usually need an add-on. Marsh publishes no coverage terms, prices or limits for tech E&O, so you'll only see them in its proposal. ³ ²

What Should You Confirm in Marsh and TechInsurance Tech E&O Insurance Quotes?

If you run a data center, ask Marsh how tech E&O fits with property and casualty in your program. ³ ¹
Ask both to name the insurer. ³ ²
Ask TechInsurance whether the IP add-on is on your quote, and Marsh how IP is treated. ³ ²
Treat the $67 median as a benchmark; get actual premium and limits from both. ³ ¹

Marsh vs TechInsurance Tech E&O Insurance Compared

Marsh vs TechInsurance: Tech E&O Insurance: documented features by provider

Criteria	Marsh Technology Errors and Omissions Insurance	TechInsurance Technology Errors and Omissions (Tech E&O) Insurance
Who It’s For	Marsh names technology among the specialized industries its professional liability (E&O) experts serve, alongside banking, insurance and asset management, media and healthcare. ²Company-reported. Marsh professional liability page, What We Offer section.	TechInsurance targets tech E&O at IT and technology businesses, listing software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms among the professions it insures under this bundle. ³Company-reported. Tech E&O product page, Technology professionals we insure section.
Coverage Features	Marsh says off-the-shelf technology E&O policies were not built for the scale and concentration of modern data centers and can leave gaps. It designs data center programs that combine technology E&O with property, casualty and other lines. ¹Company-reported. Data center insurance page, Closing the gaps in conventional coverage section; describes a gap in standard tech E&O for one customer segment (data centers), not the general product.	TechInsurance says the E&O half of the bundle covers claims over errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half splits into first-party coverage (for breaches of the buyer's own systems) and third-party coverage (for breaches on a client's systems the buyer worked on). ³Company-reported. Tech E&O product page; general policy description, not a specific policy form. TechInsurance says the standard tech E&O bundle does not automatically include coverage for intellectual property or copyright disputes; that coverage usually must be added to the policy. ³Company-reported. Tech E&O product page, Does E&O insurance cover media and intellectual property (IP) rights? section.
Role in This Line	Marsh treats technology errors and omissions (tech E&O) as one of its financial and professional liability specialties, with dedicated attention to the technology industry, and separately names it as a building block within its data-center insurance programs. ^2,¹Company-reported. Marsh professional liability page and data-center insurance page.	TechInsurance sells technology errors and omissions (tech E&O) as a bundle of two policies, errors and omissions insurance and cyber liability insurance, built specifically for IT and technology companies. ³Company-reported. Tech E&O product page.

Criteria

Marsh Technology Errors and Omissions Insurance

TechInsurance Technology Errors and Omissions (Tech E&O) Insurance

Who It’s For

Marsh names technology among the specialized industries its professional liability (E&O) experts serve, alongside banking, insurance and asset management, media and healthcare. ²Company-reported. Marsh professional liability page, What We Offer section.

TechInsurance targets tech E&O at IT and technology businesses, listing software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms among the professions it insures under this bundle. ³Company-reported. Tech E&O product page, Technology professionals we insure section.

Coverage Features

Marsh says off-the-shelf technology E&O policies were not built for the scale and concentration of modern data centers and can leave gaps. It designs data center programs that combine technology E&O with property, casualty and other lines. ¹Company-reported. Data center insurance page, Closing the gaps in conventional coverage section; describes a gap in standard tech E&O for one customer segment (data centers), not the general product.

TechInsurance says the E&O half of the bundle covers claims over errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half splits into first-party coverage (for breaches of the buyer's own systems) and third-party coverage (for breaches on a client's systems the buyer worked on). ³Company-reported. Tech E&O product page; general policy description, not a specific policy form.

TechInsurance says the standard tech E&O bundle does not automatically include coverage for intellectual property or copyright disputes; that coverage usually must be added to the policy. ³Company-reported. Tech E&O product page, Does E&O insurance cover media and intellectual property (IP) rights? section.

Role in This Line

Marsh treats technology errors and omissions (tech E&O) as one of its financial and professional liability specialties, with dedicated attention to the technology industry, and separately names it as a building block within its data-center insurance programs. ^2,¹Company-reported. Marsh professional liability page and data-center insurance page.

TechInsurance sells technology errors and omissions (tech E&O) as a bundle of two policies, errors and omissions insurance and cyber liability insurance, built specifically for IT and technology companies. ³Company-reported. Tech E&O product page.