Marsh vs RiskCube Employment Practices Liability Insurance

Marsh's financial and professional liability practice places employment practices liability insurance (EPLI); MMA also places EPL coverage within its executive and professional liability practice for middle-market clients. ^5,6Company-reported. Marsh EPL page and MMA executive and professional liability page.

RiskCube lists Employment Practices Liability Insurance (EPLI) as one line in its startup catalogue, sold through RiskCube Insurance Services, LLC, which the catalogue page describes as an "Independent brokerage." RiskCube does not underwrite the policy itself. ¹⁰Company-reported. Catalogue-level description; no EPLI-specific product page exists to confirm additional role detail.

The reviewed pages do not name a specific EPLI insurer; the named endorsements appear to be Marsh-negotiated policy features rather than a Marsh-underwritten product. ^5,6Not publicly disclosed. Marsh EPL page and MMA executive and professional liability page as read on 2026-09-23.

Not described in the reviewed sources.

Marsh says employers of all sizes face potential EPL liability, but its named endorsements target companies by size band: over 4,000 employees for the Global Leaders Endorsement and 250 to 4,000 employees for the Leaders Preferred Endorsement. ⁵Company-reported. Marsh EPL page.

RiskCube's catalogue says EPLI is "critical for startups hiring their first employees or scaling a team rapidly," framing it around early hiring growth rather than company size generally. ¹⁰Company-reported. Catalogue marketing description, not an underwriting eligibility rule.

Marsh says EPLI can respond to allegations including discrimination, harassment, wrongful termination, retaliation, failure to employ or promote, negligent evaluation, and violation of an employee's civil rights, brought by past, present or prospective employees or third parties. ⁵Company-reported. Marsh EPL page; illustrative policy description, not a specific policy form.

Marsh names two proprietary EPL endorsements: the Global Leaders Endorsement, built for large and multinational companies with more than 4,000 employees, and the Leaders Preferred Endorsement, for midsize companies with 250 to 4,000 employees. ⁵Company-reported. Marsh EPL page, Marsh's EPL services section.

RiskCube's catalogue describes EPLI as covering claims from current or former employees alleging wrongful termination, discrimination, harassment or retaliation. ¹⁰Company-reported. One-paragraph catalogue card; no policy form or endorsement list was found for this line.

Not described in the reviewed sources.

The reviewed EPLI catalogue card and contact-form page do not publish limit, retention or premium ranges for this line. ^10,11Not publicly disclosed. Public pages checked on 2026-09-23; amounts may appear only on an individual quote.

Not described in the reviewed sources.

Unlike RiskCube's technology E&O and key person life insurance lines, the catalogue's "Learn more" link for EPLI (riskcubeai.com/insurance/epli) redirects to a general contact form rather than a dedicated page describing an EPLI-specific application flow, timeline or required intake information. ¹¹Not found in reviewed sources. Checked on 2026-09-23; the URL may change to a dedicated page later.