Marsh McLennan Agency vs TechInsurance: How Do They Compare for General Liability Insurance?

TechInsurance says nearly 90% of its customers choose $1 million per occurrence and $2 million aggregate, and offers online quotes with agent help. Marsh McLennan Agency describes adviser-led review of business exposures. 3,7

What Is Marsh McLennan Agency?

Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. 1,2

Read the Marsh McLennan Agency profile

Read the Marsh McLennan Agency General Liability Insurance page

What Is TechInsurance?

TechInsurance fits freelancers and small software, SaaS and IT firms that want to compare several insurers' quotes from one application, with agent help and a tech E&O plus cyber bundle. Growth-stage companies needing a managed renewal program or firm quote deadlines should look at specialist brokers. 4,5,6

Read the TechInsurance profile

Read the TechInsurance General Liability Insurance page

What Is General Liability Insurance?

General liability can protect your business when a customer or visitor claims you caused injury or damaged their property. It suits businesses serving customers or working on their premises; your own building, tools and stock need property coverage. 8,9,10

Read the full coverage guide

Key Differences in General Liability Insurance

Typical limits and public-facing exposures

TechInsurance says nearly 90% of its customers select $1 million per occurrence and $2 million aggregate, and reports a $45 monthly median premium; those are customer statistics, not an offer for your business. It targets public-facing small businesses, including those handling client property or selling products. Marsh McLennan Agency instead says advisers evaluate operations, assets, liabilities, and exposures. A small business can use TechInsurance’s figures as a comparison point, then ask whether its activity changes the actual limit or price. 3 7

Buying support and quote specifics

TechInsurance offers a short online quote application, licensed agents in all 50 states, and says certificates are typically available the day coverage is purchased. MMA directs the business to an adviser or specialist and does not publish quote timing in its overview. Neither timing description substitutes for a bound policy. Compare the carrier, product-liability treatment, exclusions, quote premium, and certificate wording before relying on either route for a customer or landlord requirement. 3 7

What to Confirm in General Liability Insurance Quotes

  • Does the TechInsurance quote include products coverage, and are the stated limits, premium, and same-day certificate available for this business? 3 7
  • How will the MMA adviser structure limits and document product or client-property exposures in the proposal? 3 7

Marsh McLennan Agency and TechInsurance Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Marsh McLennan Agency Review Score

8.2/ 10

Review Score

2 rated sources

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.[8][9][1]

Read Marsh McLennan Agency reviews

TechInsurance Review Score

9.1/ 10

Review Score

2 rated sources

TechInsurance’s available ratings are favorable, with praise for broker guidance. The feedback supports its shopping service more than any particular insurer’s claims handling.[4][5]

Read TechInsurance reviews

Marsh McLennan Agency vs TechInsurance General Liability Compared

Marsh McLennan Agency vs TechInsurance: General Liability Insurance: documented features by provider

CriteriaMarsh McLennan Agency general liability (official overview)TechInsurance Commercial General Liability Insurance
Role in This Line

Marsh McLennan Agency describes arranging general liability for the audience stated on the cited product page. 3Company-reported. general liability marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. 7Company-reported. General liability product page.

Issuing Insurer

Confirm in your quote.

The reviewed page does not name the issuing insurer for a general liability policy; TechInsurance describes returning quotes from multiple carriers rather than naming one upfront. 7Not publicly disclosed. General liability product page as read on 2026-09-23.

Who It’s For

Businesses seeking commercial insurance and risk-management advice; suggested coverage depends on operations and exposure. 3Company-reported. general liability marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

TechInsurance targets general liability at small businesses that interact with the public, including those that let customers into a store or office, visit clients' homes or businesses, handle client property, sell products, or advertise online. 7Company-reported. General liability product page.

Coverage Features

The cited product page describes general liability as a business coverage option that advisers evaluate alongside the organization's operations, assets, liabilities, and loss exposure. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. 3Company-reported. general liability marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. 7Company-reported. General liability product page; general policy description, not a specific policy form.

Limits and Retentions

The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. 3Not publicly disclosed. Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred.

TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. 7Company-reported. General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table.

How to Apply

The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. 3Company-reported. general liability marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

You request general liability quotes online through a short application; TechInsurance says licensed agents in all 50 states are available to help pick a policy, and a certificate of insurance is typically available the same day you buy coverage. 7Company-reported. General liability product page application and certificate sections.

Related Pages for Marsh McLennan Agency vs TechInsurance

General Liability Pages for Marsh McLennan Agency and TechInsurance

Other Coverage Lines Compared for Marsh McLennan Agency vs TechInsurance

Other General Liability Insurance Provider Comparisons

Sources for Marsh McLennan Agency vs TechInsurance

Sources About Marsh McLennan Agency

  1. Who We Are. Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role. Accessed 2026-09-29.
  2. Small Business Insurance Solutions. Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted. Accessed 2026-09-29.
  3. Business Insurance | MMA. Marsh McLennan Agency; General liability is named among business insurance coverage options; advisers assess exposure and limits. Accessed 2026-09-30.

Sources About TechInsurance

  1. About TechInsurance. TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
  2. Technology Errors and Omissions – Tech E&O Insurance. TechInsurance; Tech E&O insurance includes two policies; quotation form; Technology professionals we insure. Accessed 2026-09-16.
  3. Contact Us. TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
  4. Commercial General Liability Insurance Quotes Online. TechInsurance; What does general liability insurance cover? (bodily injury, property damage, copyright infringement, defamation, product liability); How much does general liability insurance cost?; How much general liability coverage do you need? (90% of customers choose $1M/$2M limits); What are coverage types A, B, and C? Accessed 2026-09-23.

Sources for the General Liability Insurance Guide

  1. Commercial general liability insurance. Insurance Information Institute; Coverage A; Coverage B; Coverage C; Purchasing commercial general liability insurance. Accessed 2026-09-16.
  2. Commercial Insurance Guide. California Department of Insurance; Commercial General Liability; Commercial Automobile; What Should I Expect from a Broker-Agent?; How Are Commercial Policies Rated? Accessed 2026-09-16.
  3. Commercial General Liability Coverage Form. ISO; specimen hosted by Hiscox; I.A pp.1–5; I.B pp.6–7; I.C pp.7–8; Supplementary Payments p.8; II pp.9–10; III p.10; IV pp.10–12. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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