Marsh McLennan Agency vs Newfront: How Do They Compare for Employment Practices Liability Insurance?

Marsh McLennan Agency’s EPL page gives a more direct list of covered examples—discrimination, harassment, and failure to provide equal opportunity, including defense costs and damages—but does not describe claims negotiation there; Newfront lists EPLI within Executive Risk and describes its management-liability work as addressing wrongful discrimination and termination. 3,8

What Is Marsh McLennan Agency?

Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. 1,2

Read the Marsh McLennan Agency profile

Read the Marsh McLennan Agency Employment Practices Liability Insurance page

What Is Newfront?

Newfront suits growing and enterprise businesses seeking specialist insurance and benefits teams plus Navigator policy tools; small firms wanting an instant direct quote should compare online carriers. Its Partner Management tool is included in client service agreements. 4,5,6,7

Read the Newfront profile

Read the Newfront Employment Practices Liability Insurance page

What Is Employment Practices Liability Insurance?

EPLI can help pay covered defense costs and losses when applicants or workers allege discrimination, harassment, wrongful termination or other workplace wrongdoing. If you employ people, check the claim definition, defense costs and prior acts. 9,10,11

Read the full coverage guide

Key Differences in Employment Practices Liability Insurance

Published EPL Scope and Advice

Newfront lists EPLI within Executive Risk and describes its management-liability work as addressing wrongful discrimination and termination. It also says the practice negotiates placement for management-liability lines and offers integrated claims and coverage negotiation. Marsh McLennan Agency’s EPL page gives a more direct list of covered examples—discrimination, harassment, and failure to provide equal opportunity, including defense costs and damages—but does not describe claims negotiation there. Buyers comparing account support should ask who negotiates EPL wording and manages a claim, not infer the answer from the coverage list. 8 3

Placement and Buyer Questions

Both routes begin with a human contact: Newfront asks for an Executive Risk consultation and Marsh McLennan Agency invites adviser contact. Neither reviewed description provides an EPL-specific eligibility threshold or quote timing. 8 3

What to Confirm in Employment Practices Liability Insurance Quotes

  • Ask Newfront to identify the proposed EPL insurer, covered allegations, defense-cost treatment, and the scope of its claims negotiation. 8
  • Ask Marsh McLennan Agency which policy conditions and exclusions apply to its listed discrimination and harassment examples. 3

Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Marsh McLennan Agency

8.2/ 10

Review Score

2 rated sources

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.[8][9][1]

Read Marsh McLennan Agency reviews

Newfront

10.0/ 10

Review Score

1 rated source

Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality.[6]

Read Newfront reviews

Offering Details

Marsh McLennan Agency vs Newfront: Employment Practices Liability Insurance: documented features by provider

CriteriaMarsh McLennan Agency employment practices (official overview)Newfront Employment Practices Liability Insurance (EPLI)
Role in This Line

Marsh McLennan Agency describes arranging employment practices for the audience stated on the cited product page. 3Company-reported. employment practices marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. 8Company-reported. Executive Risk offering page and Leadership section.

Issuing Insurer

Confirm in your quote.

The reviewed Executive Risk page does not name the insurer or insurers that would issue an EPLI policy placed through Newfront. 8Not publicly disclosed. Executive Risk page as read on 2026-09-23; carrier depends on the specific placement.

Who It’s For

Employers and organizations seeking executive liability solutions; claim and policy conditions remain form-specific. 3Company-reported. employment practices marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. 8Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically.

Coverage Features

The cited product page describes EPL for employment-related claims such as discrimination, harassment, or failure to provide equal employment opportunity, including described defense costs and damages. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. 3Company-reported. employment practices marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." 8Company-reported. Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements.

Limits and Retentions

The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. 3Not publicly disclosed. Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred.

The reviewed Executive Risk page does not publish EPLI limits or retentions. 8Not publicly disclosed. Executive Risk page as read on 2026-09-23.

Risk Services

Confirm in your quote.

Newfront says it tailors guidance for every growth stage using predictive models to help coverage adapt to evolving risks, and offers 24/7 dashboard access to policies, certificates and billing. 8Company-reported. The Newfront Difference and Industry-Leading Technology sections of the Executive Risk page.

How to Apply

The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. 3Company-reported. employment practices marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

You start an EPLI placement by requesting a consultation through Newfront's Executive Risk page. 8Company-reported. Executive Risk page call-to-action; no online quoting or binding described.

Claims Support

Confirm in your quote.

Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to an EPLI claim. 8Company-reported. The Newfront Difference section; described across Executive Risk lines, not an EPLI-specific claims workflow.

Full Comparison

More Marsh McLennan Agency vs Newfront Comparisons

Other Employment Practices Liability Insurance Comparisons

Sources

Marsh McLennan Agency

  1. Who We Are. Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role. Accessed 2026-09-29.
  2. Small Business Insurance Solutions. Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted. Accessed 2026-09-29.
  3. Executive and Professional Liability | MMA. Marsh McLennan Agency; Employment Practices Liability section; example employment claims, defense costs, and damages. Accessed 2026-09-30.

Newfront

  1. Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
  2. Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
  3. Newfront Navigator. Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
  4. WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
  5. Executive Risk. Newfront; Key Coverages to Protect Your Business: Employment Practices Liability Insurance (EPLI); Committed to Client Advocacy: shielding D&Os from wrongful discrimination and termination; Leadership: Deirdre Finn. Accessed 2026-09-23.

Employment Practices Liability Insurance Guide

  1. Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16.
  2. Employment Practices Liability Coverage. Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-16.
  3. Liability Coverage Terms and Conditions. Travelers; III.F–H p.6; III.O pp.8–9; III.F p.6; III.B–D, PDF pp.3–5; III.E–F, PDF pp.5–6. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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