Founder Shield vs Travelers Employment Practices Liability Insurance

Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Employment Practices Liability Insurance with third-party carriers rather than underwriting the policy itself. ⁷Company-reported. About-us page; applies to Founder Shield's brokerage model generally, restated here for this line.

Founder Shield says EPLI is often purchased standalone but is sometimes packaged with Directors & Officers coverage, since employee-related suits frequently name corporate officers personally. ⁶Company-reported. EPLI product page.

Travelers underwrites EPL insurance as part of its Management & Professional Liability line, sold standalone or alongside other management liability coverages. ¹¹Company-reported. Product page general framing; confirmed against the broader Management and Professional Liability Insurance page.

Founder Shield says it places policies, including Founder Shield Employment Practices Liability Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. ³Company-reported. General carrier-selection FAQ, not specific to this line's placements.

The product page's video disclosure names Travelers Casualty and Surety Company of America and its property casualty affiliates; the specific issuing entity for a given policy can vary. ¹¹Company-reported. Product page video legal footer.

Founder Shield markets EPLI to startups hiring their first employees, retail and hospitality businesses with high turnover, professional-services firms, technology companies, and non-profits with volunteers. ⁶Company-reported. EPLI product page.

Travelers markets EPL coverage to financial institutions, nonprofit organizations, private companies and public companies. ¹¹Company-reported. Product page "Who is this right for?" section.

Founder Shield lists defense costs, settlements and judgments, and claims of wrongful termination, discrimination, harassment and retaliation as what EPLI responds to. ⁶Company-reported. Product page; the issued policy and declarations control actual coverage.

Travelers says EPL insurance covers defense costs and damages tied to employment-related claims, including wrongful termination, discrimination, workplace harassment and retaliation. ¹¹Company-reported. Product page "What is EPL insurance?" section; exact terms and exclusions are set by the issued policy.

Not described in the reviewed sources.

The reviewed page does not publish EPL limits, retentions or premiums; it references illustrative settlement examples (from $45,000 to $280,000, including defense costs) as general risk context, not as policy terms. ¹¹Not found in reviewed sources. Product page video claim scenarios as read on 2026-09-23.

You request Founder Shield Employment Practices Liability Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. ^7,3Company-reported. About-us and carrier-selection pages describe the general placement process, not a line-specific application form.

EPL coverage is bought through a Travelers independent agent. ¹¹Company-reported. Product page "Find an insurance agent" call to action.