Corgi vs 
TechInsurance: How Do They Compare for Cyber Insurance?
Corgi's standard cyber is third-party only, with limits up to $1 million per claim; TechInsurance reports a median of $129 a month and lists first- and third-party coverage.
TechInsurance says policyholders pay a median of $129 a month and splits cyber into first-party response costs and third-party lawsuits, often bundled with tech E&O. Corgi's standard form covers third-party claims only. 4,1
What Are the Key Differences Between Corgi and TechInsurance Cyber Insurance?
A Published Median Price Versus a Third-Party Shell
TechInsurance arranges cyber as a standalone policy and says it is often bundled with technology E&O. It splits first-party coverage (breach response, extortion, interruption, data recovery) from third-party coverage (legal fees, regulatory fines, reputation management). Corgi's standard form covers third-party network and privacy claims only; those first-party costs are endorsements. Choose TechInsurance if you want that split in one arranged policy and a published median price to check against; choose Corgi if you want a startup form and will add endorsements. 4 1
TechInsurance says its cyber liability policyholders pay a median of $129 per month, or about $1,552 a year, based on its own customer data, with the exact premium depending on employee count, data volume, claims history, deductible and coverage limits. 4Company-reported. Cyber liability product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.
Corgi illustrates $1 million per claim, $2 million aggregate, and a $10,000 retention. TechInsurance does not publish comparable limit figures. 1 4
Who It Is For and What Stays Out
TechInsurance targets small businesses handling sensitive data, naming IT professionals, retail, healthcare, financial services, real estate, and media. It says cyber does not cover professional negligence unrelated to a breach or physical damage to devices. You request quotes online through a short application, with a certificate typically the same day. Corgi also quotes online. Neither reviewed page describes monitoring. TechInsurance does not name the issuing insurer. 4 1
What Should You Confirm in Corgi and TechInsurance Cyber Insurance Quotes?
Corgi vs TechInsurance Cyber Insurance Compared
Corgi vs TechInsurance: Cyber Insurance: documented features by provider
| Criteria | Corgi Cyber Liability | TechInsurance Cyber Liability Insurance |
|---|---|---|
| Limits and Retentions | Corgi shows illustrative limits of up to $1 million per claim and $2 million in the aggregate, with a $10,000 self-insured retention per event. 1Company-reported. Illustrative policy structure on the product page; actual limits and retentions appear on the declarations. | TechInsurance says its cyber liability policyholders pay a median of $129 per month, or about $1,552 a year, based on its own customer data, with the exact premium depending on employee count, data volume, claims history, deductible and coverage limits. 4Company-reported. Cyber liability product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table. |
| How to Apply | You can request a cyber quote online through Corgi. 1Company-reported. Product page quote call to action. | You request cyber liability quotes online through a short application describing your business; TechInsurance says a licensed agent is available to help and that a certificate of insurance is typically available the same day you buy a policy. 4Company-reported. Cyber liability product page application and certificate sections. |
| Coverage Features | The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. 1Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting. Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. 1Company-reported. Scenario notes for form CORG-CY-0100. The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. 1Company-reported. Scenario notes for form CORG-CY-0100. | TechInsurance splits cyber liability into first-party coverage (data breach response, cyber extortion payments, business interruption, data recovery) and third-party coverage (legal fees, regulatory fines, reputation management, settlements and court-ordered damages) for claims a client brings against the business. 4Company-reported. Cyber liability product page; coverage described in general terms, not a specific policy form. TechInsurance says cyber liability insurance does not cover professional negligence claims unrelated to a breach, physical damage to electronic devices, or data loss from physical damage to hardware, and points buyers to errors and omissions or a business owner's policy for those gaps. 4Company-reported. What isn't covered by cyber liability insurance section of the product page. |
| Role in This Line | Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. 2,1Company-reported. Homepage package contents and the cyber liability product page. | TechInsurance arranges cyber liability insurance as a standalone policy and describes it as often bundled with technology errors and omissions coverage in a combined tech E&O package. 4Company-reported. Cyber liability product page. |
