Corgi vs RiskCube: How Do They Compare for Fiduciary Liability Insurance?

Corgi offers fiduciary coverage only in its Growth Stage and Custom startup packages; RiskCube lists the line in its startup catalogue and describes cover for directors, officers, and plan administrators.

Corgi publishes CORG-FL-0100 exclusions for settlor acts and investigations; RiskCube lists fiduciary for startups and says many institutional investors require it. ^1,⁴

What Are the Key Differences Between Corgi and RiskCube Fiduciary Liability Insurance?

Product Page Versus Catalogue Card

Corgi provides a dedicated fiduciary page with form terms and an online quote. RiskCube lists fiduciary in its startup catalogue but directs interested buyers to a general contact form rather than a dedicated application. ¹ ⁴

Investor Timing Versus Package Tiers

Corgi adds fiduciary in Growth Stage and Custom packages. RiskCube’s catalogue says fiduciary liability is required by many institutional investors, positioning it as an investor-driven purchase rather than a day-one line. ² ⁴

Depth of Coverage Description

Corgi details excessive-fee claims, administration errors, late deposits, settlor exclusions, and uncovered investigation costs. RiskCube’s card says the coverage responds to claims of mismanaging 401(k) plans, health benefits, and stock option programs, without a policy form or exclusion list. ¹ ⁴

How Intake Works

Corgi’s quote is self-serve. RiskCube’s fiduciary URL redirects to a general contact form rather than a dedicated application, unlike some of its other lines. ¹ ⁵

What Should You Confirm in Corgi and RiskCube Fiduciary Liability Insurance Quotes?

Ask RiskCube which carrier, limit, and retention it would place; none appear on the catalogue card. ⁴
Ask Corgi whether stock-option programs, which RiskCube’s card mentions, are inside CORG-FL-0100 or need another line. ⁴ ¹
Confirm Corgi’s $25,000 retention and defense-inside-limit treatment on the live quote. ¹
Ask RiskCube how a contact-form submission turns into a bound fiduciary policy. ⁵

Corgi vs RiskCube Fiduciary Liability Insurance Compared

Corgi vs RiskCube: Fiduciary Liability Insurance: documented features by provider

Criteria	Corgi Fiduciary Liability	RiskCube Fiduciary Liability Insurance
Coverage Features	The standard policy (CORG-FL-0100) is claims-made and covers ERISA breach-of-fiduciary-duty claims such as excessive-fee litigation, plan administration errors and late deposit of employee contributions, but excludes settlor acts (plan design, amendment or termination decisions), ESOPs and multi-employer plans from the standard form. ¹Company-reported. Fiduciary coverage table and scenario/policy notes; illustrative summary, not policy wording. Corgi says DOL investigations, IRS audits and HHS inquiries are not covered "Claims" under the standard fiduciary policy; only a resulting participant lawsuit is a covered claim, and investigation costs themselves are not covered. ¹Company-reported. Fiduciary scenario note 3.	RiskCube's catalogue describes fiduciary liability as covering directors, officers and plan administrators against claims of mismanaging employee benefit plans, including 401(k) plans, health benefits and stock option programs. ⁴Company-reported. One-paragraph catalogue card; no policy form or exclusion list was found for this line.
Role in This Line	Corgi sells Fiduciary Liability as part of its Growth Stage and Custom startup packages; it is not included in the Pre-Seed & Seed or Series A package tiers, unlike CGL, D&O, Tech E&O and Cyber. ²Company-reported. Homepage package contents as read on 2026-09-23.	RiskCube lists Fiduciary Liability Insurance as one line in its startup catalogue, sold through RiskCube Insurance Services, LLC, which the catalogue page describes as an "Independent brokerage." RiskCube does not underwrite the policy itself. ⁴Company-reported. Catalogue-level description; no fiduciary-liability-specific product page exists to confirm additional role detail.

Criteria

Corgi Fiduciary Liability

RiskCube Fiduciary Liability Insurance

Coverage Features

The standard policy (CORG-FL-0100) is claims-made and covers ERISA breach-of-fiduciary-duty claims such as excessive-fee litigation, plan administration errors and late deposit of employee contributions, but excludes settlor acts (plan design, amendment or termination decisions), ESOPs and multi-employer plans from the standard form. ¹Company-reported. Fiduciary coverage table and scenario/policy notes; illustrative summary, not policy wording.

Corgi says DOL investigations, IRS audits and HHS inquiries are not covered "Claims" under the standard fiduciary policy; only a resulting participant lawsuit is a covered claim, and investigation costs themselves are not covered. ¹Company-reported. Fiduciary scenario note 3.

RiskCube's catalogue describes fiduciary liability as covering directors, officers and plan administrators against claims of mismanaging employee benefit plans, including 401(k) plans, health benefits and stock option programs. ⁴Company-reported. One-paragraph catalogue card; no policy form or exclusion list was found for this line.

Role in This Line

Corgi sells Fiduciary Liability as part of its Growth Stage and Custom startup packages; it is not included in the Pre-Seed & Seed or Series A package tiers, unlike CGL, D&O, Tech E&O and Cyber. ²Company-reported. Homepage package contents as read on 2026-09-23.

RiskCube lists Fiduciary Liability Insurance as one line in its startup catalogue, sold through RiskCube Insurance Services, LLC, which the catalogue page describes as an "Independent brokerage." RiskCube does not underwrite the policy itself. ⁴Company-reported. Catalogue-level description; no fiduciary-liability-specific product page exists to confirm additional role detail.