Corgi vs 
Marsh: How Do They Compare for Tech E&O Insurance?
Corgi sells stand-alone Tech E&O with an instant online quote, while Marsh treats tech E&O as a professional liability specialty and designs data center programs that combine it with property and casualty lines.
Corgi sells startups instant-quote Tech E&O, included in every package from pre-seed, but its base form excludes contract/SLA, IP, data-breach and AI claims unless you add endorsements. Marsh is a broker that builds custom programs, including data-center towers that combine Tech E&O with property and casualty. 1,2,4,3
What Are the Key Differences Between Corgi and Marsh Tech E&O Insurance?
Instant Startup Quote vs Custom Broker Programs
Corgi sells Tech E&O as a standalone instant-quote policy and includes it in every startup package from pre-seed and seed. Marsh treats technology E&O as a professional liability specialty and also builds it into data-center programs. Choose Corgi if you're an early-stage startup that needs cover today; choose Marsh if you run data centers or need a program built around a larger, complex operation. 1 2 4 3
Standard Form With Key Exclusions vs Marsh's Gap Warning
Corgi publishes a standard claims-made form with illustrative limits of $1 million / $2 million and a $10,000 retention, and base exclusions for contract/SLA, IP, data-breach and AI claims that endorsements can change. Marsh says off-the-shelf Tech E&O policies weren't built for the scale of modern data centers and can leave gaps, so it combines Tech E&O with property, casualty and other lines. If your customer contracts include SLAs or you ship AI, price Corgi's endorsements before comparing. 1 3
What Should You Confirm in Corgi and Marsh Tech E&O Insurance Quotes?
- If you run a data center, ask Marsh which property and casualty layers sit with Tech E&O. 3 2
- Ask Corgi whether its main insurer, Technology Risk Retention Group, meets your customer's insurance requirements; an RRG is owned by its policyholders and isn't backed by state guaranty funds, and Corgi also offers optional A- rated partners. 1
- Ask Marsh for the insurer and limit schedule it proposes. 4 1
- Ask Corgi which endorsements are in your package and which cost extra. 1
Corgi vs Marsh Tech E&O Insurance Compared
Corgi vs Marsh: Tech E&O Insurance: documented features by provider
| Criteria | Corgi Tech E&O | Marsh Technology Errors and Omissions Insurance |
|---|---|---|
| Coverage Features | The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. 1Company-reported. Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger. The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. 1Company-reported. Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting. | Marsh says off-the-shelf technology E&O policies were not built for the scale and concentration of modern data centers and can leave gaps. It designs data center programs that combine technology E&O with property, casualty and other lines. 3Company-reported. Data center insurance page, Closing the gaps in conventional coverage section; describes a gap in standard tech E&O for one customer segment (data centers), not the general product. |
| Role in This Line | Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. 1,2Company-reported. Tech E&O product page and homepage package contents; package composition may change. | Marsh treats technology errors and omissions (tech E&O) as one of its financial and professional liability specialties, with dedicated attention to the technology industry, and separately names it as a building block within its data-center insurance programs. 4,3Company-reported. Marsh professional liability page and data-center insurance page. |
