Corgi vs 
Marsh: How Do They Compare for Cyber Insurance?
Marsh offers advisor-led placement, with its Cyber ECHO excess facility providing over $200 million of capacity per client; Corgi shows illustrative limits up to $1 million per claim with a $10,000 retention per event and online quotes.
Marsh's Cyber ECHO facility can layer more than $200 million of excess cyber capacity per client. Corgi's standard form is a third-party-only primary with illustrative $1 million per-claim limits and first-party costs sold as endorsements. 5,1
What Are the Key Differences Between Corgi and Marsh Cyber Insurance?
Excess Capacity Versus a Startup Primary
Marsh's cyber practice places and advises on coverage; it does not underwrite. Cyber ECHO can provide over $200 million of cyber capacity per client, with a free first reinstatement. Corgi sells a named primary form online. The standard grant is third-party network and privacy liability, illustrated at $1 million per claim and $2 million aggregate with a $10,000 retention. Choose Marsh if you already have a primary and need a tower far above it; choose Corgi if you want a small online primary and will add first-party endorsements. 5 1
Marsh says its Cyber ECHO excess facility can provide over $200 million of cyber capacity per client, with a free first reinstatement and a paid second reinstatement for separate cyber events within a policy year. 5Company-reported. Cyber ECHO facility page; describes excess capacity Marsh can arrange, not a standard primary limit.
How You Engage and What MMA Lists
You start with a named Marsh or MMA cyber specialist, not an online quote. MMA lists investigation, network interruption, extortion, data restoration, and security and privacy liability as core coverages. Corgi lets you request a quote online and keeps those first-party costs as endorsements. Marsh's reviewed pages do not name a standard primary insurer; ECHO lets clients choose Lloyd's, company markets, or Bermuda. 7 4 1
What Should You Confirm in Corgi and Marsh Cyber Insurance Quotes?
Corgi vs Marsh Cyber Insurance Compared
Corgi vs Marsh: Cyber Insurance: documented features by provider
| Criteria | Corgi Cyber Liability | Marsh Cyber Insurance Brokerage |
|---|---|---|
| Limits and Retentions | Corgi shows illustrative limits of up to $1 million per claim and $2 million in the aggregate, with a $10,000 self-insured retention per event. 1Company-reported. Illustrative policy structure on the product page; actual limits and retentions appear on the declarations. | Marsh says its Cyber ECHO excess facility can provide over $200 million of cyber capacity per client, with a free first reinstatement and a paid second reinstatement for separate cyber events within a policy year. 5Company-reported. Cyber ECHO facility page; describes excess capacity Marsh can arrange, not a standard primary limit. |
| How to Apply | You can request a cyber quote online through Corgi. 1Company-reported. Product page quote call to action. | You engage a named Marsh or MMA cyber specialist to design a placement; the reviewed pages describe advisor-led placement and risk analytics rather than an online self-serve quote. 4,7Company-reported. Marsh and MMA cyber pages, which list dedicated cyber brokerage and placement leaders. |
| Coverage Features | The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. 1Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting. Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. 1Company-reported. Scenario notes for form CORG-CY-0100. The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. 1Company-reported. Scenario notes for form CORG-CY-0100. | MMA lists incident investigation and response costs, network interruption/extra expense, extortion and ransomware payments, data restoration, and security and privacy liability as core cyber coverages, with media liability, privacy regulatory defense and reputation-based income loss available as additional coverages. 7Company-reported. MMA cyber solutions page; actual policy wording and insurer vary by placement. |
| Role in This Line | Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. 2,1Company-reported. Homepage package contents and the cyber liability product page. | Marsh's cyber risk practice places and advises on cyber insurance brokerage; it does not underwrite the policies it places. 4Company-reported. Marsh corporate cyber insurance product page. Marsh McLennan Agency (MMA), Marsh's middle-market subsidiary, places cyber coverage and acts as a carrier liaison, combining placement with claims advocacy. 7Company-reported. MMA cyber solutions page. |
