Corgi vs Founder Shield: How Do They Compare for Cyber Insurance?

Founder Shield is a broker placing cyber with carriers rated A- or above, covering data loss, extortion and outage income loss; Corgi's standard policy is third-party only, with regulatory fines excluded.

Corgi's standard form covers third-party network and privacy claims only and shows $1 million per claim with a $10,000 retention. Founder Shield brokers cyber for healthcare, finance, SaaS, and e-commerce and lists first-party data loss, interruption, and extortion among what it places. ^1,⁴

What Are the Key Differences Between Corgi and Founder Shield Cyber Insurance?

A Named Form Versus a Brokered Placement

Corgi sells cyber as a standalone policy and inside startup packages, using form CORG-CY-0100. The standard grant is third-party network and privacy liability; response, ransomware, interruption, and funds-transfer fraud are endorsements. Founder Shield is a retail brokerage, described as the innovation arm of The Baldwin Group, and places Founder Shield Cyber Liability with third-party carriers rather than issuing the policy. Choose Corgi if you want an online named form and will add first-party endorsements; choose Founder Shield if you want a broker to shop A- or better carriers for healthcare, finance, SaaS, or e-commerce. ¹ ⁵ ⁴

The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ¹Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting.

What the Pages List as Covered

Founder Shield lists loss of electronic data, income loss from an outage, extortion payments, and breach-notification and reputation-management costs, and it flags typical exclusions for stolen IP value, internal system upgrades, and future lost profits. Corgi illustrates $1 million per claim and $2 million aggregate with a $10,000 retention and excludes regulatory investigations unless endorsed. Founder Shield does not publish comparable limit figures. You request Founder Shield through its site or an advisor; Corgi lets you quote online. ⁴ ¹

What Should You Confirm in Corgi and Founder Shield Cyber Insurance Quotes?

Ask Corgi which endorsements are on the quote. ¹
Ask Founder Shield which A- or better carrier would issue the policy. ⁶
Get Founder Shield's actual limits; its pages do not publish them. ⁴

Corgi vs Founder Shield Cyber Insurance Compared

Corgi vs Founder Shield: Cyber Insurance: documented features by provider

Criteria	Corgi Cyber Liability	Founder Shield Cyber Liability Insurance
How to Apply	You can request a cyber quote online through Corgi. ¹Company-reported. Product page quote call to action.	You request Founder Shield Cyber Liability Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. ^5,⁶Company-reported. About-us and carrier-selection pages describe the general placement process, not a line-specific application form.
Coverage Features	The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ¹Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting. Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. ¹Company-reported. Scenario notes for form CORG-CY-0100. The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. ¹Company-reported. Scenario notes for form CORG-CY-0100.	Founder Shield lists loss or damage to electronic data, income loss and extra expense from a system outage, cyber extortion payments, and breach-notification and reputation-management costs as the branches of cyber coverage it places. ⁴Company-reported. Product page; the issued policy and declarations control actual coverage. Founder Shield says cyber policies typically exclude loss of value from stolen IP, internal technology system upgrades, and possible future lost profits. ⁴Company-reported. Product page; specific exclusions depend on the issued policy.
Role in This Line	Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. ^2,¹Company-reported. Homepage package contents and the cyber liability product page.	Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Cyber Liability Insurance with third-party carriers rather than underwriting the policy itself. ⁵Company-reported. About-us page; applies to Founder Shield's brokerage model generally, restated here for this line.
Issuing Insurer	Corgi uses affiliated and partner insurers. The cyber product page names its policy form, CORG-CY-0100, but not the issuing insurer; your policy names it. ^1,³Company-reported. Cyber product page and Corgi disclaimers.	Founder Shield says it places policies, including Founder Shield Cyber Liability Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. ⁶Company-reported. General carrier-selection FAQ, not specific to this line's placements.