Corgi vs Founder Shield Cyber Insurance

Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. ^2,6Company-reported. Homepage package contents and the cyber liability product page.

Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Cyber Liability Insurance with third-party carriers rather than underwriting the policy itself. ¹³Company-reported. About-us page; applies to Founder Shield's brokerage model generally, restated here for this line.

Corgi uses affiliated and partner insurers. The cyber product page names its policy form, CORG-CY-0100, but not the issuing insurer; your policy names it. ^6,1Company-reported. Cyber product page and Corgi disclaimers.

Founder Shield says it places policies, including Founder Shield Cyber Liability Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. ⁹Company-reported. General carrier-selection FAQ, not specific to this line's placements.

Not described in the reviewed sources.

Founder Shield calls cyber coverage a priority for healthcare, financial services, SaaS and e-commerce companies, citing their exposure to data breaches and business interruption. ¹²Company-reported. Cyber Liability product page.

The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ⁶Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting.

Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. ⁶Company-reported. Scenario notes for form CORG-CY-0100.

The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. ⁶Company-reported. Scenario notes for form CORG-CY-0100.

Founder Shield lists loss or damage to electronic data, income loss and extra expense from a system outage, cyber extortion payments, and breach-notification and reputation-management costs as the branches of cyber coverage it places. ¹²Company-reported. Product page; the issued policy and declarations control actual coverage.

Founder Shield says cyber policies typically exclude loss of value from stolen IP, internal technology system upgrades, and possible future lost profits. ¹²Company-reported. Product page; specific exclusions depend on the issued policy.

Corgi shows illustrative limits of up to $1 million per claim and $2 million in the aggregate, with a $10,000 self-insured retention per event. ⁶Company-reported. Illustrative policy structure on the product page; actual limits and retentions appear on the declarations.

Not described in the reviewed sources.

The reviewed cyber page does not describe security monitoring or other risk-management services for policyholders. ⁶Not found in reviewed sources. Cyber product page as read on 2026-09-23.

Not described in the reviewed sources.

You can request a cyber quote online through Corgi. ⁶Company-reported. Product page quote call to action.

You request Founder Shield Cyber Liability Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. ^13,9Company-reported. About-us and carrier-selection pages describe the general placement process, not a line-specific application form.