CNA vs TechInsurance: How Do They Compare for General Liability Insurance?

CNA identifies solutions across company sizes and industry-specific support. TechInsurance arranges small-business GL, reports that nearly 90% of its customers choose $1 million/$2 million limits, and reports a $45 monthly median premium. 4,8

CNA Small Business Insurance: Products, Agents and Service

CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. 1,2,3

Read the CNA profile

Read the CNA General Liability Insurance page

What Is TechInsurance?

TechInsurance fits freelancers and small software, SaaS and IT firms that want to compare several insurers' quotes from one application, with agent help and a tech E&O plus cyber bundle. Growth-stage companies needing a managed renewal program or firm quote deadlines should look at specialist brokers. 5,6,7

Read the TechInsurance profile

Read the TechInsurance General Liability Insurance page

What Is General Liability Insurance?

General liability can protect your business when a customer or visitor claims you caused injury or damaged their property. It suits businesses serving customers or working on their premises; your own building, tools and stock need property coverage. 9,10,11

Read the full coverage guide

Key Differences in General Liability Insurance

Audience and Published Numbers

CNA describes GL solutions for smaller, mid-sized, and large companies and emphasizes industry-specific underwriting and risk-control support. TechInsurance arranges coverage for small businesses and reports that nearly 90% of its customers select $1 million per occurrence and $2 million aggregate, with a $45 monthly median premium. Those are TechInsurance customer statistics, not a quote for your business or a promise of available limits. Use them only as context; compare matched limits, deductibles, operations, and locations in actual proposals. 4 8

Coverage Breadth and Access

CNA’s description highlights third-party bodily injury and property damage. TechInsurance also lists copyright infringement, defamation, and often product liability or an endorsement option; it offers online applications with licensed agents in all 50 states and says certificates are typically available the same day coverage is bought. Ask what product coverage is included and whether certificate timing applies to your policy. 4 8

What to Confirm in General Liability Insurance Quotes

  • Ask TechInsurance which carrier, product-liability wording, and limits apply to your quote. 8
  • Ask CNA for comparable limits, deductibles, and certificate timing. 4

CNA and TechInsurance Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

CNA Review Score

9.0/ 10

Review Score

1 rated source

Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews.[1][5]

Read CNA reviews

TechInsurance Review Score

9.1/ 10

Review Score

2 rated sources

TechInsurance’s available ratings are favorable, with praise for broker guidance. The feedback supports its shopping service more than any particular insurer’s claims handling.[4][5]

Read TechInsurance reviews

CNA vs TechInsurance General Liability Insurance Compared

CNA vs TechInsurance: General Liability Insurance: documented features by provider

CriteriaCNA Commercial General LiabilityTechInsurance Commercial General Liability Insurance
Role in This Line

Confirm in your quote.

TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. 8Company-reported. General liability product page.

Issuing Insurer

Confirm in your quote.

The reviewed page does not name the issuing insurer for a general liability policy; TechInsurance describes returning quotes from multiple carriers rather than naming one upfront. 8Not publicly disclosed. General liability product page as read on 2026-09-23.

Who It’s For

CNA identifies GL solutions for smaller companies, mid-sized firms and large firms. 4Company-reported. Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US commercial GL Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control.

TechInsurance targets general liability at small businesses that interact with the public, including those that let customers into a store or office, visit clients' homes or businesses, handle client property, sell products, or advertise online. 8Company-reported. General liability product page.

Coverage Features

CNA Commercial General Liability addresses amounts a business may owe third parties for covered bodily injury or property damage. 4Company-reported. Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US commercial GL Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control.

TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. 8Company-reported. General liability product page; general policy description, not a specific policy form.

Limits and Retentions

Confirm in your quote.

TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. 8Company-reported. General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table.

Risk Services

CNA describes industry-specific underwriting/risk-control support and claims professionals for the GL line. 4Company-reported. Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US commercial GL Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control.

Confirm in your quote.

How to Apply

Confirm in your quote.

You request general liability quotes online through a short application; TechInsurance says licensed agents in all 50 states are available to help pick a policy, and a certificate of insurance is typically available the same day you buy coverage. 8Company-reported. General liability product page application and certificate sections.

Related Pages for CNA vs TechInsurance General Liability Insurance

General Liability Insurance Pages for CNA and TechInsurance

Other Coverage Lines Compared for CNA vs TechInsurance

Other General Liability Insurance Provider Comparisons

Sources for CNA vs TechInsurance General Liability Insurance

Sources About CNA

  1. Insurance for Small Businesses. CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark). Accessed 2026-09-28.
  2. CNA Connect Small Businessowners Policy (BOP) | CNA Insurance. CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28.
  3. General Disclaimer. CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29. Accessed 2026-09-29.
  4. Commercial General Liability Insurance | CNA Insurance. CNA; Commercial General Liability; customer sizes, coverage, teams. Accessed 2026-09-28.

Sources About TechInsurance

  1. About TechInsurance. TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
  2. Technology Errors and Omissions – Tech E&O Insurance. TechInsurance; Tech E&O insurance includes two policies; quotation form; Technology professionals we insure. Accessed 2026-09-16.
  3. Contact Us. TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
  4. Commercial General Liability Insurance Quotes Online. TechInsurance; What does general liability insurance cover? (bodily injury, property damage, copyright infringement, defamation, product liability); How much does general liability insurance cost?; How much general liability coverage do you need? (90% of customers choose $1M/$2M limits); What are coverage types A, B, and C? Accessed 2026-09-23.

Sources for the General Liability Insurance Guide

  1. Commercial general liability insurance. Insurance Information Institute; Coverage A; Coverage B; Coverage C; Purchasing commercial general liability insurance. Accessed 2026-09-16.
  2. Commercial Insurance Guide. California Department of Insurance; Commercial General Liability; Commercial Automobile; What Should I Expect from a Broker-Agent?; How Are Commercial Policies Rated? Accessed 2026-09-16.
  3. Commercial General Liability Coverage Form. ISO; specimen hosted by Hiscox; I.A pp.1–5; I.B pp.6–7; I.C pp.7–8; Supplementary Payments p.8; II pp.9–10; III p.10; IV pp.10–12. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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