CNA vs Nationwide: How Do They Compare for Inland Marine Insurance?

Both descriptions address mobile and construction property, but CNA names detailed classes such as EDP and medical equipment. Nationwide’s page provides broader examples and routes buyers to an agent or quote request. ^4,⁸

CNA Small Business Insurance: Products, Agents and Service

CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. ^1,^2,³

Read the CNA profile

Read the CNA Inland Marine Insurance page

What Is Nationwide?

Nationwide’s commercial catalogue includes common small-business policies and separate specialty products. A catalogue listing does not establish eligibility or policy terms; confirm the issuing company and coverage for your state and business. ^5,^6,⁷

Read the Nationwide profile

Read the Nationwide Inland Marine Insurance page

What Is Inland Marine Insurance?

If your business moves equipment between sites or ships goods, inland marine can cover those property exposures; installation and other forms address different property categories. Match the quote to what you own, rent or hold for others. ^9,¹⁰

Read the full coverage guide

Key Differences in Inland Marine Insurance

Class detail and quote terms

CNA names builders risk, contractors equipment, EDP property, fine arts, installation floaters, medical equipment, transportation and wholesale distributors. Nationwide describes specialized protection for equipment, materials, construction projects and other property while moving, stored or at a jobsite. The latter is a broad overview rather than a buyer-specific coverage grant. If you need a particular class such as medical equipment or fine arts, request confirmation that it is accepted and how it will be valued. ⁴ ⁸

Quote channel and unspecified limits

Nationwide directs prospective buyers to an agent or quote request and does not set a universal limit or retention in the reviewed overview. CNA says dedicated underwriting, risk-control and claims specialists support tailored marine solutions. Ask Nationwide which insurer and policy form will be proposed, then compare limits, deductibles and conditions with CNA’s terms; the published marketing descriptions do not establish those details for either buyer. ⁴ ⁸

What to Confirm in Inland Marine Insurance Quotes

Ask Nationwide for the insurer, policy form and scheduled limits for each item, including stored property. ⁸
Ask CNA whether the desired classes are accepted and whether limits apply per item or location. ⁴

CNA and Nationwide Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

CNA Review Score

9.0/ 10

Review Score

1 rated source

Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews.^[1]^[5]

Read CNA reviews

Nationwide Review Score

7.8/ 10

Review Score

4 rated sources

Experts like Nationwide more than customers do. NerdWallet gives it 4.5 out of 5 for business insurance, while small-business customers on ConsumerAffairs give it 2.5 out of 5 from 19 reviews.^[1]^[10]

Read Nationwide reviews

CNA vs Nationwide Inland Marine Insurance Compared

CNA vs Nationwide: Inland Marine Insurance: documented features by provider

Criteria	CNA Inland Marine	Nationwide inland marine (official overview)
Role in This Line	Confirm in your quote.	Nationwide describes offering inland marine for the audience stated on the cited product page. ⁸Company-reported. inland marine marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.
Who It’s For	CNA lists builders risk, contractors equipment, EDP property, fine arts, installation floaters, medical equipment, transportation and wholesale distributors. ⁴Company-reported. Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US page; global exposures Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control.	Industries and risks named in the inland-marine page; exact eligibility is account-specific. ⁸Company-reported. inland marine marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.
Coverage Features	CNA Inland Marine addresses accounts receivable, buildings under construction, medical equipment, EDP, fine art and mobile property. ⁴Company-reported. Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US page; global exposures Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control.	The cited product page describes specialized protection for equipment, materials, construction projects, and other property while moving, stored, or at a jobsite. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. ⁸Company-reported. inland marine marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.
Limits and Retentions	Confirm in your quote.	The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. ⁸Not publicly disclosed. Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred.
Risk Services	CNA says tailored marine solutions are backed by dedicated underwriting, risk control and claims specialists. ⁴Company-reported. Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US page; global exposures Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control.	Confirm in your quote.
How to Apply	Confirm in your quote.	The page directs prospective customers to contact an agent or request a quote. The page does not establish a quote, bind, or coverage-effective timeline. ⁸Company-reported. inland marine marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

Related Pages for CNA vs Nationwide Inland Marine Insurance

Inland Marine Insurance Pages for CNA and Nationwide

Other Coverage Lines Compared for CNA vs Nationwide

Other Inland Marine Insurance Provider Comparisons

Sources for CNA vs Nationwide Inland Marine Insurance

Sources About CNA

Insurance for Small Businesses. CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark). Accessed 2026-09-28.
CNA Connect Small Businessowners Policy (BOP) | CNA Insurance. CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28.
General Disclaimer. CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29. Accessed 2026-09-29.
Inland & Ocean Marine Insurance | CNA Insurance. CNA; Inland Marine and Ocean Marine coverage sections. Accessed 2026-09-28.

Sources About Nationwide

Small Business Insurance. Nationwide; Small business products and solutions, lines 185–214: BOP, workers’ compensation, commercial auto, umbrella, EPLI, cyber and surety; purchase guidance lines 235–247. Accessed 2026-09-29.
Small Business Insurance Solutions for Agents. Nationwide; Specialized small commercial solutions: BOP, auto, workers’ compensation, cyber, EPLI, umbrella, inland marine and professional liability; page states appetite varies by state, lines 129–163, 191–193. Accessed 2026-09-29.
Terms and Conditions for Nationwide.com. Nationwide; P&C products not offered by all companies/states; policy/declarations control; NMI and affiliates may underwrite; each underwriter responsible for own products, lines 358–368 and 391–394. Accessed 2026-09-29.
Insurance for Inland Marine – Nationwide. Nationwide; Key products and coverages; mobile/specialized property, equipment, materials, and transit. Accessed 2026-09-30.

Sources for the Inland Marine Insurance Guide

Commercial Insurance Guide. California Department of Insurance; Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-16.
Inland Marine Policy: Contractors’ Equipment. Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services; PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34. Accessed 2026-09-16.