CNA vs 
Marsh McLennan Agency: How Do They Compare for Kidnap and Ransom Insurance?
CNA Small Business Insurance: Products, Agents and Service
CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. 1,2,3
What Is Marsh McLennan Agency?
Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. 6,7
Read the Marsh McLennan Agency profile
Read the Marsh McLennan Agency Kidnap and Ransom Insurance page
What Is Kidnap and Ransom Insurance?
Kidnap and ransom insurance provides financial protection for specified kidnapping and extortion events and gives the business access to a crisis-response firm. Check who is insured, which events are named, and how territory and sanctions terms apply to your actual travel. 9,10,11
Key Differences in Kidnap and Ransom Insurance
Audience and scope disclosed
Marsh McLennan Agency describes arranging K&R for businesses with international insurance goals, including multinational placements and employee assignments. CNA’s 2012 brochure identifies overseas travelers or operations as typical buyer contexts and names several industries. Both descriptions point to international exposure, but Marsh McLennan Agency’s overview is expressly broad and says actual coverage and availability depend on the policy and jurisdiction. Ask which countries, employees and assignments can be included in the proposed schedule. 8 5
Limits and placement questions
Marsh McLennan Agency directs organizations to an adviser or specialist and does not establish quote timing, binding or a universal limit. CNA’s current Management Liability page tells agents to request applications through Agent Center. The public descriptions therefore do not settle the comparison on price or limit; buyers need the same policy documents and a clear placement timeline. CNA’s event examples come from an older brochure, so request current wording before deciding which exposure is addressed. 8 4
What to Confirm in Kidnap and Ransom Insurance Quotes
CNA and Marsh McLennan Agency Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
CNA Review Score
Review Score
1 rated source
Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews.[1][5]
Read CNA reviewsMarsh McLennan Agency Review Score
Review Score
2 rated sources
There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.[8][9][1]
Read Marsh McLennan Agency reviewsCNA vs Marsh McLennan Agency Kidnap and Ransom Insurance Compared
CNA vs Marsh McLennan Agency: Kidnap and Ransom Insurance: documented features by provider
| Criteria | Kidnap, Ransom and Extortion | Marsh McLennan Agency kidnap ransom (official overview) |
|---|---|---|
| Role in This Line | Confirm in your quote. | Marsh McLennan Agency describes arranging kidnap ransom for the audience stated on the cited product page. 8Company-reported. kidnap ransom marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement. |
| Who It’s For | CNA’s 2012 brochure identifies organizations with overseas travelers or operations among typical buyers and names manufacturers, professional-services firms, hospitals, financial institutions, technology and construction companies. 5Company-reported. Historical target examples are not current underwriting rules or eligibility guarantees. | Businesses with international insurance goals; the source describes multinational placements and employee assignments. 8Company-reported. kidnap ransom marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement. |
| Coverage Features | CNA’s current Management Liability page lists Kidnap, Ransom and Extortion; the older CNA brochure describes insured events including kidnapping, extortion, hijack and detention. 4,5Company-reported. The current page confirms catalogue membership; 2012 brochure details are historical marketing and may not match current forms. | The cited product page describes kidnap-and-ransom risk-transfer solutions listed for businesses with international insurance needs. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. 8Company-reported. kidnap ransom marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement. |
| Limits and Retentions | Confirm in your quote. | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. 8Not publicly disclosed. Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred. |
| Risk Services | The brochure describes access to crisis-response services from red24, including security advice and response support. 5Company-reported. The 2012 source does not establish the current vendor arrangement or services attached to a present-day quote. | Confirm in your quote. |
| How to Apply | CNA’s current Management Liability page tells agents to request applications through the Agent Center. 4Company-reported. This is a general management-liability submission direction; the page does not describe a buyer-direct K&R flow. | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. 8Company-reported. kidnap ransom marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement. |
Related Pages for CNA vs Marsh McLennan Agency Kidnap and Ransom
Kidnap and Ransom Insurance Pages for CNA and Marsh McLennan Agency
Other Coverage Lines Compared for CNA vs Marsh McLennan Agency
Other Kidnap and Ransom Insurance Provider Comparisons
Sources for CNA vs Marsh McLennan Agency Kidnap and Ransom Insurance
Sources About CNA
- Insurance for Small Businesses. CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark). Accessed 2026-09-28.
- CNA Connect Small Businessowners Policy (BOP) | CNA Insurance. CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28.
- General Disclaimer. CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29. Accessed 2026-09-29.
- Management Liability Insurance and Professional Liability. CNA; Current U.S. page: management liability names crime and kidnap/ransom/extortion; lists management product coverages and Epack 3 modular structure, application channel and caveats. Retrieved 2026-09-30. Accessed 2026-09-30.
- Kidnap, Ransom and Extortion Coverage From CNA. CNA; Official brochure: named insured persons, event categories, crisis response services, target buyers and worldwide wording; dated KRESS FL 040412 (2012), historical product summary, not evidence all provisions remain current. Retrieved 2026-09-30. Accessed 2026-09-30.
Sources About Marsh McLennan Agency
- Who We Are. Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role. Accessed 2026-09-29.
- Small Business Insurance Solutions. Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted. Accessed 2026-09-29.
- International Insurance Cover | MMA. Marsh McLennan Agency; International business insurance lists kidnap and ransom as a risk-transfer solution. Accessed 2026-09-30.
Sources for the Kidnap and Ransom Insurance Guide
- Kidnap and Ransom Applications and Forms. Travelers; Opening; Applications; Sample policy forms. Accessed 2026-09-16.
- The Chubb Primary Kidnap Ransom and Extortion Insurance. Chubb; Opening; Kidnap, Ransom & Extortion Insurance Highlights. Accessed 2026-09-16.
- Kidnap and Ransom Coverage. Travelers; I pp.1–2; III pp.3–9; IV p.9; V pp.10–13. Accessed 2026-09-16.
