CNA vs Marsh McLennan Agency: How Do They Compare for Cargo and Transit Insurance?

MMA describes stock-throughput, inland transit, motor-truck, and ocean marine placements for goods stored or moving; CNA follows goods from inland origin to final destination. ^4,⁷

CNA Small Business Insurance: Products, Agents and Service

CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. ^1,^2,³

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Read the CNA Cargo and Transit Insurance page

What Is Marsh McLennan Agency?

Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. ^5,⁶

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Read the Marsh McLennan Agency Cargo and Transit Insurance page

What Is Cargo and Transit Insurance?

Cargo coverage fits a shipper protecting goods it owns or a carrier responsible for another party’s goods. The quote needs to match who bears the loss, the shipment route and storage stops. ^8,^9,^10,¹¹

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What Are the Key Differences Between CNA and Marsh McLennan Agency Cargo and Transit Insurance?

Inventory and transit in one supply chain

Marsh McLennan Agency describes cargo stock-throughput, inland transit, motor-truck cargo, and ocean marine options for goods in storage or transit. CNA Ocean Cargo describes goods moving from inland origin to final destination, including air or water and connecting legs. A business with goods at rest and in motion should ask whether MMA can place one stock-throughput structure and how CNA’s storage options apply between shipments. ⁷ ⁴

Advisor placement and claims tools

MMA directs organizations to discuss placement with an adviser or specialist; its page does not establish a quote or bind timeline. CNA describes its cargo policy portal and dedicated claims specialists. Ask MMA which insurers and forms are available for your supply chain, and confirm with CNA how certificates, policy updates, and cargo claims are handled across countries. ⁷ ⁴

What Should You Confirm in CNA and Marsh McLennan Agency Cargo and Transit Insurance Quotes?

Does the MMA proposal cover both inventory at rest and the inland/ocean/air transit legs? ⁴ ⁷
Which carrier, policy form, and servicing contacts will appear in the written terms? ⁴ ⁷

CNA and Marsh McLennan Agency Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

CNA Review Score

9.0/ 10

Review Score

1 rated source

Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews.^[1]^[5]

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Marsh McLennan Agency Review Score

8.2/ 10

Review Score

2 rated sources

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.^[8]^[9]^[1]

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CNA vs Marsh McLennan Agency Cargo and Transit Insurance Compared

CNA vs Marsh McLennan Agency: Cargo and Transit Insurance: documented features by provider

Criteria	CNA Ocean Cargo	Marsh McLennan Agency cargo transit (official overview)
Role in This Line	Confirm in your quote.	Marsh McLennan Agency describes arranging cargo transit for the audience stated on the cited product page. ⁷Company-reported. cargo transit marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.
Who It’s For	Confirm in your quote.	Businesses storing or transporting goods; source discusses domestic and international supply chains. ⁷Company-reported. cargo transit marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.
Coverage Features	CNA Ocean Cargo describes insured goods moving from inland origin through final inland destination, including water/air and connecting transit. ⁴Company-reported. Entity: CNA brand; underwriting company varies Product: Ocean Cargo Jurisdiction: United States Research source scope: U.S.-marketed ocean cargo policy and related transit; issuer/state terms vary Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Source/date qualification: Ocean Cargo sheet issue 202411 / ©2024; it is a marketing summary. Worldwide portal/claims descriptions do not establish worldwide territorial coverage. CNA lists cargo options for domestic/foreign transit, incidental storage, exhibition/consignment and related extensions. ⁴Company-reported. Entity: CNA brand; underwriting company varies Product: Ocean Cargo Jurisdiction: United States Research source scope: U.S.-marketed ocean cargo policy and related transit; issuer/state terms vary Claim limitation: Options and applicability depend on terms and selection. Source/date qualification: Ocean Cargo sheet issue 202411 / ©2024; it is a marketing summary. Worldwide portal/claims descriptions do not establish worldwide territorial coverage.	The cited product page describes cargo stock-throughput, inland transit, motor-truck cargo, and ocean marine options for goods in storage or transit. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. ⁷Company-reported. cargo transit marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.
Limits and Retentions	Confirm in your quote.	The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. ⁷Not publicly disclosed. Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred.
Risk Services	CNA describes CNACargo.com for agents and Ocean Cargo policyholders to manage policies, issue certificates and locate claims-settling agents; dedicated cargo claims specialists handle claims worldwide. ⁴Company-reported. Entity: CNA brand; underwriting company varies Product: Ocean Cargo application and claims services Jurisdiction: United States Research source scope: U.S.-marketed ocean cargo policy and related transit; issuer/state terms vary Claim limitation: Company-reported digital/service description; availability/contract terms vary. Source/date qualification: Ocean Cargo sheet issue 202411 / ©2024; it is a marketing summary. Worldwide portal/claims descriptions do not establish worldwide territorial coverage.	Confirm in your quote.
How to Apply	Confirm in your quote.	The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. ⁷Company-reported. cargo transit marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

Related Pages for CNA vs Marsh McLennan Agency Cargo and Transit

Cargo and Transit Insurance Pages for CNA and Marsh McLennan Agency

Other Coverage Lines Compared for CNA vs Marsh McLennan Agency

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Sources for CNA vs Marsh McLennan Agency Cargo and Transit Insurance

Sources About CNA

Insurance for Small Businesses. CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark). Accessed 2026-09-28.
CNA Connect Small Businessowners Policy (BOP) | CNA Insurance. CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28.
General Disclaimer. CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29. Accessed 2026-09-29.
Ocean Cargo | CNA. CNA; pp. 1–2: transit scope, extensions, agent/insured portal and cargo claims specialists. Accessed 2026-09-28.

Sources About Marsh McLennan Agency

Who We Are. Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role. Accessed 2026-09-29.
Small Business Insurance Solutions. Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted. Accessed 2026-09-29.
Cargo Insurance | MMA. Marsh McLennan Agency; Cargo insurance coverage; cargo stock throughput, inland transit, motor truck cargo, and ocean marine sections. Accessed 2026-09-30.

Sources for the Cargo and Transit Insurance Guide

Commercial Insurance Guide. California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
Shipping Options. International Trade Administration, U.S. Department of Commerce; Export Shipping Basics; Tips on International Shipping from U.S.; Working with Freight Forwarders. Accessed 2026-09-16.
Special Documents. International Trade Administration, U.S. Department of Commerce; Insurance Certificate bullet. Accessed 2026-09-16.
Motor Truck Cargo Legal Liability Coverage. American Association of Insurance Services, Inc.; hosted by National Unity; Coverage and Property Covered pp.1–2; Perils Excluded pp.6–7; Valuation p.8; How Much We Pay p.9; Transit definition p.13. Accessed 2026-09-16.