Chubb vs Travelers Cargo and Transit Insurance

Chubb underwrites worldwide ocean cargo insurance directly, covering goods shipped internationally as well as transit within a country and at storage locations. ⁴Company-reported. Worldwide Ocean Cargo Insurance product page.

Travelers underwrites cargo coverage as part of its inland marine line, sold as Cargo Pak or Cargo and Logistics Pak policies. ⁸Company-reported. Cargo page product description.

Chubb says it serves exporters, importers, manufacturers, logistics companies, and businesses that ship unusual or distinctive products. ⁴Company-reported. Who we serve section.

Travelers markets transportation insurance to manufacturers, wholesalers, retailers and distributors, and cargo-and-logistics coverage to motor carriers, freight forwarders, logistics service providers and freight brokers, and warehousemen. ⁸Company-reported. Cargo page eligibility lists for each named coverage.

Chubb lists coverage for international ocean and air transit, domestic transit within the U.S. and Canada, foreign inland transit including local admitted policies, domestic and foreign warehousing, barge and connecting-conveyance movement, and war, strikes, riots and civil commotion risks. ⁴Company-reported. Coverage Details list; subject to the policy as issued.

The transportation policy covers a business's property while in transit on its own vehicles or through a public or contract motor, rail or air carrier, and Travelers says it will keep the business operating while the extent of a carrier's legal liability is determined. ⁸Company-reported. Cargo page transportation-insurance description.

Travelers says Cargo Pak and Cargo and Logistics Pak are set up for each operation, because the trucking industry has no standard definition of the services a carrier or logistics provider offers. ⁸Company-reported. Cargo page cargo-and-logistics-coverage description.

The reviewed page does not publish specific coverage limits or deductibles for ocean cargo insurance. ⁴Not found in reviewed sources. Worldwide Ocean Cargo Insurance product page as read on 2026-09-23.

The reviewed pages do not publish limits, deductibles or premium ranges for cargo or transportation coverage. ⁸Not found in reviewed sources. Cargo and inland marine pages as read on 2026-09-23; amounts would appear on a quote or declarations.

Chubb says its in-house network of nearly 400 risk engineers globally helps companies anticipate and minimize cargo-related exposures, and it operates a Risk Engineering Center for loss-prevention education. ⁴Company-reported. Chubb Risk Consulting Services and Risk Engineering Center sections.

Travelers says its Inland Marine Network is a loss-mitigation process with dedicated risk-mitigation, claim and special-investigations specialists, backed by more than 600 Risk Control consultants and a Special Investigations Group that pursues recovery for cargo and other specialty losses. ⁸Company-reported. Cargo page Inland Marine Network, Risk Control and Special Investigations Group sections.

For new ocean cargo business, agents submit a Chubb application to the local mailbox where they submit other Chubb business. ⁴Company-reported. FAQ section: "How do agents submit an Ocean Cargo quote?"

Cargo and transportation coverage is bought through a Travelers independent agent, who the site says can tailor coverage to the business's risks. ⁸Company-reported. Cargo page "Find an insurance agent" call to action.