Chubb vs Newfront Product Recall Insurance

Chubb underwrites product recall insurance directly through Recall Plus for Consumer Goods, aimed at both new and established business owners producing consumer goods. ⁴Company-reported. Recall Plus for Consumer Goods product page.

Newfront says its life-science team designs risk-management programs covering "supply chain, clinical trials, product liability and recall," naming recall as a documented part of the coverage it arranges for life-science clients. Newfront brokers this coverage; it does not underwrite it. ⁹Company-reported. Life Science industry page's Insightful risk management paragraph.

Not described in the reviewed sources.

The reviewed page does not name an insurer for product-recall placements; as a broker, Newfront's carrier for this line would depend on the placement. ⁹Not found in reviewed sources. Checked the Life Science industry page for a named recall carrier; none was found.

Chubb primarily targets companies with sales up to $1 billion; companies above $1 billion are considered with a high self-insured retention or on an excess basis. Target risks include manufacturers, importers, distributors, wholesalers and retailers of finished consumer products such as appliances, electronics, clothing, furniture, household goods, children's products and sporting goods. ⁴Company-reported. Client Profile section.

Newfront says its life-science practice works with companies across the lifecycle, from early-stage venture-backed startups through multibillion-dollar public companies in pharmaceuticals, medical devices and R&D, where a product recall would be relevant. ⁹Company-reported. Life Science industry page's partner-for-your-entire-lifecycle section; a practice-wide statement, not a recall-specific eligibility threshold.

Chubb says coverages are made-to-order, letting policyholders select add-on coverages based on need or budget, and offers crisis consultants available 24/7 via an emergency hotline. ⁴Company-reported. Coverage Highlights section; subject to the policy as issued.

Chubb restricts this product for drop-side cribs, e-cigarettes, fireworks, and products that are incorporated as a component of a third party's products or goods. ⁴Company-reported. Restricted Classes list.

The reviewed page names recall as a program-design area alongside product liability but does not describe a specific recall policy's insuring agreement, covered recall triggers, or exclusions; that detail would come from the placed policy. ⁹Not found in reviewed sources. Life Science industry page as read on 2026-09-23; only a program-design listing was found for recall specifically.

Chubb publishes a $5,000 minimum self-insured retention ($2,500 minimum for small businesses) and says its Product Recall unit has $5 million in limits available on a primary and excess basis, with additional capacity considered case by case. ⁴Company-reported. Coverage Highlights, Minimums and Limits sections.

Published limits or retentions for product-recall coverage were not found on the reviewed page. ⁹Not publicly disclosed. Life Science industry page as read on 2026-09-23; limits are quote-specific for broker placements.

Chubb says businesses get 24/7 access to a network of specialized product-recall consultants on a post-incident basis, described as leading industry professionals familiar with product-recall regulatory challenges. ⁴Company-reported. Specialized Consultants section.

Newfront says its life-science risk managers design product liability and recall programs, covering exposures, limits and mitigation for that segment. ⁹Company-reported. Life Science industry page's subject-matter-expertise section; grouped with product liability rather than recall-exclusive.

Chubb publishes a Recall Plus application for non-food products and provides an email address for product-recall insurance questions. ⁴Company-reported. Related Resources and Contact sections.

You engage Newfront for product-recall placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. ¹⁰Company-reported. General consultation intake, not a recall-specific application path.