Chubb vs Newfront Cyber Insurance

Chubb underwrites Cyber Enterprise Risk Management (Cyber ERM) directly. It covers cyber, privacy and media exposures for organizations of any size that handle sensitive data or run a network or website. ³Company-reported. Cyber Insurance Coverage & Products page, Cyber Enterprise Risk Management section.

Newfront's Cyber Risk practice brokers cyber coverage: it assesses risk, negotiates coverage and placement, and provides claims consultation. It does not underwrite the policy itself. ⁹Company-reported. Cyber Risk offering page.

The reviewed pages describe Chubb as the carrier but do not name the specific Chubb-group underwriting entity for cyber policies; the issued policy would name the entity. ^4,3Not found in reviewed sources. Both cyber pages as read on 2026-09-23.

The reviewed Cyber Risk page does not name the insurer or insurers that would issue a cyber policy placed through Newfront. ⁹Not publicly disclosed. Cyber Risk page as read on 2026-09-23; carrier depends on the specific placement.

Chubb says there are no minimum premiums and premiums scale for all risk sizes, offers Cyber Central and Marketplace quoting for risks under $100 million in revenue, and a customizable large-account cyber risk management solution for organizations over $1 billion in revenue. ³Company-reported. Cyber Insurance Coverage & Products page eligibility and quoting description.

The Cyber Risk page does not state a company-size or industry eligibility threshold; it speaks generally about clients facing "evolving cyber risk and increased underwriting standards." ⁹Not publicly disclosed. Our Approach section; general framing, not a stated eligibility rule.

Chubb lists first-party cyber incident response fund, business interruption (with contingent business interruption for outsourced technology providers), digital data recovery, and network extortion; third-party cyber/privacy/network security liability, payment card loss, regulatory proceedings and media liability; and cyber crime coverages (computer fraud, funds transfer fraud, social engineering fraud) available by endorsement. ³Company-reported. Cyber insurance coverage list on the products page; subject to exclusions and the policy as issued.

Chubb offers a Widespread Event Endorsement with separate limits and retentions for systemic cyber events, a Ransomware Encounter Endorsement that lets buyers tailor limits and retentions for ransomware losses, and a Neglected Software Exploit Endorsement that gives a 45-day grace period to patch published vulnerabilities before risk-sharing shifts toward the policyholder. ³Company-reported. Innovative coverage concepts section; endorsement availability depends on underwriting.

Newfront lists Cyber Liability Insurance, Data Breach Insurance, Technology Errors and Omissions (E&O), Business Interruption, Network Security Liability, and Cyber Extortion and Ransomware Coverage among its cyber Key Coverages. ⁹Company-reported. Cyber Risk page Key Coverages list; the page treats technology E&O as part of the same practice.

The reviewed pages do not publish specific per-policy limit or retention amounts; Chubb says it can build large insurance tower programs with substantial primary limits for organizations over $1 billion in revenue but gives no figures. ³Not found in reviewed sources. Cyber Insurance Coverage & Products page as read on 2026-09-23.

Newfront's cyber page does not publish limits or retentions. It says its technology team provides proprietary modeling data to inform decisions on limits aligned with a client's risk exposure and tolerance. ⁹Company-reported. Subject Matter Expertise section; describes an internal modeling service, not published limit figures.

Chubb says cyber policyholders get access to a panel of pre-approved incident response providers, a 24/7 hotline and Cyber Alert app, a Cyber Threat Intelligence Team, a Vulnerability Management Outreach program, and the Chubb Cyber Index for trend and cost data. ⁴Company-reported. Cyber Insurance for Businesses page, Cyber Services and Beyond Risk Transfer sections.

Newfront says dedicated cyber security specialists advise on security-improvement opportunities and current cybersecurity practices against phishing, ransomware and DDoS threats, and that its Tech E&O and Cyber team negotiates bespoke policy language. ⁹Company-reported. Subject Matter Expertise section of the cyber page.

Agents and brokers can quote cyber alone through Cyber Central or bundled with other lines through Chubb Marketplace; multinational programs can be serviced locally in more than 35 countries. ³Company-reported. Cyber Insurance Coverage & Products page quoting section.

You start a cyber placement by requesting a consultation through Newfront's Cyber Risk page, which is led by Jennifer Wilson, Head of the Cyber Practice. ⁹Company-reported. Cyber Risk page call-to-action and Leadership section; no online quoting or binding described.

Chubb reports 24/7 incident response availability by hotline or its Cyber Alert app, and publishes an annual Cyber Claims Landscape report analyzing claim frequency, severity and ransomware trends. ⁴Company-reported. Cyber Insurance for Businesses page; claims scenarios and report are company-reported.

Newfront says it provides "hands-on" claims consultation for cyber breaches, including pre- and post-loss advocacy and resolution consultation to prepare clients on breach-response protocol before a claim. ⁹Company-reported. Claims Consultation section of the cyber page; a described service, not a claims-outcome statistic.