Chubb vs Newfront Crime Insurance

Chubb underwrites ForeFront crime on ACE American paper for firms under 250 employees; Newfront brokers fidelity and crime from seed-stage through public companies.

What Is Chubb?

Chubb is the marketing name for a global insurance group whose U.S. companies underwrite commercial property, casualty, cyber and financial-lines coverage, including technology-focused DigiTech ERM and small-business packages. Founders and finance teams typically work through an appointed agent, then receive a policy issued by a named Chubb-group insurer rather than by the Swiss holding company. 1,2,3

Read the Chubb profile

What Is Newfront?

Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. 6,7,8,9

Read the Newfront profile

What Is Crime Insurance?

Crime insurance addresses business losses from specified theft and fraud risks, such as robbery, forgery and embezzlement. 11

Read the full coverage guide

Key Differences in Crime Insurance

Underwritten Portfolio Versus Negotiated Placement

Chubb underwrites Crime as a ForeFront Portfolio part. Newfront brokers crime as part of Executive Risk, grouped with fidelity under one Key Coverages entry, and negotiates placement rather than underwriting the risk. 4 5 10

Mid-Market Size Cap Versus Seed-to-Public Practice

On Chubb Marketplace, ForeFront’s target appetite is organizations with fewer than 250 employees and less than $50 million in revenue. Newfront says its Executive Risk practice services private companies from seed round through every series of funding and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. 5 10

Agreement Detail

Chubb lists social-engineering fraud, employee theft including temporary and contracted workers, client theft, and funds-transfer fraud unreimbursed by the insured’s bank. Newfront lists Fidelity and Crime among Key Coverages but does not separately describe crime-specific insuring agreements. 4 10

Marketplace, Dashboard and Paper

ForeFront, including Crime, is available on Chubb Marketplace. Newfront says clients get 24/7 access to policies, certificates and billing through its connected dashboard, that renewals use pre-populated historical data, and that it provides integrated claims and coverage negotiation; you start by requesting a consultation. Chubb names ACE American and affiliates; Newfront’s Executive Risk page does not name the insurer. 5 4 10

What to Confirm in Crime Insurance Quotes

  • Ask Newfront which carrier is quoting and which insuring agreements are on the fidelity-and-crime form. 10
  • Confirm you fit Chubb’s ForeFront size band and get crime limits. 5 4
  • Ask how Newfront’s integrated claims negotiation would apply to a crime loss. 10
  • Get Newfront’s issuing insurer; Chubb’s sheet names ACE American. 10 4

Offering Details

Chubb vs Newfront Crime Insurance: documented features by provider

CriteriaChubb ForeFront Portfolio Crime InsuranceNewfront Fidelity and Crime Insurance
Role in This Line

Chubb underwrites Crime Insurance as one of seven coverage parts within its ForeFront Portfolio for private companies, not-for-profit and healthcare organizations, insuring against theft and embezzlement by trusted employees and outsiders. 4Company-reported. ForeFront Portfolio Crime Insurance product sheet.

Newfront brokers crime coverage as part of its Executive Risk practice, which it groups with fidelity coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. 10Company-reported. Executive Risk offering page; crime and fidelity are listed together, not as separately described products.

Issuing Insurer

Chubb's Crime Insurance product sheet states that insurance is provided by ACE American Insurance Company and its U.S.-based Chubb underwriting company affiliates. 4Company-reported. Product sheet insurer-disclosure footer; product and jurisdiction can still change which Chubb affiliate issues a given policy.

The reviewed Executive Risk page does not name the insurer or insurers that would issue a crime policy placed through Newfront. 10Not publicly disclosed. Executive Risk page as read on 2026-09-23; carrier depends on the specific placement.

Who It’s For

On Chubb Marketplace, the ForeFront Portfolio's target underwriting appetite is organizations with fewer than 250 employees and less than $50 million in revenue. 4Company-reported. Online Ease section; applies to Marketplace-quoted ForeFront business generally, not exclusively Crime coverage.

Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. 10Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not crime coverage specifically.

Coverage Features

Chubb lists social engineering fraud, employee theft (including temporary and contracted workers), client theft of a client's money or property by an employee, and funds transfer fraud for losses from fraudulent electronic transfers unreimbursed by the insured's bank. 4Company-reported. Crime Risks: Real & Rising list; illustrated with claim scenarios, not policy wording.

Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe crime-specific insuring agreements such as employee theft, computer fraud or funds-transfer fraud. 10Company-reported. Executive Risk page Key Coverages list; crime and fidelity are bundled in one line item.

Limits and Retentions

The reviewed product sheet illustrates claim scenarios with losses ranging from over $100,000 to over $1 million but does not publish specific policy limits, sublimits or retentions for Crime coverage. 4Not found in reviewed sources. Crime Insurance product sheet as read on 2026-09-23; illustrative claim examples, not policy terms.

Newfront's Executive Risk page does not publish limits or retentions for crime coverage. 10Not publicly disclosed. Executive Risk page as read on 2026-09-23.

Risk Services

Not described in the reviewed sources.

Newfront says clients get 24/7 access to their insurance program, including policies, certificates of insurance and billing, through its connected dashboard, and that renewal submissions use pre-populated historical data. 10Company-reported. Industry-Leading Technology section; described across Executive Risk lines, not crime-specific.

How to Apply

The ForeFront Portfolio, including Crime coverage, is available on Chubb Marketplace, Chubb's platform for quoting, binding and issuing business digitally. 4,5Company-reported. Online Ease section; agents and brokers use Marketplace to place the policy.

You start a crime coverage placement by requesting a consultation through Newfront's Executive Risk page. 10Company-reported. Executive Risk page call-to-action; no online quoting or binding described.

Claims Support

Not described in the reviewed sources.

Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a crime claim. 10Company-reported. The Newfront Difference section; described across Executive Risk lines, not a crime-specific claims workflow.

Full Comparison

More Chubb vs Newfront Comparisons

Other Crime Insurance Comparisons

Sources

Chubb

  1. Insurance For Technology Companies. Chubb; Industry overview; Who we serve; Products and services: commercial package insurance (BOP, Benchmarq, Customarq), E&O/Cyber, Financial Lines, workers’ compensation, auto and umbrella; dedicated underwriting, claims and risk engineering. Accessed 2026-09-16.
  2. Terms Of Use. Chubb; Acceptance of Terms identifying Chubb Group Holdings Inc.; surplus-lines producer restriction; products not available to all users or jurisdictions; Chubb Limited safe-harbor language; Internet Portals for Chubb Business. Accessed 2026-09-16.
  3. Cyber Insurance Coverage & Products. Chubb; Cyber insurance product catalog: Cyber ERM, DigiTech ERM (technology E&O, media and cyber) and Pro ERM (non-licensed professional services); Marketplace quoting for eligible risks under $100 million revenue; first- and third-party coverage summaries. Accessed 2026-09-16.
  4. The ForeFront Portfolio — Crime Insurance. Chubb; Crime Risks: Real & Rising claim-type list (Social Engineering Fraud, Employee Theft, Client Theft, Funds Transfer Fraud); Online Ease section on Chubb Marketplace; insurer disclosure line. Accessed 2026-09-23.
  5. The ForeFront Portfolio. Chubb; Available Coverages: Crime Insurance listed among the ForeFront Portfolio's seven coverage parts; Chubb Marketplace quoting. Accessed 2026-09-23.

Newfront

  1. Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
  2. Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
  3. Newfront Navigator. Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
  4. WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
  5. Executive Risk. Newfront; Key Coverages to Protect Your Business: Fidelity and Crime; Here for the Long Run: Private Companies and Public statistics; Industry-Leading Technology. Accessed 2026-09-23.

Crime Insurance Guide

  1. Commercial Insurance Guide. California Department of Insurance; Crime. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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