CFC vs RiskCube Crime Insurance

CFC includes crime coverage inside its US Management Liability package. The reviewed management-liability materials do not offer it as a standalone product within that package. ^5,6Company-reported. Management-liability product page and brochure; package composition as CFC describes it.

RiskCube brokers commercial crime coverage as one of the lines in its startup insurance catalogue, comparing carrier options rather than underwriting the policy itself. ¹²Company-reported. Catalogue coverage-type list and lead paragraph; RiskCube did not publish a separate commercial crime landing page as of 2026-09-23.

CFC's regulatory page discloses CFC Underwriting Limited's FCA authorization and CFC's Lloyd's Syndicate 1988, managed by Asta Managing Agency Ltd, but neither the regulatory page nor the management-liability brochure names the carrier or syndicate that would issue a given US crime policy. ^4,5Not publicly disclosed. Regulatory information page and brochure as read on 2026-09-23.

RiskCube's disclosures say it is not an insurance carrier and that its insurance products, including commercial crime, are underwritten and issued by third-party carriers it does not name. ¹¹Company-reported. Company-wide entity and licensing disclosure; no carrier is identified for commercial crime specifically.

CFC's brochure lists California-domiciled business and US publicly traded companies among the risks it declines for the package that carries this crime coverage. ⁵Company-reported. Brochure's 'What we decline' list; underwriting still applies to any individual business.

RiskCube calls commercial crime coverage "essential for startups handling client funds, payment data, or operating with a distributed team." ¹²Company-reported. Catalogue Commercial Crime card.

CFC's brochure describes company crime cover including employee theft, funds transfer fraud, and credit card and currency fraud. ⁵Company-reported. Brochure's 'Crime cover' description; the issued policy wording determines the actual insuring agreements and any sub-limits.

The brochure also lists client crime, meaning fraud by clients or their staff, and on-premises and off-premises theft, as part of the crime section. ⁵Company-reported. Brochure's 'Crime cover' description.

CFC separately sells crime coverage for employee infidelity and third-party fraud within its fintech package. The reviewed pages do not state whether that fintech crime coverage is the same crime coverage sold inside the management-liability package. ^7,5Company-reported. Fintech product page compared against the management-liability brochure; both accessed 2026-09-23. This does not establish overlap or difference in wording between the two products.

RiskCube describes commercial crime coverage as protecting a startup against financial losses caused by employee theft, fraud, forgery and social-engineering attacks. ¹²Company-reported. Catalogue Commercial Crime card summary.

The reviewed brochure does not publish a dollar limit, sublimit or retention for crime coverage. Those figures appear only on the quote and declarations. ⁵Not publicly disclosed. Brochure as read on 2026-09-23.

RiskCube's catalogue does not publish specific limit or retention amounts for commercial crime. ¹²Not publicly disclosed. Catalogue as read on 2026-09-23; a dedicated commercial crime page was not available to check for a limits table.

Not described in the reviewed sources.

The reviewed catalogue page does not describe risk-control or other services specific to commercial crime, such as fidelity-fraud prevention programs. ¹²Not found in reviewed sources. Catalogue as read on 2026-09-23; a dedicated commercial crime page was not available.

Not described in the reviewed sources.

RiskCube describes a roughly 10-minute digital intake followed by its AI agents and licensed brokers comparing top-rated carriers, aiming for vendor-ready proof of coverage in about 24 hours across the coverage types in its catalogue, including commercial crime. ¹²Company-reported. Catalogue process section; the timing is a general claim about the catalogue's application flow, not commercial-crime-specific.

CFC provides a US claim-notification route by phone, email and online form, and says a dedicated claims adjuster manages a claim from notification through resolution. ⁸Company-reported. Claims page as read on 2026-09-23; not specific to crime claim outcomes or timing.

The reviewed catalogue page does not describe claims handling specific to commercial crime. ¹²Not found in reviewed sources. Catalogue as read on 2026-09-23; a dedicated commercial crime page was not available.