CFC vs 
Marsh: How Do They Compare for Management Liability Insurance?
Marsh's FINPRO team advises companies of all sizes through a specialist you engage directly; CFC instead sells a defined US package of D&O, EPL, fiduciary and crime.
CFC is the insurer behind one US package of D&O, employment practices, fiduciary and crime cover, plus Side A D&O, but it declines California-based and public companies. Marsh is a broker whose FINPRO team places management liability for companies of all sizes. 1,2,5
What Are the Key Differences Between CFC and Marsh Management Liability Insurance?
One Insurer’s Package vs a Broker’s Placement
CFC sells D&O, employment practices, fiduciary and crime together in one US Management Liability package, and separately sells Side A DIC, which protects directors personally when the company can’t. Marsh’s FINPRO practice advises on and places management liability as a set of related products rather than one policy. Choose CFC if you’re a private company outside California that wants all four coverages in one package; choose Marsh if you’re public, California-based or need a program built across several insurers. 1 5 6
California and Public-Company Declines vs All Sizes
CFC’s January 2026 brochure lists California-based businesses and US public companies among the risks it declines for this package. Marsh says its FINPRO team advises companies of all sizes and lists pension-trustee and public-offering cover alongside D&O and employment practices. Marsh’s page is a UK practice description, so ask what a US Marsh team would place. 2 5
A Named Underwriting Team vs Specialist Advisors
CFC points buyers to its US Management Liability Team rather than an online quote. With Marsh, you work with a Marsh or Marsh McLennan Agency financial and professional liability specialist. 1 6 7
What Should You Confirm in CFC and Marsh Management Liability Insurance Quotes?
CFC vs Marsh Management Liability Insurance Compared
CFC vs Marsh: Management Liability Insurance: documented features by provider
| Criteria | CFC Management Liability | Marsh Management Liability Insurance Brokerage |
|---|---|---|
| Who It’s For | CFC's brochure lists California-domiciled business and US publicly traded companies among the risks it declines for this package, and lists industries it favors, including manufacturing and distribution, technology, professional services, architects and engineers, and non-profits. 2Company-reported. Brochure's 'What we like' and 'What we decline' lists; underwriting still applies to any individual business, and the list is not exhaustive. | Marsh says the FINPRO management liability team advises companies of all sizes on their management liability cover. 5Company-reported. UK FINPRO management liability page. |
| Coverage Features | CFC describes the package as covering directors and officers liability, employment practices liability, fiduciary liability, crime, executive cyber, kidnap and ransom, and executive reputation protection, plus court attendance costs. 1,2Company-reported. Brochure's opening description and 'What else is in the policy?' list; the actual policy wording and any endorsements control what a given buyer receives. | Marsh's UK management liability page lists directors and officers liability, employment practices liability, pension trustee liability, coverage for private equity owned portfolio companies, and public offering of securities insurance as its areas of expertise under this practice. 5Company-reported. UK FINPRO management liability page; the mix of products may differ for a US placement. |
| Role in This Line | CFC sells directors and officers, employment practices, fiduciary and crime coverage together in one US Management Liability package rather than as separate standalone products. CFC separately sells Side A DIC, an excess product for directors and officers only. 1,2Company-reported. CFC's US management-liability product page and January 2026 brochure; package composition as CFC describes it, not an issued policy. | Marsh's FINPRO (financial and professional) practice advises companies on management liability coverage, which Marsh's Financial & Professional Liability page frames as an umbrella term covering related executive-risk products rather than a single policy. 5Company-reported. The management-liability page resolves to Marsh's en-gb (UK) site path, so its described team and product list (pension trustee liability, public offering of securities insurance) reflect a UK FINPRO practice rather than a confirmed US program. |
