CFC vs Marsh Intellectual Property Insurance

CFC underwrites and distributes an intellectual property insurance policy through what it describes as the largest dedicated IP insurance underwriting team in London, backed by specialist claims adjusters and risk management partners. ⁵Company-reported. IP product page description of CFC's IP practice.

Marsh says it is one of the only brokers with in-house IP expertise, a proprietary IP insurance product, and proprietary relationships with multiple specialty underwriters in the IP space; MMA also lists IP within its executive and professional liability practice. ^11,12Company-reported. Marsh intellectual property page and MMA executive and professional liability page.

The reviewed IP product page does not name the specific insurer or Lloyd's syndicate that carries the risk on this policy. CFC's regulatory page lists several CFC entities, including its own Lloyd's Syndicate 1988, that CFC uses as underwriting vehicles across its business, but does not tie a specific one to the IP product. ^5,4Not publicly disclosed. Checked the IP product page and CFC's regulatory information page; neither names an IP-specific carrier.

Marsh names Ambridge Partners as the entity backing its IP Protect product; the page does not clarify whether Ambridge Partners is the issuing insurer or an underwriting manager, and does not name insurers for its other IP products. ¹¹Company-reported. Intellectual property page as read on 2026-09-23.

CFC says its IP policy is designed for businesses with turnover up to $250 million (GBP or USD) across industries such as construction, manufacturing, professional services and consultants, and will also consider turnover up to $500 million for a narrower list of industries including medical drug discovery, software development, fashion, advertising, medical devices, and machine learning. ⁵Company-reported. Industries we cover section of the IP product page; final eligibility for any given business depends on underwriting.

Not described in the reviewed sources.

The policy covers infringement claims involving patents, trademarks, copyright and trade secrets, plus costs tied to loss of IP rights or loss of profit from an IP dispute. ⁵Company-reported. Product page coverage description; exact terms and exclusions are set by the policy as issued.

Coverage is built from three pieces: defense against infringement allegations from a third party, pursuit of parties infringing on IP the insured owns or licenses, and contractual indemnity protection that can extend down a supply chain if a claim reaches a customer or downstream contract. ⁵Company-reported. Defense/Pursuit of infringers/Contractual indemnity descriptions on the product page.

CFC says it added affirmative AI-related coverage language to its IP policy in 2026 as part of a rollout across seven products, explicitly addressing exposures like AI model hallucination, AI-generated content, and model drift rather than leaving them to implied or silent coverage. ⁶Company-reported. CFC news release on the affirmative AI coverage programme; describes intent and scope of the update, not specific policy wording.

Marsh describes IP Protect, a product it says it released in 2019 and that is backed by Ambridge Partners, as providing coverage for losses related to patents, copyrights and trademarks, with trade secrets available by optional endorsement. ¹¹Company-reported. Intellectual property page, Our expertise and solutions section.

Marsh says it can place five types of IP insurance: defensive IP insurance (protecting the insured's own IP from external attack), offensive IP insurance (covering enforcement litigation costs), specific contingency insurance, trade secret value insurance, and IP-insured financing (securing an IP asset pledged as loan collateral). ¹¹Company-reported. Intellectual property page FAQs; general descriptions, not specific policy forms.

Not described in the reviewed sources.

Marsh says its IP specialists help clients identify and clarify IP risks and support development of risk management strategies addressing programmatic fundamentals, beyond just placing a policy. ¹¹Company-reported. Intellectual property page opening description.

CFC offers a non-binding IP insurance indication online, asking only for the company name, website and revenue. ⁵Company-reported. IP product page indication call to action.

Not described in the reviewed sources.