CFC vs Marsh McLennan Agency: How Do They Compare for Intellectual Property Insurance?

CFC underwrites and distributes an intellectual property insurance policy through what it describes as the largest dedicated IP insurance underwriting team in London, backed by specialist claims adjusters and risk management partners. ⁵Company-reported. IP product page description of CFC's IP practice.

Marsh McLennan Agency describes arranging intellectual property for the audience stated on the cited product page. ⁹Company-reported. intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

The reviewed IP product page does not name the specific insurer or Lloyd's syndicate that carries the risk on this policy. CFC's regulatory page lists several CFC entities, including its own Lloyd's Syndicate 1988, that CFC uses as underwriting vehicles across its business, but does not tie a specific one to the IP product. ^5,4Not publicly disclosed. Checked the IP product page and CFC's regulatory information page; neither names an IP-specific carrier.

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CFC says its IP policy is designed for businesses with turnover up to $250 million (GBP or USD) across industries such as construction, manufacturing, professional services and consultants, and will also consider turnover up to $500 million for a narrower list of industries including medical drug discovery, software development, fashion, advertising, medical devices, and machine learning. ⁵Company-reported. Industries we cover section of the IP product page; final eligibility for any given business depends on underwriting.

Organizations seeking executive/professional liability solutions; the source does not specify covered IP claims or terms. ⁹Company-reported. intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

The policy covers infringement claims involving patents, trademarks, copyright and trade secrets, plus costs tied to loss of IP rights or loss of profit from an IP dispute. ⁵Company-reported. Product page coverage description; exact terms and exclusions are set by the policy as issued.

Coverage is built from three pieces: defense against infringement allegations from a third party, pursuit of parties infringing on IP the insured owns or licenses, and contractual indemnity protection that can extend down a supply chain if a claim reaches a customer or downstream contract. ⁵Company-reported. Defense/Pursuit of infringers/Contractual indemnity descriptions on the product page.

CFC says it added affirmative AI-related coverage language to its IP policy in 2026 as part of a rollout across seven products, explicitly addressing exposures like AI model hallucination, AI-generated content, and model drift rather than leaving them to implied or silent coverage. ⁶Company-reported. CFC news release on the affirmative AI coverage programme; describes intent and scope of the update, not specific policy wording.

The cited product page describes intellectual-property liability as a named executive and professional product; the overview does not itemize covered IP claims. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. ⁹Company-reported. intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

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The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. ⁹Not publicly disclosed. Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred.

CFC offers a non-binding IP insurance indication online, asking only for the company name, website and revenue. ⁵Company-reported. IP product page indication call to action.

The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. ⁹Company-reported. intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.