CFC vs CNA: How Do They Compare for Media Liability Insurance?

CFC's Media & Entertainment product is a package policy for content and media businesses that combines IP infringement and defamation liability, breach-of-contract cover, general liability for physical production activities, and cyber cover in one policy. ^5,6Company-reported. Media product page and US product brochure; the policy as issued controls the exact scope for any one customer.

CNA describes Epack 3 as a modular policy that combines cyber, media, technology and professional-liability coverages. ^12,13Company-reported. This is a bundled program description; selected coverage parts and limits require the issued policy.

The Media & Entertainment application form names only CFC Underwriting Limited, a UK entity authorized and regulated by the Financial Conduct Authority, as the party administering the form. Neither the media product page nor the application discloses which specific insurer or Lloyd's syndicate capacity backs a given US media policy. ^7,4Not publicly disclosed. Application footer and the regulatory information page, both checked on 2026-09-23; CFC USA Inc. separately holds admitted producer licenses and E&S authorization in NY, TX, GA and CA, but that page does not tie a specific license to the Media & Entertainment product.

Confirm in your quote.

CFC's media page names bloggers, agents, advertising agencies and traditional media companies among the businesses this package targets, but the reviewed page and brochure do not publish a maximum revenue or company-size threshold for eligibility. ⁵Company-reported. Media product page introduction; actual eligibility for a given applicant depends on underwriting review of the application.

Confirm in your quote.

The policy covers IP infringement claims, such as copyright and trademark disputes, and separately covers allegations of defamatory material, addressing risks specific to businesses that create and distribute content. ⁶Company-reported. Media brochure 'IP infringement and defamation' section; exclusions and conditions are set by the policy wording, which was not reviewed.

CFC covers contingent bodily injury and property damage arising from physical production activities like filming, production or events, and includes vicarious liability cover as standard so a media business is protected if held liable for a subcontractor's mistake. ⁶Company-reported. Media brochure 'Contingent bodily injury and property damage' and 'Sub-contractors' vicarious liability' sections.

CNA’s Epack 3 sell sheet describes cover for common media perils and says subpoena assistance and mitigation-related options are available. ¹³Company-reported. The sell sheet does not enumerate all covered perils or establish that every option is included.

CFC publishes a maximum errors & omissions/media/cyber limit of $10,000,000 and a maximum commercial general liability limit of $6,000,000 for this product, with a minimum deductible of $0. ⁶Company-reported. Brochure 'Limits, deductibles and premiums' table; the limit and deductible on an individual policy's declarations control.

Confirm in your quote.

Media & Entertainment policyholders get the same Response app tools as CFC's other cyber-inclusive lines, such as dark web monitoring, phishing simulations and network deep scanning, plus a LawDepot-powered contract-drafting tool and a contract best-practices guide. ⁶Company-reported. Media brochure 'Response app highlights' and 'Other benefits outside of the app' sections.

CNA says media and professional-liability customers can access risk-mitigation resources and its cyber page describes specialized risk-control support. ^12,13Company-reported. The service statements are company-reported and do not establish a specific service entitlement on a given policy.

The US media application asks about editorial safeguards, including whether content is legally reviewed before publication, whether talent releases and music licensing sign-off are obtained, and who the chief editor is and how they are qualified. ⁷Company-reported. Application form Section 4: Publishing.

CNA’s sell sheet says Epack 3 shortened quote intake for smaller risks, including fewer questions for media liability. ¹³Company-reported. The source does not state a universal revenue threshold or promise quote/bind timing.

CFC's general claims page organizes its claims team by industry and specialization but the reviewed claims and media pages did not describe media-specific claim volumes or outcomes the way the cyber brochure does for cyber claims. ^8,5Not found in reviewed sources. Claims page and media product page, both checked on 2026-09-23.

Confirm in your quote.