What Is Berkshire Hathaway Specialty Insurance?
BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. 1,2,3,4
Read the Berkshire Hathaway Specialty Insurance profile
Read the Berkshire Hathaway Specialty Insurance Surety Bonds page
What Is Travelers Insurance?
Travelers suits technology companies that want CyberRisk Tech and can work through an independent agent; buyers seeking a direct online technology quote should compare digital providers. Many small accounts can be quoted in agent platforms, while specialty risks need underwriting. 6,7,8
What Are Surety Bonds?
A surety bond guarantees that your business meets a specific obligation to a customer, contracting party or government agency. If a contract, license or permit requires one, get its exact form and amount; a bond is not insurance for your own losses. 11,12,13,14,15
What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Travelers Surety Bonds?
Bond catalogue and underwriting role
Berkshire Hathaway Specialty Insurance lists performance, payment, advance-payment, maintenance, supply and warranty bonds and names contractor and supplier target accounts. Travelers lists construction and commercial bond forms, including performance/payment, court, license/permit, fidelity and utility bonds. BHSI names a narrower set of construction forms; use the required obligee language to identify the relevant listed category and confirm the issuing entity for any proposed bond. 5 9
Customer scale and access
Travelers describes commercial surety for individuals and businesses from small firms to multinationals, while its contract surety practice uses underwriters focused on construction risk. BHSI names regional, national and global contractors and construction suppliers or service firms among its target accounts. Compare that account focus with Travelers’ commercial and construction practice descriptions, then confirm underwriting for the specific bond. 9 5
What Should You Confirm in Berkshire Hathaway Specialty Insurance and Travelers Surety Bonds Quotes?
Berkshire Hathaway Specialty Insurance and Travelers Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Berkshire Hathaway Specialty Insurance Review Score
Review Score
No reviews found
The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.[5][7]
Read Berkshire Hathaway Specialty Insurance reviewsTravelers Review Score
Review Score
3 rated sources
Travelers earns 4.5/5 from NerdWallet, but customer feedback is poor: 1.4/5 on Trustpilot and 1.3/5 for homeowners on ConsumerAffairs. Those reviews mostly concern personal insurance.[1][2][4][5][6][7]
Read Travelers reviewsBerkshire Hathaway Specialty Insurance vs Travelers Surety Bonds Compared
Berkshire Hathaway Specialty Insurance vs Travelers: Surety Bonds: documented features by provider
| Criteria | U.S. Surety | Travelers Surety Bonds |
|---|---|---|
| Role in This Line | Confirm in your quote. | Travelers underwrites surety bonds directly through two practices, commercial surety and contract surety, rather than only brokering bonds written by other sureties. 9Company-reported. Surety-bond product page, as read on 2026-09-23. |
| Issuing Insurer | Confirm in your quote. | The reviewed surety-bond page does not name the specific underwriting entity for a bond; Travelers' related professional-liability pages attribute management and professional liability products to Travelers Casualty and Surety Company of America and its property-casualty affiliates, but that page does not cover surety. 9Not publicly disclosed. Surety-bond page as read on 2026-09-23; the entity named elsewhere is not confirmed as the surety issuer. |
| Who It’s For | BHSI names regional, national and global contractors and construction suppliers or service firms among its target accounts. 5Company-reported. A target description does not establish approval, bonding capacity or qualification for a particular contract. | Travelers says commercial surety serves both individuals and businesses ranging from small companies to multinational companies, while contract surety is supported by underwriters focused on construction industry risk. 9Company-reported. Commercial surety and contract surety descriptions on the surety-bond page. |
| Coverage Features | BHSI lists performance, payment, advance-payment, maintenance, supply and warranty bonds. 5Company-reported. The catalogue identifies bond types; actual obligations are set by each bond form, principal, obligee and governing jurisdiction. BHSI lists performance, payment, advance-payment, maintenance, supply and warranty bonds as separate bond types. 5Company-reported. Each bond carries its own obligation; the product list does not establish bond form terms or approval. | Travelers lists bond types including bid, performance and payment bonds, construction materials supply bonds, court bonds (judicial, fiduciary and probate), custom bonds, depository bonds, ERISA fidelity bonds, license and permit bonds, lost instrument bonds, miscellaneous bonds, notary public bonds, official bonds, release of lien bonds and utility bonds. 9Company-reported. Bond-type list on the surety-bond page; a given bond type's terms and availability are underwriting-specific. |
| Limits and Retentions | Confirm in your quote. | The reviewed surety-bond page does not publish bond-amount limits, premium rates or underwriting capacity figures. 9Not publicly disclosed. Surety-bond page as read on 2026-09-23. |
| Risk Services | BHSI says its surety team supports public-private partnership and project-delivery arrangements. 5Company-reported. The page does not specify the scope or availability of that support for an individual account. | Confirm in your quote. |
| How to Apply | Confirm in your quote. | Travelers directs buyers to find an insurance agent to obtain a surety bond, and separately tells agents that surety bond application forms are in its agent forms library alongside management and professional liability applications. 9,10Company-reported. Surety-bond page CTA and the E&O page's agent-forms link. |
Related Pages for Berkshire Hathaway Specialty Insurance vs Travelers
Surety Bonds Pages for Berkshire Hathaway Specialty Insurance and Travelers
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Other Surety Bonds Provider Comparisons
Sources for Berkshire Hathaway Specialty Insurance vs Travelers
Sources About Berkshire Hathaway Specialty Insurance
- At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
- About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
- Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
- Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
- Surety. Berkshire Hathaway Specialty Insurance; Retained canonical source record locator: U.S. Surety product highlights list performance, payment, advance-payment, maintenance, supply and warranty bonds; target contractors and construction suppliers/services; lines 6–32. Prior access 2026-09-28; direct re-open failed in this session. Accessed 2026-09-28.
Sources About Travelers
- Technology Insurance. Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16.
- Travelers Producer Compensation Disclosure (United States). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
- Contact Us. Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
- Surety Bond. Travelers; Surety bonds provided by Travelers: bid, performance and payment, construction materials supply, court, custom, depository, ERISA fidelity, license and permit, lost instrument, miscellaneous, notary public, official, release of lien, utilities; Commercial surety; Contract surety. Accessed 2026-09-23.
- Errors and Omissions Insurance (E&O). Travelers; Applications and forms for agents: surety bond forms library. Accessed 2026-09-23.
Sources for the Surety Bonds Guide
- Glossary of Insurance Terms. National Association of Insurance Commissioners; Surety Bond; Fidelity. Accessed 2026-09-16.
- Surety bonds. U.S. Small Business Administration; Opening guarantee of work completion; Contract or commercial bonds; Bid, Payment, Performance, Ancillary; Eligibility > credit, capacity, and character. Accessed 2026-09-16.
- 40 U.S. Code § 3131 — Bonds of contractors of public buildings or works. Legal Information Institute, Cornell Law School, reproducing 40 U.S.C. § 3131; §3131(b) Type of Bonds Required — performance bond and payment bond. Accessed 2026-09-16.
- Surety Bonds. Chubb; Construction Surety Bonds (performance, payment, maintenance); Commercial Surety Bonds (license and permit, court, commercial contract). Accessed 2026-09-16.
- Surety Bonds Insurance. Harper; What is Surety Bonds insurance?; A bond is not insurance; License & permit bonds; Contract bonds — bid, performance, and payment; Is a bond the same as insurance? Accessed 2026-09-16.
