Berkshire Hathaway Specialty Insurance vs Marsh: How Do They Compare for Tech E&O Insurance?

Marsh describes bespoke multi-line programs for data centers because standard Tech E&O can leave gaps; Berkshire Hathaway Specialty Insurance names Technology E&O and lists specific target and select services. 5,11

What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. 1,2,3,4

Read the Berkshire Hathaway Specialty Insurance profile

Read the Berkshire Hathaway Specialty Insurance Tech E&O Insurance page

What Is Marsh?

Marsh suits technology and larger businesses seeking specialist cyber placement or broad global risk advice; small firms wanting a quick standard quote should compare its MMA route or digital agencies. 7,8,9,10

Read the Marsh profile

Read the Marsh Tech E&O Insurance page

What Is Technology Errors and Omissions (E&O) Insurance?

Technology errors and omissions coverage can help pay when a customer claims your software, hosting, installation or technology advice caused financial loss. If you provide tech products or services, check each activity; cyber incidents and unrelated professional work need separate review. 13,14,15,16,17,18,19

Read the full coverage guide

Key Differences in Tech E&O Insurance

Specialized Programs for Data Centers

Marsh treats Tech E&O as a professional-liability specialty and says off-the-shelf policies may leave gaps for data centers, for which it designs programs combining E&O with property and casualty. Berkshire Hathaway Specialty Insurance names Technology E&O as a product and lists software development, systems integration, IT staffing and training as targets. A data-center buyer should compare Marsh’s program design against the actual Berkshire Hathaway Specialty Insurance wording for concentrated infrastructure exposures. 11 5

Target Classes and Placement

Berkshire Hathaway Specialty Insurance marks technology consulting, telecom consulting and managed service providers as select accounts; Marsh names technology among the industries its E&O team serves. The records differ in detail: Berkshire Hathaway Specialty Insurance publishes a target-class screen, while Marsh describes an industry practice and data-center program need. Ask Marsh which markets and forms support the program and Berkshire Hathaway Specialty Insurance whether the account requires select review. 12 5

What to Confirm in Tech E&O Insurance Quotes

  • For a data center, which property, casualty and E&O forms would Marsh combine, and where are the attachment and shared limits? 11
  • Does Berkshire Hathaway Specialty Insurance accept your technology services as a standard class, and can it address data-center concentration in the form? 5

Berkshire Hathaway Specialty Insurance and Marsh Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Berkshire Hathaway Specialty Insurance Review Score

-/ 10

Review Score

No reviews found

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.[5][7]

Read Berkshire Hathaway Specialty Insurance reviews

Marsh Review Score

5.8/ 10

Review Score

2 rated sources

Marsh’s global Trustpilot profile has a poor 1.3/5 score. Treat it as a service warning to investigate with your proposed team; it does not isolate US commercial accounts.[2][4][7]

Read Marsh reviews

Berkshire Hathaway Specialty Insurance vs Marsh Tech E&O Compared

Berkshire Hathaway Specialty Insurance vs Marsh: Tech E&O Insurance: documented features by provider

CriteriaProfessional First Technology E&OMarsh Technology Errors and Omissions Insurance
Role in This Line

Confirm in your quote.

Marsh treats technology errors and omissions (tech E&O) as one of its financial and professional liability specialties, with dedicated attention to the technology industry, and separately names it as a building block within its data-center insurance programs. 12,11Company-reported. Marsh professional liability page and data-center insurance page.

Issuing Insurer

Confirm in your quote.

The reviewed pages do not name a specific technology E&O insurer. 12,11Not publicly disclosed. Marsh professional liability and data-center insurance pages as read on 2026-09-23.

Who It’s For

The Professional First overview identifies IT training, IT staffing, internet service providers, software design and development, and system integration as Technology Services E&O target customers. 5Company-reported. Target classes in the U.S. overview dated 2026-06-03-A; does not make technology consulting, telecommunications consulting or managed-service-provider risks ordinary targets.

The same overview separates technology consulting, telecommunications consulting services and managed service providers as select customers. 5Company-reported. U.S. selection qualification applies; no general eligibility inference.

Marsh names technology among the specialized industries its professional liability (E&O) experts serve, alongside banking, insurance and asset management, media and healthcare. 12Company-reported. Marsh professional liability page, What We Offer section.

Coverage Features

BHSI’s U.S. Professional First overview names Technology E&O as a distinct product offering. 5Company-reported. Named U.S. product in dated overview; terms, form and current transaction availability are not provided by the catalogue listing.

Marsh says off-the-shelf technology E&O policies were not built for the scale and concentration of modern data centers and can leave gaps. It designs data center programs that combine technology E&O with property, casualty and other lines. 11Company-reported. Data center insurance page, Closing the gaps in conventional coverage section; describes a gap in standard tech E&O for one customer segment (data centers), not the general product.

Risk Services

The Professional First overview describes an in-house claims group integrated with underwriting and streamlined claim reporting for its professional-line portfolio. 5Company-reported. Portfolio-level company-reported service, not technology-specific outcomes or an individual-policy claim promise.

Confirm in your quote.

Related Pages for Berkshire Hathaway Specialty Insurance vs Marsh

Tech E&O Pages for Berkshire Hathaway Specialty Insurance and Marsh

Other Coverage Lines Compared for Berkshire Hathaway Specialty Insurance vs Marsh

Other Tech E&O Insurance Provider Comparisons

Sources for Berkshire Hathaway Specialty Insurance vs Marsh

Sources About Berkshire Hathaway Specialty Insurance

  1. At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
  2. About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
  3. Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
  4. Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
  5. Professional First Professional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: claims group and reporting; primary blended E&O/Cyber and stand-alone Cyber forms; line capacity statement; named Lawyers PL, Technology E&O, Miscellaneous PL, Media Liability, Network Security & Privacy; named technology-services target types and selection categories; dated 2026-06-03-A. Group capacity not a line policy limit. Source version: 2026-06-03-A. Accessed 2026-09-28.
  6. Professional First Architects, Engineers and Consultants Professional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights: professional/pollution liability; media, technology and cyber/network security/privacy liability; direct breach/extortion expenses; risk services; primary/excess and project-specific product availability; target professions, lines 6–29. Its combined-form technology feature is not itself a standalone Tech E&O statement. Accessed 2026-09-28.

Sources About Marsh

  1. Marsh | Leader in risk, strategy, people, and investments. Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
  2. Compensation guide for US clients. Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
  3. Marsh McLennan Agency (MMA). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
  4. Technology | Insurance Broking & Risk Management. Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
  5. Data center insurance and risk management. Marsh; Closing the gaps in conventional coverage: off-the-shelf property, casualty, and technology errors and omissions policies were not built for the scale, density, and aggregation of modern data centers. Accessed 2026-09-23.
  6. Professional liability. Marsh; What We Offer: specialized industries served, including Technology. Accessed 2026-09-23.

Sources for the Tech E&O Insurance Guide

  1. Glossary of Insurance Terms. National Association of Insurance Commissioners; Professional Errors and Omissions Liability; Errors and Omissions Liability | Professional Liability other than Medical. Accessed 2026-09-16.
  2. Insurance and Bonding Guidelines. Georgia Department of Administrative Services; Professional Liability / Errors and Omissions p.6; Technology Errors & Omissions (Cyber Liability) §9 pp.7–8. Accessed 2026-09-16.
  3. Appendix J – Contractor’s Insurance Requirements, Information Technology Umbrella Contract – Manufacturer Based (Statewide). New York State Office of General Services; §4 Technology Errors and Omissions, printed p.6 / PDF p.6; claims-made tail note. Accessed 2026-09-16.
  4. Technology Errors and Omissions Insurance. The Hartford; What Is Technology Errors and Omissions Insurance?; differences between cyber liability and errors and omissions; How Technology Errors and Omissions Insurance Works With Contracts. Accessed 2026-09-16.
  5. DigiTech Enterprise Risk Management. Chubb; Coverage Synopsis > Third-Party Liability Coverage > Technology Errors and Omissions; Cyber, Privacy and Network Security Liability; footer product-summary disclaimer. Accessed 2026-09-16.
  6. Chubb DigiTech Enterprise Risk Management Policy — Technology E&O, Cyber and Privacy Short Form Application. ACE American Insurance Company / Chubb; Claims-made notice p.1; §2 Nature of Operations product/service schedule pp.2–3; §7 Technology E&O pp.4–5; §9–10 current and desired coverage pp.5–6. Accessed 2026-09-16.
  7. Cyber Risk for Technology Companies. Travelers; CyberRisk Tech coverage includes… technology errors and omissions; businesses can choose cyber protection, E&O protection or both; E&O coverage helps address… errors, omissions or negligent acts in the performance of its services. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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