Berkshire Hathaway Specialty Insurance vs CNA: How Do They Compare for Media Liability Insurance?

Berkshire Hathaway Specialty Insurance names Media Liability in Professional First. CNA’s Epack 3 combines media with cyber, technology and professional liability, and its sell sheet describes mitigation options and shorter intake for smaller media risks. 5,6,10,11

What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. 1,2,3,4

Read the Berkshire Hathaway Specialty Insurance profile

Read the Berkshire Hathaway Specialty Insurance Media Liability Insurance page

CNA Small Business Insurance: Products, Agents and Service

CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. 7,8,9

Read the CNA profile

Read the CNA Media Liability Insurance page

What Is Media Liability Insurance?

Media liability can help pay defense costs for claims about content you create or distribute, such as allegations of defamation or infringement. Consider it if you publish or produce content for your business or clients; match the quote to each activity. 12,13,14

Read the full coverage guide

Key Differences in Media Liability Insurance

What the Published Offering Defines

Berkshire Hathaway Specialty Insurance’s Professional First overview names Media Liability and also mentions it in a specialized A&E professional form. CNA describes Epack 3 as modular, combining cyber, media, technology and professional-liability coverages. The distinction is useful when deciding whether to quote media as part of a broader professional portfolio or configure it alongside cyber and technology risks. Neither public summary establishes the wording available to a particular media business. 5 10

Buying and Policy Details to Resolve

CNA’s sell sheet says smaller risks may face fewer media-liability intake questions and describes subpoena assistance and mitigation-related options. Berkshire Hathaway Specialty Insurance’s media record names a product and says its Professional First business has an in-house claims group, but does not set out media-specific options. Ask CNA which modules and assistance are included in the proposal; ask Berkshire Hathaway Specialty Insurance for the form, application requirements and claims contact that apply to media claims. 11 5

What to Confirm in Media Liability Insurance Quotes

  • Which Epack 3 modules, subpoena options and limit structure would CNA quote? 5 10
  • Does Berkshire Hathaway Specialty Insurance’s media proposal include media mitigation or only broader claims support? 5 10

Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Berkshire Hathaway Specialty Insurance

-/ 10

Review Score

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.[5][7]

Read Berkshire Hathaway Specialty Insurance reviews

CNA

9.0/ 10

Review Score

1 rated source

Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews.[1][5]

Read CNA reviews

Offering Details

Berkshire Hathaway Specialty Insurance vs CNA: Media Liability Insurance: documented features by provider

CriteriaProfessional First Media LiabilityEpack 3 Media Liability
Role in This Line

Confirm in your quote.

CNA describes Epack 3 as a modular policy that combines cyber, media, technology and professional-liability coverages. 10,11Company-reported. This is a bundled program description; selected coverage parts and limits require the issued policy.

Who It’s For

BHSI lists Professional Services firms among Professional First customer categories and separately identifies media liability in its architects, engineers and consultants product. 5,6Company-reported. These sources do not establish the eligible professions or appetite for the standalone media product.

Confirm in your quote.

Coverage Features

BHSI’s Professional First overview names Media Liability as a product; its architects/engineers page also mentions media liability within a specialized combined professional form. 5,6Company-reported. The overview is a catalogue statement; the second source is scoped to design professionals and does not prove standalone media terms.

BHSI also lists media liability within its combined architects, engineers and consultants professional-liability product. 6Company-reported. This is specific to a specialized design-industry form and does not establish standalone media terms or general availability.

CNA’s Epack 3 sell sheet describes cover for common media perils and says subpoena assistance and mitigation-related options are available. 11Company-reported. The sell sheet does not enumerate all covered perils or establish that every option is included.

Risk Services

BHSI says its Professional First business has an in-house claims group and streamlined claim reporting. 5Company-reported. This is portfolio-level service information, not a promise about outcome or a media-specific claims procedure.

CNA says media and professional-liability customers can access risk-mitigation resources and its cyber page describes specialized risk-control support. 10,11Company-reported. The service statements are company-reported and do not establish a specific service entitlement on a given policy.

How to Apply

Confirm in your quote.

CNA’s sell sheet says Epack 3 shortened quote intake for smaller risks, including fewer questions for media liability. 11Company-reported. The source does not state a universal revenue threshold or promise quote/bind timing.

Full Comparison

More Berkshire Hathaway Specialty Insurance vs CNA Comparisons

Other Media Liability Insurance Comparisons

Sources

Berkshire Hathaway Specialty Insurance

  1. At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
  2. About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
  3. Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
  4. Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
  5. Professional First Professional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp. 1–2: separately named Professional First Media Liability and Network Security & Privacy; targeted customer categories; in-house claims handling; product portfolio descriptions. Version 2026-06-03-A; re-opened 2026-09-30. Accessed 2026-09-30.
  6. Professional First Architects, Engineers and Consultants Professional Liability. Berkshire Hathaway Specialty Insurance; Retained canonical source record: combined professional/pollution form lists media, technology and cyber/network security/privacy coverages; specialized design/engineering target classes and services. This is not evidence of standalone media terms. Prior actual access 2026-09-28; direct re-open failed in this session. Accessed 2026-09-28.

CNA

  1. Insurance for Small Businesses. CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark). Accessed 2026-09-28.
  2. CNA Connect Small Businessowners Policy (BOP) | CNA Insurance. CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28.
  3. General Disclaimer. CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29. Accessed 2026-09-29.
  4. Cyber Insurance - Cyber Risk Solutions. CNA; Current U.S. page: Epack 3 combines cyber, media, technology and professional liability; MPL appetite, media support, technology E&O, claims and risk-control descriptions. Retrieved 2026-09-30. Accessed 2026-09-30.
  5. Epack 3 – Cyber, Media, Technology & Professional Liability. CNA; Official sell sheet: modular bundled policy, media coverages and possible extensions, technology/professional line descriptions and quote process for small risks. Marketing summary expressly defers to issued policy. Retrieved 2026-09-30. Accessed 2026-09-30.

Media Liability Insurance Guide

  1. Insurance for Social Media Liability. Journal of Insurance Regulation; authors Kevin T. Merriman, David M. Knapp, Meghan E. Ruesch and Nicole M. Weir; PDF pp.5–7 abstract/summary; PDF p.4 nonendorsement disclaimer; CGL personal and advertising injury and media-business exclusion discussion. Accessed 2026-09-16.
  2. Media Liability Coverage Part. Hiscox; I p.1; IV–V pp.2–3; VI pp.3–7; VII pp.7–8. Accessed 2026-09-16.
  3. Media Application Form — United States. CFC Underwriting Limited; Sections 1–2 PDF pp.2–5; Section 3 pp.5–6; Section 4 pp.7–8; Sections 6–7 pp.10–11. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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