Berkshire Hathaway Specialty Insurance vs 
Chubb: How Do They Compare for Surety Bonds?
What Is Berkshire Hathaway Specialty Insurance?
BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. 1,2,3,4
Read the Berkshire Hathaway Specialty Insurance profile
Read the Berkshire Hathaway Specialty Insurance Surety Bonds page
What Is Chubb?
Chubb fits technology firms seeking DigiTech ERM or small businesses with up to $30 million in revenue seeking a BOP; buyers wanting an instant direct purchase should compare online carriers. Agents can quote eligible small accounts, with a faster cyber route. 6,7,8
What Are Surety Bonds?
A surety bond guarantees that your business meets a specific obligation to a customer, contracting party or government agency. If a contract, license or permit requires one, get its exact form and amount; a bond is not insurance for your own losses. 10,11,12,13,14
What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Chubb Surety Bonds?
Contract bond catalogue and small transactions
Berkshire Hathaway Specialty Insurance lists performance, payment, advance-payment, maintenance, supply and warranty bonds. Chubb’s catalogue includes construction surety plus commercial and international bonds, and it separately offers Transactional Surety Bonds for businesses and individuals with small or infrequent needs. The distinction can help a buyer match a recurring construction program to a one-off bond need, but the category names do not establish that either company will issue a particular bond for your project. 5 9
Bond access and scope
Chubb’s source describes a marketplace for transactional bonds and appointed-agent or broker placement for its other surety products. BHSI names regional, national and global contractors and construction suppliers or service firms as target accounts. Ask Chubb which route applies to the specific bond and confirm each provider’s underwriting requirements and terms. 9 5
What Should You Confirm in Berkshire Hathaway Specialty Insurance and Chubb Surety Bonds Quotes?
Berkshire Hathaway Specialty Insurance and Chubb Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Berkshire Hathaway Specialty Insurance Review Score
Review Score
No reviews found
The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.[5][7]
Read Berkshire Hathaway Specialty Insurance reviewsChubb Review Score
Review Score
5 rated sources
Chubb earns 5/5 from NerdWallet, which reports fewer-than-expected commercial property and liability complaints. Customer ratings are mixed across products and locations.[1][4][7][8][9]
Read Chubb reviewsBerkshire Hathaway Specialty Insurance vs Chubb Surety Bonds Compared
Berkshire Hathaway Specialty Insurance vs Chubb: Surety Bonds: documented features by provider
| Criteria | U.S. Surety | Chubb Surety Bonds |
|---|---|---|
| Role in This Line | Confirm in your quote. | Chubb underwrites surety bonds directly and says it has written bonds for more than 140 years, describing itself as the 5th largest surety provider in the U.S. 9Company-reported. Surety Bonds product page introduction; company-reported ranking, not independently verified. |
| Who It’s For | BHSI names regional, national and global contractors and construction suppliers or service firms among its target accounts. 5Company-reported. A target description does not establish approval, bonding capacity or qualification for a particular contract. | Chubb positions Commercial Surety Bonds for highly rated public and private companies, while Transactional Surety Bonds target commercial businesses and individuals with small or infrequent surety needs. 9Company-reported. Products & Services list. |
| Coverage Features | BHSI lists performance, payment, advance-payment, maintenance, supply and warranty bonds. 5Company-reported. The catalogue identifies bond types; actual obligations are set by each bond form, principal, obligee and governing jurisdiction. BHSI lists performance, payment, advance-payment, maintenance, supply and warranty bonds as separate bond types. 5Company-reported. Each bond carries its own obligation; the product list does not establish bond form terms or approval. | Chubb's surety products span Construction Surety Bonds (performance, payment, maintenance, supply and install, service bonds), Commercial Surety Bonds (license and permit, court, commercial contract, reclamation, customs and workers' compensation bonds) for highly rated public and private companies, Transactional Surety Bonds for smaller or infrequent needs, and International Surety Bonds. 9Company-reported. Products & Services list; subject to underwriting. |
| Limits and Retentions | Confirm in your quote. | Chubb reports a $2.289 billion aggregate Treasury (T-listing) as of August 2026, and says it has surety capabilities in more than 45 countries and territories. 9Company-reported. Surety Bonds product page introduction stats. |
| Risk Services | BHSI says its surety team supports public-private partnership and project-delivery arrangements. 5Company-reported. The page does not specify the scope or availability of that support for an individual account. | Confirm in your quote. |
| How to Apply | Confirm in your quote. | Chubb offers Chubb Surety Marketplace, an online platform for Transactional Surety Bonds, in addition to placement through appointed agents and brokers for its other surety products. 9Company-reported. Transactional Surety Bonds description. |
| Claims Support | Confirm in your quote. | Chubb publishes instructions for submitting a surety claim by email or mail and offers a dedicated email and phone line to verify the authenticity of a Chubb surety bond. 9Company-reported. Surety Claims Resources section and FAQ. |
Related Pages for Berkshire Hathaway Specialty Insurance vs Chubb
Surety Bonds Pages for Berkshire Hathaway Specialty Insurance and Chubb
Other Coverage Lines Compared for Berkshire Hathaway Specialty Insurance vs Chubb
Other Surety Bonds Provider Comparisons
Sources for Berkshire Hathaway Specialty Insurance vs Chubb
Sources About Berkshire Hathaway Specialty Insurance
- At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
- About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
- Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
- Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
- Surety. Berkshire Hathaway Specialty Insurance; Retained canonical source record locator: U.S. Surety product highlights list performance, payment, advance-payment, maintenance, supply and warranty bonds; target contractors and construction suppliers/services; lines 6–32. Prior access 2026-09-28; direct re-open failed in this session. Accessed 2026-09-28.
Sources About Chubb
- Insurance For Technology Companies. Chubb; Industry overview; Who we serve; Products and services: commercial package insurance (BOP, Benchmarq, Customarq), E&O/Cyber, Financial Lines, workers’ compensation, auto and umbrella; dedicated underwriting, claims and risk engineering. Accessed 2026-09-16.
- Terms Of Use. Chubb; Acceptance of Terms identifying Chubb Group Holdings Inc.; surplus-lines producer restriction; products not available to all users or jurisdictions; Chubb Limited safe-harbor language; Internet Portals for Chubb Business. Accessed 2026-09-16.
- Cyber Insurance Coverage & Products. Chubb; Cyber insurance product catalog: Cyber ERM, DigiTech ERM (technology E&O, media and cyber) and Pro ERM (non-licensed professional services); Marketplace quoting for eligible risks under $100 million revenue; first- and third-party coverage summaries. Accessed 2026-09-16.
- Surety Bonds. Chubb; Introduction stats (140+ years, 5th largest U.S. surety provider, $2.289 billion aggregate T-listing as of August 2026, 45+ countries); Products & Services list: Construction, Commercial, Transactional, International Surety Bonds; Surety Claims section. Accessed 2026-09-23.
Sources for the Surety Bonds Guide
- Glossary of Insurance Terms. National Association of Insurance Commissioners; Surety Bond; Fidelity. Accessed 2026-09-16.
- Surety bonds. U.S. Small Business Administration; Opening guarantee of work completion; Contract or commercial bonds; Bid, Payment, Performance, Ancillary; Eligibility > credit, capacity, and character. Accessed 2026-09-16.
- 40 U.S. Code § 3131 — Bonds of contractors of public buildings or works. Legal Information Institute, Cornell Law School, reproducing 40 U.S.C. § 3131; §3131(b) Type of Bonds Required — performance bond and payment bond. Accessed 2026-09-16.
- Surety Bonds. Chubb; Construction Surety Bonds (performance, payment, maintenance); Commercial Surety Bonds (license and permit, court, commercial contract). Accessed 2026-09-16.
- Surety Bonds Insurance. Harper; What is Surety Bonds insurance?; A bond is not insurance; License & permit bonds; Contract bonds — bid, performance, and payment; Is a bond the same as insurance? Accessed 2026-09-16.
