Berkshire Hathaway Specialty Insurance vs 
CFC: How Do They Compare for Media Liability Insurance?
What Is Berkshire Hathaway Specialty Insurance?
BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. 1,2,3,4
Read the Berkshire Hathaway Specialty Insurance profile
Read the Berkshire Hathaway Specialty Insurance Media Liability Insurance page
What Is CFC Insurance?
CFC fits technology businesses seeking one eligible package for E&O, cyber, media/IP and general liability; buyers wanting to bind directly online should compare other routes. Its cyber policies may also include 24/7 incident support. 7,8,9,10
What Is Media Liability Insurance?
Media liability can help pay defense costs for claims about content you create or distribute, such as allegations of defamation or infringement. Consider it if you publish or produce content for your business or clients; match the quote to each activity. 15,16,17
Key Differences in Media Liability Insurance
What the Published Offering Defines
Berkshire Hathaway Specialty Insurance identifies Media Liability as a Professional First product, including within a specialized architects, engineers and consultants form. CFC takes a broader package approach for media businesses, combining IP and defamation liability with breach of contract, production-related general liability and cyber coverage. A production company can ask whether its filming exposures belong in CFC’s combined policy; a professional firm should clarify how Berkshire Hathaway Specialty Insurance’s media form relates to its other professional services. 5 12
Buying and Policy Details to Resolve
CFC publishes maximum limits of $10 million for media/E&O/cyber and $6 million for general liability, with a minimum deductible of zero. Berkshire Hathaway Specialty Insurance’s reviewed media record gives no corresponding limit. CFC also describes dark-web monitoring, phishing simulations, contract tools and editorial-safeguard questions in its application; those details make the submission more operationally specific. Request Berkshire Hathaway Specialty Insurance’s media limit, deductible and any related services before comparing package totals. 5 12
What to Confirm in Media Liability Insurance Quotes
Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Berkshire Hathaway Specialty Insurance
Review Score
No reviews found
The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.[5][7]
Read Berkshire Hathaway Specialty Insurance reviewsCFC
Review Score
No reviews found
The reviewed sources did not yield customer reviews of CFC; the available survey concerns UK brokers. The one rating we found is from UK brokers: 4.76 out of 5 in Insurance Times’ 2024/25 survey.[4][11]
Read CFC reviewsOffering Details
Berkshire Hathaway Specialty Insurance vs CFC: Media Liability Insurance: documented features by provider
| Criteria | Professional First Media Liability | CFC Media & Entertainment |
|---|---|---|
| Role in This Line | Confirm in your quote. | CFC's Media & Entertainment product is a package policy for content and media businesses that combines IP infringement and defamation liability, breach-of-contract cover, general liability for physical production activities, and cyber cover in one policy. 11,12Company-reported. Media product page and US product brochure; the policy as issued controls the exact scope for any one customer. |
| Issuing Insurer | Confirm in your quote. | The Media & Entertainment application form names only CFC Underwriting Limited, a UK entity authorized and regulated by the Financial Conduct Authority, as the party administering the form. Neither the media product page nor the application discloses which specific insurer or Lloyd's syndicate capacity backs a given US media policy. 13,10Not publicly disclosed. Application footer and the regulatory information page, both checked on 2026-09-23; CFC USA Inc. separately holds admitted producer licenses and E&S authorization in NY, TX, GA and CA, but that page does not tie a specific license to the Media & Entertainment product. |
| Who It’s For | BHSI lists Professional Services firms among Professional First customer categories and separately identifies media liability in its architects, engineers and consultants product. 5,6Company-reported. These sources do not establish the eligible professions or appetite for the standalone media product. | CFC's media page names bloggers, agents, advertising agencies and traditional media companies among the businesses this package targets, but the reviewed page and brochure do not publish a maximum revenue or company-size threshold for eligibility. 11Company-reported. Media product page introduction; actual eligibility for a given applicant depends on underwriting review of the application. |
| Coverage Features | BHSI’s Professional First overview names Media Liability as a product; its architects/engineers page also mentions media liability within a specialized combined professional form. 5,6Company-reported. The overview is a catalogue statement; the second source is scoped to design professionals and does not prove standalone media terms. BHSI also lists media liability within its combined architects, engineers and consultants professional-liability product. 6Company-reported. This is specific to a specialized design-industry form and does not establish standalone media terms or general availability. | The policy covers IP infringement claims, such as copyright and trademark disputes, and separately covers allegations of defamatory material, addressing risks specific to businesses that create and distribute content. 12Company-reported. Media brochure 'IP infringement and defamation' section; exclusions and conditions are set by the policy wording, which was not reviewed. CFC covers contingent bodily injury and property damage arising from physical production activities like filming, production or events, and includes vicarious liability cover as standard so a media business is protected if held liable for a subcontractor's mistake. 12Company-reported. Media brochure 'Contingent bodily injury and property damage' and 'Sub-contractors' vicarious liability' sections. |
| Limits and Retentions | Confirm in your quote. | CFC publishes a maximum errors & omissions/media/cyber limit of $10,000,000 and a maximum commercial general liability limit of $6,000,000 for this product, with a minimum deductible of $0. 12Company-reported. Brochure 'Limits, deductibles and premiums' table; the limit and deductible on an individual policy's declarations control. |
| Risk Services | BHSI says its Professional First business has an in-house claims group and streamlined claim reporting. 5Company-reported. This is portfolio-level service information, not a promise about outcome or a media-specific claims procedure. | Media & Entertainment policyholders get the same Response app tools as CFC's other cyber-inclusive lines, such as dark web monitoring, phishing simulations and network deep scanning, plus a LawDepot-powered contract-drafting tool and a contract best-practices guide. 12Company-reported. Media brochure 'Response app highlights' and 'Other benefits outside of the app' sections. |
| How to Apply | Confirm in your quote. | The US media application asks about editorial safeguards, including whether content is legally reviewed before publication, whether talent releases and music licensing sign-off are obtained, and who the chief editor is and how they are qualified. 13Company-reported. Application form Section 4: Publishing. |
| Claims Support | Confirm in your quote. | CFC's general claims page organizes its claims team by industry and specialization but the reviewed claims and media pages did not describe media-specific claim volumes or outcomes the way the cyber brochure does for cyber claims. 14,11Not found in reviewed sources. Claims page and media product page, both checked on 2026-09-23. |
Full Comparison
More Berkshire Hathaway Specialty Insurance vs CFC Comparisons
Other Media Liability Insurance Comparisons
Sources
Berkshire Hathaway Specialty Insurance
- At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
- About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
- Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
- Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
- Professional First Professional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp. 1–2: separately named Professional First Media Liability and Network Security & Privacy; targeted customer categories; in-house claims handling; product portfolio descriptions. Version 2026-06-03-A; re-opened 2026-09-30. Accessed 2026-09-30.
- Professional First Architects, Engineers and Consultants Professional Liability. Berkshire Hathaway Specialty Insurance; Retained canonical source record: combined professional/pollution form lists media, technology and cyber/network security/privacy coverages; specialized design/engineering target classes and services. This is not evidence of standalone media terms. Prior actual access 2026-09-28; direct re-open failed in this session. Accessed 2026-09-28.
CFC
- About CFC. CFC; Matt Taylor biography: independent MGA and Syndicate 1988. Accessed 2026-09-16.
- Technology. CFC; Introduction; Technology key features; Digitally traded. Accessed 2026-09-16.
- Technology — United States product brochure. CFC; Page 1: coverage sections, including Products and services liability; Response app highlights; Limits and deductibles. Accessed 2026-09-16.
- Regulatory information. CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988; CFC USA Inc. Accessed 2026-09-23.
- Media insurance | Media liability insurance coverage | CFC. CFC; Media product summary; Key features: libel, slander, IP, content E&O, technology E&O, contractual liability, cyber; Downloads. Accessed 2026-09-23.
- Media & entertainment | Product brochure (United States). CFC; IP infringement and defamation; Breach of contract; Contingent bodily injury and property damage; Sub-contractors' vicarious liability; Comprehensive cyber cover and incident response; Limits, deductibles and premiums table. Accessed 2026-09-23.
- Media companies Insurance application form (US). CFC; Section 4: Publishing; Section 5: Cyber Security Risk Management; Section 6: Claims Experience; footer entity line. Accessed 2026-09-23.
- Claims | CFC. CFC; Claims team organized by industry and specialization; Specialty, Emerging risk, Financial lines, Cyber sections. Accessed 2026-09-23.
Media Liability Insurance Guide
- Insurance for Social Media Liability. Journal of Insurance Regulation; authors Kevin T. Merriman, David M. Knapp, Meghan E. Ruesch and Nicole M. Weir; PDF pp.5–7 abstract/summary; PDF p.4 nonendorsement disclaimer; CGL personal and advertising injury and media-business exclusion discussion. Accessed 2026-09-16.
- Media Liability Coverage Part. Hiscox; I p.1; IV–V pp.2–3; VI pp.3–7; VII pp.7–8. Accessed 2026-09-16.
- Media Application Form — United States. CFC Underwriting Limited; Sections 1–2 PDF pp.2–5; Section 3 pp.5–6; Section 4 pp.7–8; Sections 6–7 pp.10–11. Accessed 2026-09-16.
