Amelia Risk vs Newfront Product Liability Insurance

Amelia Risk arranges product liability coverage as a brokerage, placing the policy with an insurer rather than underwriting it itself; no product-liability-specific product page names an issuing insurer. ²Company-reported. General brokerage process from the Specialties page, applied here because product liability has no dedicated product page on the site.

Newfront names product liability as one of the coverages its Casualty practice places, opening the practice page by saying it helps clients with "mitigating product liability and improving customer safety." Newfront brokers this coverage; it does not underwrite it. ¹⁰Company-reported. Casualty page opening description and Key Coverages list.

Not described in the reviewed sources.

The reviewed page does not name an insurer for product-liability placements; Newfront describes "strong carrier relationships" generally rather than a specific product-liability panel. ¹⁰Not found in reviewed sources. Checked the Casualty page for a named product-liability carrier; none was found.

Amelia Risk lists product liability as a policy to consider for its CPG (food, beverage and cosmetic) and consumer-product clients, describing the product itself as the client's main source of exposure. ^4,5Company-reported. CPG and Consumer Products specialty pages' "policies to consider" lists; a marketed topic for those segments, not a stated underwriting eligibility rule.

Newfront says its Casualty practice, led by Frannie Epps, serves companies "of all sizes, ranging from start-ups to Fortune 10" across a broad span of industries, without a product-liability-specific size or revenue threshold. ¹⁰Company-reported. Casualty page leadership bio; a practice-wide eligibility statement, not product-liability-only.

Amelia Risk describes product liability as protection against claims of bodily injury or property damage caused by the client's covered products. ⁴Company-reported. CPG page's product liability paragraph; a general explanation of the coverage type, not a specimen policy form or specific insurer's wording. Appears only on specialty pages, not a dedicated product-liability page.

Amelia Risk says product liability and product recall are separate policies that can both respond to the same contaminated-product event: product liability covers third-party bodily-injury or property-damage claims, while product recall pays the costs of pulling the product from the market. ⁴Company-reported. CPG page FAQ 2, "Is product recall covered under product liability?" A general distinction between coverage types, not policy-specific wording.

The reviewed page lists product liability as a named coverage within casualty placement but does not describe the specific insuring agreement, occurrence versus claims-made trigger, or exclusions for that line; those terms come from the placed policy. ¹⁰Not found in reviewed sources. Casualty page as read on 2026-09-23; only a coverage-name listing was found for product liability specifically.

Not described in the reviewed sources.

Published limits or retentions for product-liability coverage were not found on the reviewed page. ¹⁰Not publicly disclosed. Casualty page as read on 2026-09-23; limits are quote-specific for broker placements.

Amelia Risk says it reads the policies it offers clients and negotiates coverage terms and pricing before a client buys, as part of its general placement process; no product-liability-specific risk-control service was described. ²Company-reported. Specialties page's process description; applies to the firm's placement practice generally, not a product-liability-specific service.

Newfront says its Casualty team offers claims advocacy and integrated risk-control resources to help clients mitigate exposures and reduce claim frequency and cost, plus data-backed benchmarking, applied across the casualty lines it places, including product liability. ¹⁰Company-reported. Casualty page's Our Approach and Newfront Difference sections; not product-liability-exclusive service detail.

Amelia Risk's stated process for arranging coverage, including product liability, starts with gathering information about the company, then approaching multiple insurers, reviewing the resulting quotes with the client, and letting the client decide how to proceed. ²Company-reported. Specialties page's four numbered steps; describes the firm's general placement workflow, not a product-liability-specific application form.

You engage Newfront for product-liability placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. ¹¹Company-reported. General consultation intake, not a product-liability-specific application path.

Amelia Risk says it will advocate for a client's needs during claims, as one of the things clients can expect when working with the firm; no product-liability-specific claims process was described on any reviewed page. ²Company-reported. Specialties page's process list, a general claims-advocacy statement covering all lines the firm places.

Not described in the reviewed sources.