Amelia Risk vs Corgi: How Do They Compare for Cyber Insurance?

Corgi's standard cyber is third-party only and claims-made, quoted online with illustrative limits up to $1 million per claim; Amelia Risk places broader cyber for startups and consumer brands as a broker.

Corgi sells a claims-made form that covers third-party network-security and privacy liability only, with illustrative limits up to $1 million per claim, and lets you quote online. Amelia Risk describes first- and third-party placements and treats social engineering as a traditional add-on. ^6,¹

What Are the Key Differences Between Amelia Risk and Corgi Cyber Insurance?

Third-Party-Only Base Form Versus First- and Third-Party Brokerage

Corgi's standard policy covers third-party network security and privacy liability claims only; breach response, ransomware, business interruption and funds-transfer fraud are endorsements, and regulatory investigations are excluded unless added where legally insurable. Amelia Risk describes placements that combine network security and privacy liability with first-party losses the business incurs and third-party claims alleging the business is at fault, while treating cyber-crime and social engineering as a traditional add-on. Choose Corgi if you want a named form you can quote online and will buy those endorsements; choose Amelia Risk if you want a broker to assemble first- and third-party cover for a startup or CPG account. ⁶ ¹

Published Illustrative Limits Versus No Posted Numbers

Corgi shows illustrative limits of up to $1 million per claim and $2 million in the aggregate, with a $10,000 self-insured retention, and defense costs sit inside the limit on its claims-made form. Amelia Risk does not publish limits or retentions on the reviewed cyber page, and it does not describe a security-monitoring service. You can start a Corgi quote online; Amelia's path is a brokerage conversation around its specialty lists. ⁶ ¹ ²

What Should You Confirm in Amelia Risk and Corgi Cyber Insurance Quotes?

Ask Corgi which endorsements you need for ransomware, business interruption and regulatory fines. ⁶
Ask Amelia Risk which insurer and whether social engineering is included in the base quote. ¹
Compare Corgi's $10,000 retention and inside-the-limit defense against Amelia's proposed terms. ⁶ ¹

Amelia Risk vs Corgi Cyber Insurance Compared

Amelia Risk vs Corgi: Cyber Insurance: documented features by provider

Criteria	Amelia Risk Cyber Liability Insurance Brokerage	Corgi Cyber Liability
Coverage Features	Amelia describes its cyber liability placements as combining network security and privacy liability (protecting a client's networks against unauthorized access and protecting personal, health or other sensitive data) with first-party coverage for losses the business incurs and third-party coverage for claims alleging the business is at fault. ¹Company-reported. Cyber product page description; the actual policy wording and sublimits depend on the issuing insurer and the client's declarations. Amelia describes cyber-crime and social engineering coverage as a traditional add-on to the base cyber policy rather than something included by default. ¹Company-reported. Cyber product page description as of 23 September 2026.	The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ⁶Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting. Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. ⁶Company-reported. Scenario notes for form CORG-CY-0100. The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. ⁶Company-reported. Scenario notes for form CORG-CY-0100.
Role in This Line	Amelia Risk arranges cyber liability coverage for its clients, describing and structuring the policy around network security and privacy liability rather than underwriting it directly. ¹Company-reported. Amelia's own cyber liability product page as of 23 September 2026. Does not establish who issues a particular client's policy.	Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. ^7,⁶Company-reported. Homepage package contents and the cyber liability product page.

Criteria

Amelia Risk Cyber Liability Insurance Brokerage

Corgi Cyber Liability

Coverage Features

Amelia describes its cyber liability placements as combining network security and privacy liability (protecting a client's networks against unauthorized access and protecting personal, health or other sensitive data) with first-party coverage for losses the business incurs and third-party coverage for claims alleging the business is at fault. ¹Company-reported. Cyber product page description; the actual policy wording and sublimits depend on the issuing insurer and the client's declarations.

Amelia describes cyber-crime and social engineering coverage as a traditional add-on to the base cyber policy rather than something included by default. ¹Company-reported. Cyber product page description as of 23 September 2026.

The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ⁶Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting.

Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. ⁶Company-reported. Scenario notes for form CORG-CY-0100.

The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. ⁶Company-reported. Scenario notes for form CORG-CY-0100.

Role in This Line

Amelia Risk arranges cyber liability coverage for its clients, describing and structuring the policy around network security and privacy liability rather than underwriting it directly. ¹Company-reported. Amelia's own cyber liability product page as of 23 September 2026. Does not establish who issues a particular client's policy.

Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. ^7,⁶Company-reported. Homepage package contents and the cyber liability product page.