Amelia Risk vs Corgi Cargo and Transit Insurance

Amelia Risk arranges stock-throughput coverage, which it describes as protecting inventory "at any point in the supply chain" rather than only while goods are physically moving. ⁴Company-reported. Dedicated stock-throughput product page; a brokerage placement, not an insurer-issued policy summary.

Corgi's cargo insurance for trucking operators is a per-load product (contractual liability cargo coverage bound one haul at a time) offered on trucking.corgi.insure, a separate site from the startup-insurance product pages on corgi.insure. ^13,9Company-reported. Page metadata and site structure as observed on 2026-09-23. The trucking site is a JavaScript-rendered application; the reviewed pages returned only page metadata, not the full body content.

The reviewed pages do not name an insurer for stock-throughput coverage; as a brokerage, Amelia Risk places the policy rather than underwriting it. ⁴Not publicly disclosed. Stock-throughput product page as read on 2026-09-23.

The reviewed page content does not name the insurer or underwriting entity for per-load cargo coverage; the trucking site's disclosures were not reachable without executing its client-side application. ¹³Not publicly disclosed. trucking.corgi.insure/insurance/per-load-cargo as fetched on 2026-09-23. Corgi's main-site disclaimers page names Corgi Insurance Company, Inc. and Technology Risk Retention Group, Inc. as underwriters for its startup product lines, but nothing in the reviewed sources ties that disclosure to the separately branded trucking product.

Amelia Risk lists cargo/stock throughput as a coverage for its CPG and consumer-product clients specifically; it does not appear in the startup or technology specialty checklists reviewed. ^5,6Company-reported. Comparison of the four specialty pages' policy checklists as published.

Not described in the reviewed sources.

Amelia Risk says the policy has two coverages: in-transit and at-location. It says most claims happen during loading and unloading, and describes the combined policy as closing that gap between separate transit and property coverage. ⁴Company-reported. Product page description; the issued policy and its forms control actual terms.

Amelia Risk says the policy values finished product at selling price rather than replacement cost, which it describes as a more favorable valuation basis than a standard property policy. ⁴Company-reported. Product page description; actual valuation terms depend on the policy as issued.

Corgi says the per-load cargo product can replace or supplement a trucking operator's existing annual cargo policy, implying it is meant for single-haul or overflow coverage rather than as a standalone annual policy. ¹³Company-reported. Page metadata for trucking.corgi.insure/insurance/per-load-cargo; specific covered perils, commodity exclusions and per-load limits were not accessible in the reviewed page content.

Amelia Risk's stock-throughput page describes the valuation method but does not publish limits, sublimits or deductibles. ⁴Not publicly disclosed. Stock-throughput product page as read on 2026-09-23.

Not described in the reviewed sources.

Amelia Risk says there is no single trigger for buying stock throughput coverage; it advises considering the policy as a company's supply chain grows more complex, and evaluating cost-effectiveness alongside the rest of the insurance program. ⁴Company-reported. Product page guidance on timing of purchase, not a quote or application process description.

Corgi advertises that a trucking operator can quote, bind and get a certificate of insurance (COI) for per-load cargo coverage in minutes. ¹³Company-reported. Marketing claim from page metadata; quote speed is not independently verified and is not the same as coverage being bound for a specific load.